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Home Buying in Rhode Island : Real Estate Advice

  • All111
  • Local Info3
  • Home Buying61
  • Home Selling10
  • Market Conditions1

Activity 304
Wed Apr 10, 2013
Deborah OLeary answered:
Auke Way is off Westerly, Bradford Road (Route 91) in Fieldstone Estates. Cross Street is Fieldstone Way.
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Mon Apr 8, 2013
Jessica (DeCastro) Rebello answered:
When would you like to see it? Please call or email me at your convenience. Thank you!
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Fri Apr 5, 2013
Joseph Del Sesto, GRI, SRS answered:
Helene, you're best bet is to call Warwick Sewer Authority at 401-739-4949. They can tell you what the balance of the assessment is. However, you are not required to pay the assessment all at once. The current homeowner, and the new one, pay it over 20 years at a small interest rate. It is based on a per foot rate of frontage that the property has. A typical sewer assessment is like $10,000 and results in a yearly bill of a couple of hundred dollars. If you need any more help feel free to hit the contact button on my name and email me. Thanks. Joe ... more
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Thu Apr 4, 2013
Mark McHugh answered:
Not a flood zone Helene. It does not have a history of flooding either. It is in close proximity to the bay and coast. Very easy to get to the highway as well.
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Wed Nov 6, 2013
Dennis DelGizzo answered:
Anytime I get a zoning question I tell people to call the town hall. The reasoning being that it depends on who you talk to, you'll get different answers!!!!
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Wed Mar 27, 2013
Josh Greenwald answered:
Usually not considered owner occupied, if they're not living there and especially already have their own home they claim as primary residence.

Why do you ask? Are you looking to purchase a second for children? Contact me at 401 527 1994 or, and perhaps I can help. ... more
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Wed Mar 27, 2013
Tony Grech answered:
Can you buy a house? Yes. You can pay all cash or try to find a seller willing to do a land contract.

Can you get a mortgage? Probably not. Lenders primarily look at 3 things in approving you for a mortgage - Income, credit, and down payment.

You need to have sufficient and stable income to afford the payment. Your credit scores reflect your willingness to make payments, which is important to lenders. And the down payment forces you to have some skin in the game.

You don't need to have perfect credit, but bad credit will almost certainly mean a denial.

Your best bet is to focus on establishing good credit and saving some money before deciding to purchase a home. Owning a home is a privilege not a right, and lenders want to enforce the belief of "sustained homeownership" meaning setting you up for success in owning a home.

Best of luck!
... more
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Tue Mar 12, 2013
Jim Olive answered:
I'm sure if they were, we would have heard about it! Every sleazy news outlet would be running "exclusives" and pumping it out to bump their ratings. I'm guessing the most serious danger would be the reduced property value associated with and ugly tower next door... ... more
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Mon Mar 11, 2013
Roland Vinyard answered:
That's reasonable. You both give it your best shots and he'll take the best offer, assuming at least one is acceptable to him. The alternative would essentially be an auction
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Fri Feb 22, 2013
Josh Greenwald answered:
Thu Feb 21, 2013
John Repoza answered:
The East Side of Providence is a wonderful Place my wife is a Brown Alumni
let me know if I can help
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Wed Feb 13, 2013
klyon asked:
Sun Feb 10, 2013
Frank Denette answered:
Hi Design rocket, you need to check with zoning to see what your allowed to do, otherwise you will need a variance. Also What's the neighborhood like. All multis or all single family homes? Hope that helps. ... more
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Tue Feb 5, 2013
Pete Dufresne Spectrum REC answered:
No it is not currently on the market
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Fri May 3, 2013
Shanna Rogers answered:
Hi Kay,

Contact the lawyer who sent it so they can let you know.

Shanna Rogers
SR Realty
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Mon Feb 4, 2013
Rita Danielle Steele answered:
Hi Christopher - we recommend and use Loren Yoder in Providence or Yoder & Tidwell:

333 Smith Street

Providence, RI 02908

401.751.2460 (t)

Good luck!
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Sat Jan 19, 2013
Josh Greenwald answered:
Sat Jan 19, 2013
Josh Greenwald answered:
Yes, absolutely, there are mortgage products for just about anyone - especially if you have a creative RE and Mortgage broker. I'd be happy to talk with you and see how I could help - creativity is my specialty. Give me a ring at 401 527 1994 or email -J ... more
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Tue Dec 17, 2013
Robin Silverberg answered:
I am not quite sure what your question is, as this house is listed for $85,000, and you are talking about a $90,000 loan. If you are considering an FHA 203K loan, then you would be paying MIP, which is the FHA equivalent of PMI.
Paying PMI is never an "option", nor is homeowner's insurance when you have a mortgage. If you put down less than 20%, unless you can split the loan between a first and second mortgage, such as in an 80-10-10 deal, you would have to pay PMI in some form, either monthly or 1 time up-front on a conventional loan, or as previously mentioned MIP.
... more
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