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In My Neighborhood in Rancho Penasquitos : Real Estate Advice

  • All32
  • Local Info12
  • Home Buying6
  • Home Selling1
  • Market Conditions1

Activity 5
Mon Apr 1, 2013
Neil Fjellestad answered:
May I suggest our interactive website This website can also be uploaded as a mobile version so you can see what's available on your smartphone including video tours of the houses, condos and apartments in which you have interest. This same interactive site allows you to apply online, assist you with our lease documents and get you moved in to your new home. Later you will have a secure place to pay your rent online and thereby never have a problem with late rent penalties. If you have a maintenance issue you can communicate the same way. We provide personal resident care with technological convenience.As you can imagine selections in the price range you mention get a lot of interest and get rented very quickly.

After you have gained some insight from our website please give FBS a call. Our closest office is our San Diego North County Office. It is minutes from your neighborhood of interest. We have helpful professionals that specialize in your rental customer needs. Phone number is 858-487-4004.
Good luck. Neil
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Wed Mar 27, 2013
Chad Basinger answered:
Hello Lornaharkins,

Scary? Yes, I agree that buying a place in a different country can cause some uneasiness and a little concern. However, if you work with a professional who understands everything it is that you are trying to accomplish, along with being able to walk you through the process in an easy to understand manner, then you should be in good hands. 92103 is Mission Hills and is quite a neat neighborhood with a lot of craftsman style homes. Generally speaking, most places in San Diego would be no further than 30 minutes from 92103, so it's a question of how close you want to be to the relatives, what kind of home you can afford and any other parameters you may have. As far as buying a place outright, while it may be nice to not have any debt, it really becomes a question of whether you want your cash tied up into a home or have that money working for you elsewhere. Getting the interest deduction on a mortgage is one of, if not the, biggest tax benefit, so assuming you are in a 25% tax bracket and a 4% interest rate (can probably get lower, but I'm being conservative), then the effective cost of borrowing is really 3%. So, can you earn more than 3% elsewhere with your money? Of course, if for whatever reason you are not able to obtain financing, then cash may be your only option.

At any rate, you should be ecstatic to be moving to America's Finest City. As a San Diego native and someone who has traveled rather extensively, there are few better places to be in the world than here.


Chad Basinger, REALTOR®, CPA, CFP®
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Fri Mar 23, 2012
Janet McCarthy answered:
Why are you focusing on short sales and foreclosures? In many, many cases they are not the best deals on the market. Consider the fact that you have to wait for the bank to respond to your offer, which could be 4 or 4 months and then they tell you what they will or will not pay. On a foreclosure many banks will not pay for termite, pay for a home warranty and the do not pay for repairs, so a physical inspection is for your information only.
Although some Realtors who have REO accounts know that a property will become available they don't accept the first offer - in fact they usually take offers for a 5 days before they select. There are other ways to win the deal and you need to know how to write a clean offer and what the bank is looking for - this will benefit you more.
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Thu Mar 22, 2012
Khrystyna Chorna answered:
Hi, Tiger7d,

One of the best places for a easy to use and interactive crime maps is actually Trulia!,CA/
Just go to this link and fill in the zipcode you are interested in and it will give you the statistics,

Hope it helps! :)
Real Estate Supergirl
Khrystyna Chorna
Allison James Estates and Homes
7 Horton Plaza,
San Diego, CA, 92101
tel: 619-808-7064
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Sat Mar 31, 2012
Conrad Hodgson answered:
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