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Home Insurance in Queens County : Real Estate Advice

  • All75
  • Local Info0
  • Home Buying49
  • Home Selling6
  • Market Conditions1

Activity 4
Sun Jan 15, 2012
Robert D Hughes answered:
Naz check out:

Good link explaining deduction of PMI

Rob Hughes-Long and Foster RE INC.
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Fri Sep 10, 2010
Anna M Brocco answered:
Is there a super in the building, if so contact him/her and see if the source of the leak can be located--if not, ask a board member for the procedure
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Wed Nov 11, 2009
Donald Stevens answered:
It depends on the company. Most companies want some form of inspection and that is usually the hold up. If the agent is nearby they will try to inspect the property quickly to get the policy issued. Getting a policy issued can take an hour or a week, depends on the agent and the company.

Here are some things to consider:
A policy has to be quoted, accepted, and then bound or issued. Give yourself time for that and ask the agent how long these steps will take.
Some companies need money to bind and some will bill you or get their payment from closing.
Some agents cannot bind the policy and everything has to be sent to the company underwriters to bind.
Most policies require money or the promise of money, inspection of exterior, and a signed application.

This list is not conclusion but does provide some idea of the process. It is always better to start researching as early as possible so you are not put in a position where you are ready to close on your home and the insurance is holding up the finalization of your home purchase.

The Home Insurance Specialists
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Fri Sep 18, 2009
Thomas McGiveron answered:
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