we are looking for someone to assume are va loan. are house is in a really nice neighborhood in portsmouth (churchland area) in order for you to assume the va loan you have to be able to get a va loan which means you have to be military or past military...
are loan is through nfcu and they would do a credit check and income check on you.. if you check out ok then you would only need 1345 out of pocket to get the house under your name!!!!
payment on house is 1209 a month and that is tax and insurance included!!!! you would get a awesome rate of 3.375! it is a 30yr fixed rate. you would have to have the house as your primary residence!... more
From what perspective do you ask this question? It is very broad and not sure that I would agree with you. If you are a seller and want to have a market analysis done, I am happy to provide this at no charge. I have seen many community values gradually rising. Hampton Roads settled sales average $199K, compared to $172,500 in 2004 and $210K in 2005. inventory has retreated to 2006 levels of under 10000 listings.
My direct line is 757-235-2608 and I specialize in Portsmouth Real Estate.... more
I was told that generally doesn't happen here....but when I lived elsewhere, I called the tax assessor's office, filled out a discrepancy grievance between the market value/purchase price and the tax assessor, then had to meet with an assessor. It was lowered, though not as low as the purchase price. I think there were separate steps if you were elderly or on a fixed income. Here...I don't know. We are looking at purchasing a house and I would LOVE to know if you find out anything different...... more
I am local REALTOR, a resident of Portsmouth and would love to assist you with purchasing a home in Portsmouth. Here is a great link on the FEMA flood maps, all you have to do is input an address and it will populate the flood map for the area msc.fema.gov/.... more
Depending on the square footage of the property, it ranges from $825-$1,000 per month. Please let me know if you are interested in having a professional property manager handle the management of your rental property. I have several properties I manage at this time, in addition to listing homes for sale and working with buyers. I can be reached at my Coldwell Banker office at 757-484-4400 or on my cell at 757-418-2745.
Have a great day!!
Jennifer Anderson-Helms, REALTOR... more
Thank you for your question. I would suggest that you use a Realtor to help you with any Real Estate transaction because of their expertise in this field. I represent the seller and protect their best interest. As far as the cash price is concerned please make your highest and best offer.
I looked up that street on the Fema Flood map and some parts are in the flood zone. I found 2 homes on that street for sale and one in in the flood zone. I would have to have the address to get exact information. Please feel free to contact me if you have any more questions.
That would be a great question for your loan officer, if the statute of limitations for collection is up, you may not want to even inquire or risk restarting the clock, but ask your loan officer what they need.... more
You should speak with a mortgage loan officer first. This person has a better understanding of what it takes for you to be qualified. Also they can provide strategies to help you boost your credit qualifications. Contact me at 757-879-2592 to discuss in more details.... more
Yes there are properties that can be purchased via a lease option. You can call me and I will be glad to explain the process and work with you to find a property that fits your needs. 480.3VA.REOS... more