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Home Buying in Plainfield : Real Estate Advice

  • All76
  • Local Info10
  • Home Buying22
  • Home Selling6
  • Market Conditions9

Activity 24
Wed Jan 30, 2013
Laquita Baez answered:
Hi arsharps, I'd be more than happy to assist you with finding a home in Linden.
As for safety information, you can always speak with the local police department or visit
www.city-data.com or www.spotcrime.com, as realtors are not allowed to discuss such information.

Best,
Laquita Baez
Licensed Realtor in NJ and GA
Weichert Realtors
973.687.7095
... more
0 votes 1 answer Share Flag
Wed Nov 21, 2012
David Labush answered:
Generally speaking they are two separate things. Getting a mortgage is based on your credit score, income and the price of the property you want to purchase. For more info I'd recommend contacting Debbie Watts with Coldwell Banker Homes Loans at 908-242-2985. Debbie has over 30 years of mortgage experience and can answer any of your questions.

Kind Regards,

Dave Labush
... more
0 votes 1 answer Share Flag
Tue Aug 28, 2012
David Labush answered:
First, if you qualify for a VA loan you had to have served in our armed forces and been honorably discharged. For that I sincerely say, Thank You for your service!

Many VA loans are not solely based on credit and many have gotten VA Loans with credit scores below 600. If you qualify, there is no better loan. I'd recommend going to the VA Loan website first.
http://www.benefits.va.gov/homeloans/elig2.asp

There are several local mortgage providers that can help you, but doing the pre-qualification things on the government website will help speed up the process. Once you get a mortgage lender to pre-qualify you and give you mortgage pre-approval letter I would be honored to help you find a home.

Kind Regards,

David Labush
Cell: 732-687-4242
... more
0 votes 3 answers Share Flag
Sat Aug 18, 2012
Chad Barris answered:
I can help guide you. Send me an email and we can put some things together
0 votes 1 answer Share Flag
Thu Jul 12, 2012
Diane Vanvliet answered:
I would check with DEP before buying, however there usually is not problem.....
0 votes 1 answer Share Flag
Fri Jun 1, 2012
Gina Suriano Barber answered:
Home owners insurance can vary widely depending on the replacement cost of the home ,what valuables you are insuring, and what you choose as your deductible amount. It's best to speak to an insurance agent to see what the most cost effective options are for you. Having your auto and home policies with the same agency may also help keep the cost lower ... more
0 votes 1 answer Share Flag
Thu Jun 28, 2012
Plainfield Resident answered:
Yes. I live in Sleepy Hollow and take evening walks all the time. It's quite safe and a very nice neighborhood.
0 votes 2 answers Share Flag
Thu Feb 16, 2012
Nilda Maccarelli answered:
You are doing all the right things ; you went for a preapproval, and have checked some homes online. now it is time for you to take the next step: Get a real estate agent !!!
An agent will help you and guide you through the house searching process,He/she will search , preview, and show you homes that meet your needs and wants, as well as your means. He/she will negotiate and be your advocate throughout the process.
so , take the plunge, get an agent!!!

By the way, I am a Weichert agent, very familiar with the Plainfield area
I have lived in Union County for almost 40 years, and I worked in Plainfield for over 30 years! So , give me a call or send me a message

Nilda Maccarelli
Weichert realtors
973-377-4460(office)
cell phone 908-403-8383
... more
0 votes 3 answers Share Flag
Mon Dec 22, 2014
Elizabeth Herbert answered:
Try looking up the demographics here: www.city-data.com then check the town website at http://www.plainfield.com/ as well as the school website at http://www.plainfieldnjk12.org/ to begin your research. ... more
0 votes 6 answers Share Flag
Fri Apr 23, 2010
John Sacktig answered:
Hi Jackie,

I am assuming that this is either a short sale or a foreclosure that you are speaking about... you cannot speak to the bank about it.. The bank will not speak to you directly.

There are procedures in place for these properties to be sold and they follow them strictly. If you want information on a short sale or foreclosure, call or email and I'll see if we can get in touch with someone.

You need an agent that is experienced in these types of transaction to help on this.. let me know!

John Sacktig
Broker/ Manager
Orange Key Realty
Office: 732-863-6969
Cell: 732-213-1409
... more
0 votes 2 answers Share Flag
Fri Apr 23, 2010
Tim Robbins answered:
Jackie

How doyou know it is still not available It maybe either sold, under agreement or the bankis changing agents or the home is going up for auction. Or the big one of them all the agent is just doing his job If you want to search homes in New Jersey directly from all of the MLS systems click the website link and you can search all over NJ

I would like to help you that is why I give Buyers the opportunity to search all over NJ

Tim Robbins

Exclusive Buyers Broker

Better Homes Realty

800-610-3599
... more
0 votes 2 answers Share Flag
Mon Mar 8, 2010
Alma Kee answered:
Hi Janice,

Normally banks price the property well below value and receive multiple offers above the asking price.

Of course there are some Asset Managers that overprice.

Is it truly owned by the bank and not a pre-foreclosure short sale?

Find a local Realtor to help you asap and she can give you information about recent sales of similar properties so you can submit a viable offer. Make sure your offer has a preapproval from a well known lender like Wells Fargo, www.ThirdFederal.com. You shouldn't have to pay an application fee so if the lender asks you for money upfront, go on to the next lender.

Good luck!
... more
0 votes 10 answers Share Flag
Wed Jan 23, 2013
Rashid Burney answered:
Fri Dec 19, 2008
Jack Vollenberg answered:
Hi S.

I answered a question about the Plainfield area not too long ago. I invite you to go through my posted comments. I've included the 2 links I could find the quickest. Remember, in the future if you want to ask a question about an area, please be as precise as possible on what you want to know. The market is very fluid in some areas and can differ greatly by what type of property and what neighborhood you're looking at.

http://www.trulia.com/voices/Home_Buying/Tricky_Plainfield_like_rolex_-51960--
http://www.trulia.com/voices/Home_Buying/Why_there_is_so_many_homes_for_sale_in_Sleepy_hall-51772--

Sincerely,

Jacobus "Jack" Vollenberg
RE Appraiser/RE Sales Associate
Vollenberg Appraisers/ERA Statewide Realty
Vollenberg@iname.com
... more
0 votes 2 answers Share Flag
Tue Nov 18, 2008
Jeanne Feenick answered:
Claudia, are you asking about Plainfield, New Jersey? If so, I can help you.

Jeannie Feenick
Search and connect at http://www.feenick.com
0 votes 2 answers Share Flag
Tue Nov 4, 2008
Denise Canell answered:
Hi Santosh:

I have sold numerous condominium in the Regency Village development. Please feel free to call me at 908-268-2124 or e-mail me at: denisecanellolson@remax.net. I would be happy to help you! ... more
0 votes 4 answers Share Flag
Sun Sep 14, 2008
Marc Paolella answered:
Relo companies are generally more inflexible than private owners. They haven't lived in the property and do not represent anything about its condition. It basically becomes what you see is what you get. If what you see is not acceptable at this point, you might have to move on to another home. Or better yet, factor the work that has to be done into your offer price and do it yourself after the closing.

-Marc
... more
0 votes 3 answers Share Flag
Fri Oct 2, 2009
Realtynovice answered:
What does your purchase contract say?
If it does not protect you under these circumstances:

(Disclaimer: Ths is not legal advice, contact an attorney.)

You may want to consider contacting the proper authorities to make a complaint against the RE agent and his broker for practicing law w/o a license. ... more
0 votes 7 answers Share Flag
Wed Sep 3, 2008
Corey Grushin answered:
The process would probably take another 30 to 45 days to do Connie. The 203 K streamline will require you to get multiple contractors for the minor repairs you'll need. (i.e. a plumber & a painter) If you wish to use a General contractor you'll need to do a regular 203 K. The 203 K (either one) will require the bank to get a consultant to view the project and determine what repairs are necesary as well. The consultant will review the quotes from the contractors, inspect to see the work was completed and act on your behalf and the bank.
Please keep in mind a 203 K loan has a higher interest rate than a regular mortgage and also costs more to do (additional risk) If you have any further questions fel free to contact me at cgrushin@gateway-funding.com
... more
0 votes 1 answer Share Flag
Mon Aug 11, 2008
Monika asked:
Comes to think of it - she is telling me things about Plainfield just as they are, really! It looks like I am having problems with hearing! But thank you all!
0 votes 0 Answers Share Flag
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