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Pineville : Real Estate Advice

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  • Local Info2
  • Home Buying3
  • Home Selling0
  • Market Conditions0

Activity 6
Fri Apr 5, 2013
Abby Nelson answered:
Give me a call or email me and I will see what I can find.
Abby Nelson
Abbynelson@bellsouth.net
704.890.1860
0 votes 3 answers Share Flag
Fri Oct 19, 2012
Abby Nelson answered:
Give me a call or email me and I can help you find something.

Abby Nelson
704-890-1860
abbynelson@bellsouth.net
0 votes 3 answers Share Flag
Fri Oct 19, 2012
John Siddons & Mike Laine answered:
Hi Maddy!

A very good source of finding out safety/friendly factor of areas is to use a crime map and do research on areas you're considering living. One crime map website is http://spotcrime.com/

If you're interested in speaking directly about the area and would like help finding a home, don't hesitate to contact me directly! I work with buyers at no extra cost in a transaction and would love to help you out.

John Siddons
704-458-1843
John.Siddons@prucarolinas.com
www.SearchCharlotte.com
www.JohnSiddons.com
... more
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Sat May 21, 2011
Daniel Fisher answered:
There are currently 14 townhomes and condos for sale in Pineville. These are detailed here: http://tempo.carolinamls.com/Pub/EmailView.asp?r=955994183&s=CML&t=CML

If you were to purchase this home at Stratford Lake: http://tempo.carolinamls.com/Pub/EmailView.asp?r=842258646&s=CML&t=CML, your monthly expenses would look about like this, assuming you have 580+ FICO no lates in 12 months, no recent foreclosures or bankruptcy and assuming the below FHA insured loan.

$105,000 purchase price
3.5% equity
$3,675 total downpayment (depending on your income, there may be ways to get this lower)
$101,325 Loan amount
$124,800 tax value
5.00% Interest rate
$30 yr mortgage term

$139 HOA fee
$544 Principal & Interest
$135 Taxes
$47 Insurance
$43 Mortgage Ins. (PMI)
$907 Total monthly investment

However, if you are not required to stay within the city limits, there are 450 townhomes and condos currently for sale within 5 miles of Carolina Place Mall, Pineville. They range in price from under $50,000 to over $650,000. At $50,000 purchase price, your monthly payment could be in the low $600's. At $180,000. it could be about $1,350 a month.

If your monthly rent or lease payment is more than a house payment and you plan to stay here for at least 2 years (to get the capital cains exemption) buying might make sense for you. Some of the higher value homes are short sales, so if you are needing to move quickly, the long approval process for this type of sale might not work for you.

If I were buying, I'd take a closer look at these "favorite 2+bedrooms homes under $180 within 5 miles of the mall": http://tempo.carolinamls.com/Pub/EmailView.asp?r=294710125&s=CML&t=CML

If you have a full time agent with a Masters degree in Planning with Finance and over two decades of experience, working for you, you will likely do better in negotiations. I'd be pleased to provide that service. ...and if you like this answer, please give it a "thumbs up". .
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Fri Apr 1, 2011
Anna M Brocco answered:
Consider doing some research of your own--check for online information, visit areas, etc., real estate professionals are prohibited from “steering”—enticing a buyer to purchase, or not, in specific neighborhoods. ... more
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Thu Jun 11, 2009
Goat answered:
It has something to do with a collapsing economy, overpriced realty, a US dollar that looks to make a cliff dive, soaring unemployment, hordes of delusional sellers waiting to be foreclosed on.

I am pretty sure the above reasons have something to do with it. Oh ya....silver and gold are much better investments being so cheap and all.
... more
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