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Home Buying in Pensacola : Real Estate Advice

  • All424
  • Local Info47
  • Home Buying122
  • Home Selling18
  • Market Conditions24

Activity 68
Sun May 13, 2012
Shane Willis answered:
Yes it is possible to get him just alone and his name depends on the debt to income ratio. If his income alone can sustain every thing you should be okay if her income is needed to cover the debt she must be on the loan. If you want to give me a call we can discussed 850-384-1915 ... more
0 votes 3 answers Share Flag
Sat Mar 2, 2013
Ron Thomas answered:
This is so subjective;
our opinions are of little value to you.
If you can, drive around town and see for yourself where you want to live.
If this isn't possible, rent for a while so that you can make an informaed decision. ... more
0 votes 6 answers Share Flag
Sun Jun 10, 2012
Judy Rice answered:
Are you looking for a townhome or a house? Nature Trails is one subdivision that has a community pool. Let me know if you want more information. I would love to help you.
0 votes 7 answers Share Flag
Sat Feb 9, 2013
Alain Picard answered:
The first thing you should probably do is talk to a lender to see if you can get pre-approved for a loan if you going to need one to buy which most first time home buyers do. Once you find out the amount that you are approved for you can contact a local real estate agent in Florida and tell them what you are looking for and have them start sending you listings that meet your criteria. If you find something that you like maybe you could take a trip to Florida to check it out and then you could have your real estate agent submit your offer for you. Another way to do this is still get pre-approved now and then just wait till you move to Florida to start looking at properties. You would just need to find somewhere that is month to month or maybe even a six month lease while you are there looking. Either way talk to a lender now and see which would be better for you and your family. Just remember if you get pre-approved now make sure you don't go out and put a bunch of things on your credit cards or anything like that before you have the keys to your new home. ... more
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Tue Apr 10, 2012
Lisa Cloyd answered:
Is this 811 Woodland Drive in Columbia sc? If so, absolutely. What is your phone #. I will call you this afternoon. Or, feel free to call me. My cell is 803-240-8247. By the way, will you be needing a loan to buy the house? If so, I have some great mortgage options that I can share with you. Looking forward to working with you very soon.! Lisa Cloyd ... more
0 votes 4 answers Share Flag
Tue Feb 7, 2012
John Bennett answered:
Tue Jun 28, 2011
Bonnie answered:
Hi Victoria,
There are several homes in the 32507 area that offer owner financing. I will glad to help you find a home for your sister. Just email or call me and I will get all the information from you so I can begin to help you.

Bonnie Ard
Gulf Real Estate Group, LLC
... more
0 votes 1 answer Share Flag
Wed Feb 6, 2013
Randy Paun answered:
I can help you, but you need to speak to my IN HOUSE Lender for a current read on your qualifications. Call me at 850-565-0159 my name is Randy.
0 votes 7 answers Share Flag
Sun Apr 12, 2015
Bill Eckler answered:

There will be a difference between a cash transaction and one being financed since these sales require additional fees.

On a $60,000 cash transaction:

title insurance $400
recording fee $11
survey(if needed) $300
inspection $250
Condo approval fees if necessary $50-$150
closing fee $250
Real estate admin. fee $100-$300
Tax & other prorations ????

With a financed transaction there are additional taxes(Doc stamp on mortgage,Intangible tax, points, Loan origination fee, underwriting fee, etc. etc.

... more
0 votes 4 answers Share Flag
Thu May 5, 2011
Diane Harmon answered:
You can do a 203K FHA loan that will allow you to borrow more than the cost of the home and use the money to make the necessary repairs. For more information email me at ... more
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Tue Nov 27, 2012
BG answered:
Sat Feb 19, 2011
Donna Gallegos answered:
A property manager in Florida who is hired by the owner, is not required to have a real estate license. Having said that, As a licensed Realtor, any type of relationship with a seller would prompt me to provide full disclosure to a potential buyer. At the very least, I am held to a standard of ethics and would not want any transaction to become suspect that I am involved in. I am curious about this question and what prompted it? ... more
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Mon Jun 3, 2013
Anna M Brocco answered:
Due to privacy reasons, not sure any agent will post an owner's name--you can however, check local public records department, ask a neighbor(s), ask any loacl agent offline, etc.
0 votes 9 answers Share Flag
Fri Jan 7, 2011
Myke Atwater answered:
Well, Redawg77, it sounds like you have done things diligently. It doesn't seem to me that there really would be a drawback to having parents co sign, but you might want to talk to a real estate attorney to make sure you structure things correctly to make sure everyone is protected. There is always a need for good rental property, so in terms of the current market, I would probably recommend sitting on the property as a rental--there are tax advantages to having rental property, too. Look into the benefits of renting property to tenants.

The danger to the co signer on a loan tends to be if the borrower is irresponsible and doesn't hold up his end of the bargain, but it sounds like you don't fit this description.

Good luck to you,

Myke Triebold, GRI, LMC
... more
0 votes 6 answers Share Flag
Thu Sep 30, 2010
Banks rarely know what they want, because they are run by people most of which simply don't care. That why short sales are such a mess. I recently had a short sale with a bid of $140K on it with the negotiator demanding nothing less than 180K. Finally the house went into foreclosure and sold at the county auction for 117K. Does it make sense that they declines a much higher bid, spend 50K in foreclosure fees and then finally sold it for 117K? No it doesn't.
Did you attend a county auction or some specific Fannie auction? You might want to focus on county auctions, since they're no games like that there.

Good Luck!

Elena Ollick
Amerivest Realty
Faith Home Loans
Latest Post: Naples Luxury Home on Fire
... more
0 votes 4 answers Share Flag
Thu Nov 11, 2010
Jim Pennington answered:
Hello Tim,
According to Pensacola MLS statistics, homes in 32514 are selling for about 96% of list price. This is for all residential sales March 1 to Aug. 15, 2010. However, and this is a big however, that is based on the last list price, that is the price listed at the time of sale. It does not reflect the home's original list price. If the price of a home has been reduced since the original listing, than that 96% figure will be considerably lower. If you need help in buying or selling a home, please feel free to contact me directly. You will find my contact info through my website below. Thank you! ... more
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Sat Aug 7, 2010
Richard Wittig answered:
Mary C.

Try the S.W. Side: Grande Lagoon, Innerarity Island, the entire Old Gulf Beach Hwy, Perdido Gulf Course (changes it's name a lot) - just prior to Winn Dixie on Sorrento Road.

All of these locations are about 4 miles to the Back Gate at NAS just off Blue Angel Pkwy and are also close to the Beaches at Perdido Key: Johnson Beach, Gulf Islands National Sea-shore, and Florida State Park on Perdido Key.

You should be able to find a VERY nice home in your price range.


Rich Wittig Sr.

Broker, Gulf Beach Realty Inc.
... more
0 votes 2 answers Share Flag
Sat Aug 7, 2010
Rich Homer answered:

Engage a good Realtor in Pensacola and they will be able to help. There are no standards here so it is about asking sellers of homes listed for sale in the MLS. Realtors have contacts and can do the searching. Thanks to you and for family for your sacrifice in protecting our country. ... more
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Thu Jun 24, 2010
Alma Kee answered:
Dear Cyn,

Here is a very good website about Florida HOAs and you may be able to find your answer there:
0 votes 10 answers Share Flag
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