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Credit Score in Pennsylvania : Real Estate Advice

  • All540
  • Local Info16
  • Home Buying308
  • Home Selling58
  • Market Conditions8

Activity 42
Wed Sep 18, 2013
Ron Thomas answered:
You probably don't!
But the Credit Companies are not working on Trulia; maybe you should be talking to them.
0 votes 3 answers Share Flag
Tue Jan 22, 2013
R. Eric Axelson answered:
They should be able to send you a fax. Did you know that what you just did may actually LOWER your score? By speaking with them and submitting a payment, that debt is shown as having "recent activity."if you haven't already, I would contact a professional before doing anything further. I'm presuming your goal is to buy a home in the near future.

Feel free to call me. I'd be happy to chat with you.

Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
956.979.5967 cell
... more
0 votes 7 answers Share Flag
Wed Sep 18, 2013
Fred Glick answered:
It's not unusual. There algorithms are different and produce different results.

Because of that, mortgage companies look at your middle score..
0 votes 6 answers Share Flag
Thu Dec 20, 2012
Lisa Gerlach answered:
I do know that Susquehann can go as low as 580. Not sure why they would have preapproved you and then denied you. Did this just happen that you were denied? Did you have a realtor to help you?

I have a very good contact at Susquehanna I can talk to .. There had to be more to the situation in order for them to deny you.

If you would like to give me a call my contact info is: Lisa Gerlach Exit Platinum Plus Realty 717-920-2900 or 717-623-5472 cell. Id be glad to help you
... more
0 votes 3 answers Share Flag
Fri Nov 23, 2012
Philip J. Cunningham Sr answered:
It depends why and what information your looking for no all credit reports are the same if yo8u just want to check your cr5edit report you can ge5t a free one every year from each of the credit reporting agency call me and I'll explane hoe to do it any why you should. @15-725-5700 X49

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia,PA 19152
... more
0 votes 4 answers Share Flag
Sun Nov 26, 2017
Kelly Ward answered:
At Allied Credit Solutions we help people removed negative information, including judgments, all day long.

Call for a free consultation.

Allied Credit Solutions
800 901-8122 x 211
... more
0 votes 9 answers Share Flag
Tue Nov 13, 2012
Alex Reedy answered:
Zero. You need to show the ability manage your current bills before you take on more. Good Luck
0 votes 3 answers Share Flag
Tue Oct 30, 2012
Eric and Rebecca answered:
I can't make any promises but I can get you in touch with the right people. Please feel free to contact me anytime on my Cell 570-971-5211.
Eric Getz
0 votes 4 answers Share Flag
Sat Aug 24, 2013
Susan Nechamkin answered:
It depends on what bank you are dealing with, some Lenders will accept a 627 score. Give me a call if you need help with finding a Lender or viewing a property.
0 votes 11 answers Share Flag
Wed Aug 22, 2012
Hello Renter.

The civil judgment can be renewed by the filing party so it may re-appear. In this situation what I would normally do is re-pullk credit at the approriate time and do a title search to make sure that you are safe. It costs a few extrra bucks up front but saves a whole lot of time later. Give me a call when you are ready to move ahead and I would be happy to give you the all clear, and hopefully do your mortgage too!

Alan Openshaw
Cornerstone Lending Inc
Southampton Pa 18966
215 953 0800
cell 267 992 7276
NMLS ID 143960
... more
0 votes 2 answers Share Flag
Thu Oct 11, 2012
Justin Hagan answered:
The fair credit reporting act allows you to dispute ant item on your credit report. Contact all three of the credit bureaus to dispute the derogratory items. Visit for more info on the process. There are also services that will go through the process with you contact me at if you are still working on clearing that up. ... more
0 votes 3 answers Share Flag
Sat Jul 27, 2013
Kelly Ward answered:
Allied Credit Solutions can help repair your credit if you cannot get qualified for a loan. We offer a "true 100% money back guarantee, and our program is a MAXIMUM of 180 days. We are registered and bonded with the state and use Federal Law and your consumer rights to help you. Once we get a negative item off of your credit, it will be off permanently. We don't send out dispute letters like credit repair companies, we investigate the validity of the debt with the creditors, collection agencies, banks, etc..........Call me for a free - no obligation consultation. Our website address is

Kelly W.
National Account Manager
Allied Credit Solutions
800 901-8122 ext 206
... more
0 votes 9 answers Share Flag
Sat Jun 16, 2012
Brittany asked:
Hi I was wondering if its possible to get a loan with a low credit score ( 609 )Im young still so it was hard for me to even get a car on my own which I was able to do a few months ago....
0 votes 0 Answers Share Flag
Mon Oct 14, 2013
Suzanne MacDowell answered:
I would contact Bank of America and ask them to report the account. Then I would suggest you contact a local mortgage banker. They may have some ideas how to get this counted. The banker can tell you where you stand right now considering ALL aspects of your current situation, and what, if anything, you need to improve your situation so that you will be able to buy a home as soon as possible. There is a good chance they will even be able to tell you what to do with this secured credit card. By the way, I am not suggesting you contact a big bank, but a small local lender who specializes in writing mortgages. If you don't know one, contact a realtor and ask to be referred. ... more
0 votes 10 answers Share Flag
Sat Apr 28, 2012
Ed McKeown answered:
I can help you. There are lenders that can do FHA Loans with 600. They are uncommon to get closed, very tough. Call me and I will help you get financing with a good lender. If he can't do it he will help you get somethings off your history to increase your score. You need someone good that won't steer you wrong.
Ed - 570-242-8518
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0 votes 3 answers Share Flag
Sat Sep 13, 2014
Doug Caye answered:
The 598 will still qualify for some lenders the 543 will not. Your rates will be higher and your required down payment will also usually be higher than standard 3.5-5 % FHA or minimum conventional. I am happy to help. 412 576 5561. Doug Caye ... more
0 votes 13 answers Share Flag
Fri Sep 28, 2012
Sheri Curci answered:
Hello Mijraneb, You should have your realtor research recent homes sale on distressed homes and compare them to recent home sales that are in normal condition.

Do you have a realtor thats helping youYou?

All the best John Curci RE/MAX 215-757-2889
... more
0 votes 3 answers Share Flag
Tue Jul 16, 2013
Freddy Solis answered:
One that you will love and care for for many years. Banks will be lowering requirements for home loan qualifications in the near future, save some money and get ready to start house hunting with your favorite local Realtor.

Good luck

Freddy Solis
... more
0 votes 10 answers Share Flag
Fri Jul 19, 2013
Anna M Brocco answered:
The better the score the better the rate; if looking at an FHA loan, most lenders prefer 640; visit with any licensed loan officer, for a personalized answer....
0 votes 9 answers Share Flag
Tue Jun 11, 2013
Jeanne Feenick answered:
Hi there - just posted but my answer didn't seem to take - so I'll try again, excuse if a duplicate.

It sounds to me as though you have established a good payment record with your current landlord, that will go along way. Be prepared to provide an explanation if your credit score is suboptimal, and provide verification of consistent and timely payment to current landlord. Add to that employment verification and some recommendations and you should be off to a good start.

Good luck to you,
Jeanne Feenick
Unwavering Commitment to Service, Unsurpassed Results
... more
0 votes 15 answers Share Flag
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