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Pennsylvania : Real Estate Advice

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  • Local Info16
  • Home Buying308
  • Home Selling57
  • Market Conditions8

Activity 9,327
Sat Apr 13, 2013
Alan Openshaw answered:
I do. Call me tomorrow after 9am at 267 992 7276
Regards
Alan Openshaw
Cornerstone Lending Inc
Southampton Pa
0 votes 12 answers Share Flag
Mon Apr 22, 2013
Christopher Blouch answered:
Hi Dean,
If you email me (CBlouch@kw.com), I can email you all available homes that meet your criteria tonight. I'd be happy to help & I live in that area!
Thank you,
Christopher Blouch
Keller Williams Real Estate
www.chrisblouch.yourkwagent.com
... more
0 votes 10 answers Share Flag
Fri Apr 12, 2013
Anna M Brocco answered:
Since most foreclosures do end up being listed by a broker, if the property is available any local agent/realty office can help, consider a call; you can also locate some area agents under the find a pro tab. ... more
0 votes 1 answer Share Flag
Fri May 17, 2013
Paul Carson answered:
Hello,

Yes, we should be able to help you out. You can call or email me so we can talk more about it. 215-874-0125 or Paul.Carson@guaranteedrate.com or www.PaulCarson.com.

Sincerely,
Paul
... more
0 votes 5 answers Share Flag
Fri Apr 12, 2013
riyyah99 asked:
--
This question was asked from this property: http://www.trulia.com/rental/3102384763-726-Preston-Ave-Bryn-Mawr-PA-19010
0 votes 0 Answers Share Flag
Sat Apr 13, 2013
Scotty Gullaksen answered:
Hi Sharon,

I can do a search for you on our MLS System for lease purchase properties. Just tell me what you are looking for and your monthly budget for rent.

You can email me: Scotty@century21.com
Or call me at: 610.453.9898
... more
0 votes 3 answers Share Flag
Sat Apr 13, 2013
Tim Moore answered:
Before you close on the property you will get a policy. Let's say it is $600. The lender will bill you for it at closing and they will start adding $50 to your monthly payment so next year there will be $600 in the escrow account to be able to pay for the policy next year with that money that is set aside. Let's say that during the year you manage to reduce the amount of the policy so the bank will be now taking out too much each month and you will have an overage next year and they might just have to add $40 each month next year. The bank's escrow dept won't reduce the monthly amount they are adding until next year. ... more
0 votes 3 answers Share Flag
Sat Aug 3, 2013
Tim Moore answered:
Looks like it says for sale.
0 votes 2 answers Share Flag
Thu Jan 1, 2015
Suzanne MacDowell answered:
Yes, every few years the municipality will re-value the properties and adjust the tax rate accordingly.
0 votes 7 answers Share Flag
Fri Apr 12, 2013
Michael Milligan answered:
Heat pump with emergency backup. Second answer depends on a multitude of factors (size, age, type of home, etc).

Mike Milligan
302-299-3756
Mike@milliganteam.com
0 votes 5 answers Share Flag
Tue May 7, 2013
Andrew Wilkinson answered:
Hi there,

This question would be best answered by the listing agent for the property. You can do so by using the "Contact Agent" button here: http://www.trulia.com/property/1037818777-1406-Ivyside-Dr-Altoona-PA-16601

Good luck with your search,

Andrew
... more
0 votes 2 answers Share Flag
Thu Apr 11, 2013
Dan Tabit answered:
rgastald,
Lenders look at credit first, income second, the asset next. If your income is part time, chances are it isn't very much. If its part time and short time, which many part time jobs are, they will have a hard time expecting it to be permanent enough to rely on.
Hard money lenders are also called equity lenders. They want a lot of cash into the deal and the rest of the deal has to make sense. They charge higher fees and rates than conventional or portfolio lenders. You have to still show them you have the capacity to pay them back. Hard money loans are also typically short term, so you'll need to have permanent financing lined up in 3-6 months in many cases.
Adding that this is likely to be a non owner occupied property only makes this more complex. NOO loans generally require 25% down to start and they still want the income and assets to make sense.
You can talk to some mortgage brokers; ask if they have portfolio products which offer different guidelines than conventional. I'm not aware of any way to do what you are asking, but that doesn't mean it doesn't exist.
Decide a few details before you proceed though. Will you live in it or not? How much will you put down and what will you have in reserve? Can you go to full time employment or get a second part time job?
... more
0 votes 4 answers Share Flag
Fri Apr 12, 2013
Virginia Stump answered:
It is an 80-year old home, with one bedroom, on roughly .6 acre, with a septic tank and well. Multi-list photos indicate that the interior could use some updating. You might want to check with the municipality to see if public utilities are being put through the area. ... more
0 votes 2 answers Share Flag
Thu Apr 11, 2013
Philip J. Cunningham Sr answered:
As i have been advising folks please deal with and obtain advise in you market area. I feel that a 4 month pre-approveal is too long since the Mortgage provider is going to require new credit checks and income statements about every 30 days so there will be an increase in cost to you and the market in Philadelphia does not have Seller willing to wait 120 or more days to go to settlement. You should be able to locate a house in 30days and settle in another 30 to 45 days. Maybe you should wait anther month and the look. A Realtor should be able to refer you to someone that can give a good idea of what you can afford.

Philip J. Cunningham Sr
V.I.P. Realty Corporation
7942 Bustleton Ave
Philadelphia,PA 19152
215-725-5700X49
philcunningham2004@yahoo.com
... more
0 votes 5 answers Share Flag
Sat Apr 13, 2013
Robert Weiss answered:
Hi Kathy,

What is your question?

Robert Weiss
Broker/Owner
Coldwell Banker Hearthside Realtors
215-379-2002
r.weiss@cbhearthside.com
0 votes 6 answers Share Flag
Fri Jun 21, 2013
ShannonNicole answered:
My dad was living in his apartment and using his SSI to pay for rent. Im pretty sure that if you have steady income with SSI, you can tell the rental complex this or apartment, and they will know how to work with you. ... more
0 votes 2 answers Share Flag
Thu Jan 1, 2015
allan erps,ABR,SFR answered:
In my area they would be things like the inspection, Insurance premium, and any up front fees charged by a Mortgage Broker.
0 votes 6 answers Share Flag
Thu Apr 11, 2013
Jim Olive answered:
These are times when you wish you were more handy yourself! I did my own bathroom at my vacation home and it was cheap! But I must say I was grateful when it was destroyed by nature and the insurance paid for a professional to do the job over!! $15k does sound high for a small redo, but that all depends on where you are...best of luck... ... more
0 votes 2 answers Share Flag
Mon Oct 7, 2013
Brian Luce answered:
If the home has been flooded in the past, By Law the owner needs to disclose that information. They would be the best person to ask.

Brian Luce ABR, SRS
Weidel Realtors - Doylestown
215-348-5600
... more
0 votes 2 answers Share Flag
Mon Apr 22, 2013
Andrew Wilkinson answered:
Hi Blessed,

I recommend that you repost this question into the mail Philadelphia section in order to get more answers, which you can find here: http://www.trulia.com/voices/activity/Philadelphia---29483

Good luck,

Andrew
... more
0 votes 0 Answers Share Flag
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