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Pasadena : Real Estate Advice

  • All39
  • Local Info2
  • Home Buying13
  • Home Selling0
  • Market Conditions5

Activity 22
Wed Nov 5, 2014
Richard Iarossi answered:
This link is the best way to search for property taxes on any home

http://sdatcert3.resiusa.org/rp_rewrite/
0 votes 3 answers Share Flag
Fri Mar 22, 2013
Fred Glick answered:
All lenders are different. Ask the processor to give you an approximation.
0 votes 3 answers Share Flag
Thu Feb 20, 2014
Evergreen Road Management answered:
Oh my gush is this normal!!!!
Everything is changing in your life, you are doing the unknown, even if you are just moving across the streets is would be completely different. Most likely you are not moving that close, so the you are worried about the demons you do not know, the house itself, will you like it, did you spend enough time viewing it, what about the neighbors, what about the schools, what about traffic, how long will it really take to go to the store when you run out of something.
The inspection came back fine, so you can be pretty sure the house will not collapse once you get there. LOL.
If you think you might the right decision when you choose this house, you most likely did. Try not to worry!!
This worry will last till a month or so after settlement, but it will fade, and you will forget all about it.

Enjoy your new home!!!!
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0 votes 9 answers Share Flag
Fri Sep 21, 2012
Amy Menrad answered:
I can research that for you. Call me at 410 255-7613 or email AmyMenrad@ChampionRealty.com
0 votes 6 answers Share Flag
Thu Sep 27, 2012
Akil Walker answered:
Hi Kristian,

I would suggest that you talked to lender to determine what, if anything you will need to do prior to obtaining approval for a loan to purchase a home. Find an agent you & your boyfriend feel comfortable working with and then search for your home.

Best of luck
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0 votes 10 answers Share Flag
Thu Sep 6, 2012
Mark Jackson answered:
There are many programs available the Good Neighbor Next Door Program
http://nw.yourkwagent.com/atj/user/AdditionalGetAction.do?pageId=380499

Also there is the Home Advantage Program that can give you up to 4% down on a 0% interest, 30 year deferred loan.

No First Time Homebuyer Requirements
Primary Occupancy Only
No Acquisition Cost Limits
No Recapture Provisions
Income Evaluated on Applicants Only – Not Household
Income Limit up to $97,000 for Applicant Income
No More Running out of Funds
Better Market Rates – Rates Now Evaluated Daily
Down Payment and Closing Cost Assistance of up to 4%
0% INTEREST RATE AND NO MONTHLY PAYMENT ON ASSISTANCE!!!!!
No Reserves or Liquid Assets Required or Limited
All Buyers Using this Program Must Attend the Home Buyer Seminar
Home Buyer Seminars every Saturday and Two Wednesdays a Month!
On July 2, 2012, the Washington State Housing Finance Commission anticipates releasing the new Home Advantage Program. The Home Advantage Program replaces the House Key Program. This new program does not use tax-exempt bonds. It is a daily priced open market program which also provides down payment assistance in an amount up to 4% of the first lien loan amount.

The down payment assistance will be offered at 0% interest with deferred payments for 30 years and is due when the borrower sells, refinances or no longer occupies the home. No assessment of need or verification of liquid assets is required in order to receive the second mortgage.

Because tax-exempt bonds are not used in this program, the IRS guidelines followed in both the House Key Program are waived as per the Home Advantage Program Manual. There is no first-time homebuyer requirement, acquisition cost limit, business use of home limitations, IRS property restrictions, IRS forms, or recapture provision.

The income limit of $97,000 is applicable statewide for both the Home Advantage first and second mortgage.

http://nw.yourkwagent.com/atj/user/AdditionalGetAction.do?pageId=380755
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0 votes 5 answers Share Flag
Wed Jul 22, 2015
The Roskelly Team answered:
Hi Kristian,

Once you are approved you are approved unless something changes in your financial picture such as a decrease in income or an increase in debt.

However, with interest rates at an all time low you will want to start looking right away to take advantage of that savings. You will lose buying power if the interest rates go up.

Best of luck on this adventure!
... more
0 votes 10 answers Share Flag
Sun Jun 3, 2012
Scott Godzyk answered:
If it is a property listed, you should click on the listing agents profile and contact them directly. Trulia picks up listings form automatic feeds and does not place photos themselves. If the property is not listed, scroll down the page, click on help center and then contact customer service directly. They may not see your question here. ... more
0 votes 2 answers Share Flag
Thu May 31, 2012
allan erps,ABR,SFR answered:
Sat Sep 21, 2013
Anna M Brocco answered:
Consider interviewing a few agents from different realty companies and ask for a cma, comparative market analysis; review the data, ask for opinions and determine a value, possibly hire one of those agents as your listing agent. Since you state "I am very very serious about selling it as long as the price is right ", keep in mind that a home is worth what someone is willing to pay for it; it doesn’t matter what the seller needs or potential buyers can afford to spend; market conditions do matter as does the immediacy for a transaction to take place. In setting a price, it is in your best interest to focus on the current market conditions in conjunction with general economic value projections over the next six months... ... more
0 votes 16 answers Share Flag
Mon May 7, 2012
Gerard Carney answered:
Yes a bank can, if the House never sells for enough to cover debts incurred then a bank can go after the borrower for the remainder as well as they can in a short sale, so please understand that the house is not full satisfaction at anytime for the premium, though many banks stop at that point, a very ambitious bank can continue to go after ever last cent owed, whether from the loan or the fees to collect the loan amount! ... more
0 votes 6 answers Share Flag
Sat Feb 19, 2011
Ania Miller answered:
Craig
I did email you before to let you know that this is a foreclosure property and let me know if I can help you in any way.
Ania
AniaMiller@kw.com
0 votes 0 Answers Share Flag
Mon Nov 8, 2010
Ariana Loucas answered:
Dear Gingersnaps,
There are some Beazer Condos in the Ellicott City area. With condo fees, what monthly payment are you seeking and I can do further research for you.

Thank you,
Ariana Loucas
Keller Williams Realty Centre
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0 votes 4 answers Share Flag
Tue Oct 18, 2011
Jan Baron answered:
Sorry Dan, you are responsible for the appraisal even though it was required by FHA.
0 votes 7 answers Share Flag
Sun Aug 22, 2010
answered:
I can check that for you tomorrow to make sure, and let you know if NCB, National Cooperative Bank, will lend there. You may find a local credit union who will lend there. You can also always ask the managing agent. Do you have any statistics on the building, such has how many sold and owner occupied units there are? ... more
0 votes 4 answers Share Flag
Sat Aug 6, 2011
Maria Avellaneda answered:
As you can see by the previous answeer is not a light task in requires knowledge and time. You can always hire a realtor to handle the rental and you can collect the money after initla rental to save some money. This will help obtaina good qualified tenant. It probably will be less expensive and for sure less time consuming and less risky 908-240-7792 ... more
0 votes 5 answers Share Flag
Tue May 8, 2012
Robert McArtor answered:
Hi Peter, I do not believe so but I would refer that question to your financial advisor or tax consultant.
0 votes 6 answers Share Flag
Thu Aug 30, 2012
Travis Williams answered:
Wait til some one puts down earnest money on your home. Use that money to put earnest money on your new home.
0 votes 7 answers Share Flag
Fri Aug 31, 2012
Dallas Texas answered:
Only way determine that info. research via the county tax records. All properties SOLD must go thru title company updated in city/ county records.

Agent can only research what has posted in last 3 years in MLS, which would not include FSBO ... more
0 votes 4 answers Share Flag
Fri Sep 17, 2010
voices member answered:
Hi Alicia,

Your question is a little tricky to give a blanket answer to. If you send me your address, I can do an exact search to get the most accurate info for you. The Pasadena area is going to be quite desirable in the coming years when BRAC takes place. Send me an email with your address and any other info and I will let you know the specifics. LDevnew@cbmove.com
Lisa Devnew
... more
0 votes 8 answers Share Flag
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