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Home Buying in Old Bridge : Real Estate Advice

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  • Local Info16
  • Home Buying51
  • Home Selling6
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Activity 56
Wed May 15, 2013
Javier Meneses answered:
This is almost the same exact scenario as one of my wife's relatives. She ended up buying an existing home in Monroe. Taxes up there are just as high as we have here in Nassau &; Suffolk County. Have you been pre-approved yet? Consider a lender in the NYC area so that you're able to meet a Loan Officer face-to-face.

My company is a NYC based bank. I'm always available to meet in person and go over your mortgage options. Even if you're looking to do something 12 or so months from now, it's probably wise to make sure everything is in order as far financing. Also, if you're purchasing a new construction, you might want to look into the possibility of locking your rate now (because they're much lower than what they'll be a year from now) that cover you all they way to the move in date. Feel free to contact me with any questions. Good luck!

If my response was helpful, consider clicking BEST ANSWER!

Javier Meneses
Senior Loan Officer
NMLS #23130
STERLING NATIONAL BANK
310 Crossways Park Drive
Woodbury, NY 11797
jmeneses@snb.com
(516) 606-9648
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0 votes 3 answers Share Flag
Wed Apr 24, 2013
Richard Adamski answered:
Hello,

Your choice of areas are great. As far as school areas, I would suggest, Old Bridge, Matawan, Sayreville and Aberdeen.

If you want to talk, give me a call. I can get some more information and hook you up with a mortgage professional if you need.

I will run a search and direct all my knowledge for you. Your price range is good, we can find many properties.

I work with Ellen Rosenbaum Real Estate.

My cell is 908 839 9634

And office 732 679 5661

I look forward to helping you out.
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0 votes 8 answers Share Flag
Wed Jun 5, 2013
Richard Adamski answered:
Hey!

Sayrewoods south is the popular section in Old Bridge. It's close to everything, walking distance to rt 9 bus system, driving to route 18 and close to rt 516. There are many different types of homes in sayrewoods south. Some with basements, some with converted garages and some with huge back yards.

This section is very nice! Very safe! I grew up in Old Bridge and went through their school system. I don't have any complaints! Great Teacher's, activities and sports. They have special programs if your child excels in academics.

Sayrewoods south is close to the YMCA, Geick park and VETS park. These parks offer play grounds, basketball Cory's, tennis, volley ball, softball.. You name it and its probably there!

If you want to know more give me a call or email me personally. I'm a real estate agent in Old Bridge, I know the area like the back of my hand.

908 839 9634

Or email me

Rich@ellenrosenbaum.com
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0 votes 6 answers Share Flag
Thu Sep 24, 2015
Paul Kimmel answered:
The top 5 questions to ask depends what aspect of the purchase you are addressing.

Initially you might have financial questions such as how much home can I afford?
What is the best type of financing is available for me?
Financial advice is best when it comes from a professional financial source.

Once you know your price range the next question may be how I can find the right home?
Your best bet is look for a real estate professional they can make the process easier by guiding you
through the entire process .

Legal issues need to be addressed, is the property I want to buy free of defects in the title?
Are there any physical defects with the property that need to be addressed?

The list of questions can go on and on.

I hope this helps you.

Paul Kimmel
Realtor Associate
DINEEN REALTY
3 Parlin Dr
Parlin, NJ 08859
Phone: 732-613-9300
Cell: 732-822-5310
kimmelproduction@yahoo.com
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0 votes 2 answers Share Flag
Tue Feb 5, 2013
Terry McCarley answered:
It will depend on a variety of factors including how much the income is, your debt and numerous other things. Contact a local lender to discuss your individual situation to see if you can qualify. ... more
0 votes 4 answers Share Flag
Tue Sep 18, 2012
Ron Thomas answered:
This is really a question for a Real Estate Attorney:

I believe that the Creditor would have to file a LIEN againgst the Property, but I am not 100% certain of that. Your local and State laws might make a difference.

Talk to an Attorney.
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0 votes 1 answer Share Flag
Tue Sep 18, 2012
Helene Jeanette answered:
Oh yes. Many people have a second mortgage or HELOC and may have a mechanic's lean or judgment for other work done, or possibly condo association. And if taxes or public utility bills are not paid, those will be leans against the property as well. Doesn't mean they will all get paid, but they do have claims. This is why if you are buying any house, you need your attorney to ensure you have clear title and why you will purchase Title Insurance to guarantee to the new mortgage lenders that you own the property should they have to foreclose. ... more
0 votes 2 answers Share Flag
Tue Sep 11, 2012
Jennifer Blanchard answered:
A mortgage is a 1st lien holder. A 2nd lien holder is a sub-lender - if a person has a home equity line of credit or a second mortgage, those lenders are considered 2nd lien holders. Does that answer your question? ... more
0 votes 1 answer Share Flag
Tue Sep 11, 2012
Elisa Dewees answered:
When an owner has either more than one mortgage (second mortgage usually called a Home Equity Loan) or a line of credit against the home. There could be other lienholders which have claims to the home. The first lienholder is typically the bank who holds the primary mortgage. ... more
0 votes 1 answer Share Flag
Mon Sep 10, 2012
Witkowski asked:
Mon Sep 10, 2012
Witkowski asked:
Tue Sep 11, 2012
Andrew Tisellano answered:
it means the owner has 2 loans on his property from different banks
same as 1st mortgage and 2nd mortgage one may be for 80% the other for 20% of original purchase price.
0 votes 5 answers Share Flag
Wed Aug 15, 2012
Mary Petti answered:
They get paid first . It's that simple.
0 votes 4 answers Share Flag
Wed Jun 20, 2012
Matthew Simone answered:
you will have to call the town and see what they have to say. Thats where I would start.

Matthew Simone
All Towne Realty
732.320.6299
0 votes 1 answer Share Flag
Tue Aug 21, 2012
Terry Farnsworth answered:
Alex -

Your question is a common one. It really depends on a variety of factors. Depending on what state you live in, it might be "illegal" for the listing agent to represent you. This is known as "dual-agency". In states where it's legal for an agent to represent both sides of the transaction, there is also the issue of the line being "blurred" as to if an agent can really work in his or her client's "best" interest while representing both sides.

If you use a buyer's agent you trust, you can be assured that the agent will be working solely in your best interest. Additionally, there is generally no cost to you to use a buyer's agent, because his or her commission is paid by the seller of the property in the form of a co-op commission. Hope this helps! If you have any additional questions, please let me know....
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0 votes 11 answers Share Flag
Tue Feb 5, 2013
Elizabeth Corrigan answered:
Parlin,NJ & some of Sayreville I've found very reasonable.
0 votes 5 answers Share Flag
Fri Jan 4, 2013
Alex Kushnir answered:
Bridgepointe is a very nice place to live. It's very close to a bus stop to go to either downtown or port authority (about 5 miles). It's very close to the ocean. It's very nice development. I have few friends living there. Let me know if you have other questions ... more
0 votes 5 answers Share Flag
Sun Feb 13, 2011
Anna M Brocco answered:
Not sure the question is understood--do you mean that there is a lack of permits and or c/o's--do you have an attorney and or an agent representing you, if so what is being suggested--if you are referring to specific c/o's needed and the seller does not want to rectify the situation, you may wish to walk away--if a mortgage is involved, chances are the lender will not lend--your agent and or attorney can best advise. ... more
0 votes 2 answers Share Flag
Wed Jul 24, 2013
Bernard Teichman answered:
0 votes 3 answers Share Flag
Wed Mar 6, 2013
Deborah Madey answered:
HI Mitch,

A number of people looking in this area consider the townships of Matawan, Aberdeen, Old Bridge, Hazlet, Union Beach, Keyport, Keansburg, and North Middletown. If you are up to putting some effort and TLC into a purchased property, it is very possible to purchase at or under 200K. Aberdeen, including the Cliffwood section will be close to transportation and have several offerings.

Deborah "Deb" Madey - Broker
Peninsula Realty Group
... more
0 votes 7 answers Share Flag
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