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Home Buying in Oakland : Real Estate Advice

  • All877
  • Local Info78
  • Home Buying345
  • Home Selling53
  • Market Conditions32

Activity 300
Sat Jul 21, 2012
Janet Calderaro asked:
I am looking to purchase a home and I am considering going through their Home Buying program. Is it worth it to go through this program or is it a complete scam?
0 votes 0 Answers Share Flag
Sun Jul 8, 2012
Tim Moore answered:
You need to be more careful when going to the voting booth. It all stems from there you know.
0 votes 5 answers Share Flag
Sun Jul 1, 2012
Cameron Platt answered:
Start by looking at the man in the mirror?
0 votes 7 answers Share Flag
Thu Jun 21, 2012
Claire Wills answered:
Here are two websites you can navigate that are great.

www.creia.org
www.nachi.org/CA

Crampton Inspection Services gets rave reviews from many Realtors and Homeowners.
Here is his site.
http://www.your-home-inspector.com/
(925) 376 7707

Good Luck Greta.
Best, Claire.
... more
0 votes 1 answer Share Flag
Sat Apr 30, 2016
Jodi Selene answered:
Appreciation is never a guarantee, and it's a complex issue with many factors that contribute.
In general, a single family home will almost always appreciate faster than a condo, unless the condo is amazing, unusual and something highly valued - like a crafstman that has been condo converted.
A very important factor in looking at appreciation in a property is the neighborhood. Are there homes nearby that are higher priced, in good condition, generally desirable? Is the neighborhood "up and coming"? Is there something being built or planned that will elevate the status of the neighborhood - for instance the way Berkeley Bowl did for West Berkeley?
It's good to educate yourself about neighborhoods by researching as much as you can in advance. Then, in this real estate market, with so many people looking and so little inventory - be ready to pounce with your best offer when the right property comes along.
... more
0 votes 11 answers Share Flag
Mon Oct 29, 2012
Eric H. Wong answered:
Here you go;

Comcast Cable: 800-945-2288 (www.comcast.com)
Chamber of Commerce: 510-874-4800 (www.oaklandchamber.
Electric (Pacific Gas & Electric): 800-757-2200 (www.
Fire Department: 510-238-3856 (www.oaklandnet.com/
Garbage (Waste Management): 510-613-8710 (www.
Police Department: 510-777-3333 (www.oaklandpolice.
Telephone (SBC): 800-310-2355 (www.sbc.com)
Water (EBMUD): 866-403-2683 (www.ebmud.com)
... more
0 votes 4 answers Share Flag
Tue May 22, 2012
Jessica DeLaney answered:
Are you talking about price? Safety? Schools? What type of rating are you looking for in particular on that 1-10 scale?

Crestmont is a lovely area of Oakland. You can check crimewatch websites like this one http://spotcrime.com/ca/oakland/crestmont to see about recent activity. Most areas of Oakland are going to have auto theft and incidents of robbery so don't be put off by what you see on these types of maps.

My recommendation is to spend some time in any area you are considering buying a home. Walk around the neighborhood at different times of day to get a feel for the community. If you see folks outside in their yards, engage them in conversations about where they live and why they chose to move there. You would be surprised at how willing some folks are to talk about their street, any safety issues, experiences with schools, etc.

If you have more specific questions I would be happy to help!

Jessica
... more
0 votes 2 answers Share Flag
Fri Jun 15, 2012
Antoine Pirson answered:
I lived for years on Samaria lane and loved it. Close to the tennis club. Lots of views, Easy access to freeways to go north or south and east and west. Close to the parks. Just not a very walk-able area for shopping.
A
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0 votes 5 answers Share Flag
Sat May 26, 2012
Liz McFarland answered:
Hello,
The tricky factor are the schools. As a mom of two boys, I know that kids have different needs. High test scores isn't always the end-all/be-all.. Have a look at greatschools.org to identify what suits your familiy needs. If you're looking for an API over 850 and a 3/2 (even with sweat equity) under $450K may be a dream. You will need to go further out (Castro Valley, for example).

However if you're open to charter schools and schools showing improvements in other areas, you can find some lovely homes in North Oakland, Maxwell Park and other areas.
Let me know if I can help in any way and best of luck,
Liz
www.lizmcfarland.com
... more
0 votes 5 answers Share Flag
Wed May 9, 2012
Ron Thomas answered:
Unfortunately, there are some things that carry over with the property when you buy it;
weeds and tenants are two.

The former owner probably cannot be held responsible; they will argue that you knew there were tenants when you bought the place.

GOOGLE "oakland, ca., eviction service"
you will find help.

Good luck and may God bless
... more
0 votes 5 answers Share Flag
Fri May 11, 2012
Eric H. Wong answered:
The banks have always done this in multiple offer situations. Are they trying to get more money? Well, yes they are. Who has ever heard of a seller, whether a bank or just a citizen who is not trying to optimize the amount of money for a sale.
In the end you have to decide how much you want the property, and how much you are willing to pay for it. As you say, even if you up your offer, it is still a good deal compared to its former price.
Also understand that currently there is a very low inventory of available homes in the central East Bay. I cannot think of a property I have written on, whether house or condo, listing or buying, that has not been in competition, even more so in the last month. Recently I was in 3 different deals that had 20 offers.
Interest rates are lower than they have ever been. There is very little inventory, and there is pent up demand for housing. In the end you want a house. You have to decide if this is the right house, and how much you want it.

Talk to your Realtor.
... more
0 votes 5 answers Share Flag
Thu Oct 31, 2013
David & Devin Ratoosh answered:
Hello,

It has become harder to qualify for home loans in the past few years.

Your first step is to call a mortgage broker who will help you discover your options.

Call me on my cell phone or send me an email and I would be happy to provide you with a recommendation. ... more
0 votes 11 answers Share Flag
Fri Apr 27, 2012
Tina Lam answered:
While many lenders would like to see a two year employment history, some will provide financing with proof of employment and a couple of pay stubs. I recommend you keep asking around. Try Wells Fargo. ... more
0 votes 4 answers Share Flag
Tue May 1, 2012
Tina Lam answered:
While many lenders would like to see a two year employment history, some will provide financing with proof of employment and a couple of pay stubs. I recommend you keep asking around. Try Wells Fargo. ... more
0 votes 12 answers Share Flag
Tue Apr 24, 2012
Bill & Elijah Fletcher answered:
A lot depends on how HOA is managed as well as ameninties. Do the have earth quake insurance? for example. That can add a lot to one's monthly. Low HOA dues usually indicate there will be an assessment somewhere down the line, A well managed HOA will make sure that doesn't happpen. I would expect what you'd be looking at is probably around 400/month. Hope this is usefull. Got to go. ... more
0 votes 6 answers Share Flag
Sat Apr 7, 2012
Chuck asked:
Fri Jul 20, 2012
Cameron Platt answered:
With prices at or near the bottom (popular opinion), and rates at or near historic lows, affordability is at an all-time high right now. I would advise you to speak to a knowledgeable lender to see what financing options are available to you and to engage the services of a REALTOR who can advise you as to the best type of property (condo, single-family, maybe a duplex?) to meet your short and long-term goals without pressuring you to make a quick decision.

If that sounds reasonable to you, I would be happy to have a conversation with you at your leisure -- the above is precisely how I work.

Best,
Cameron Platt
Platt Inc. Real Estate
DRE 01403911
510-473-7767
cameron(at)plattinc.com
... more
0 votes 12 answers Share Flag
Tue Mar 27, 2012
Angel Calzadilla answered:
To be more appropriate to that question must be addressed by the couple to the mortgage broker, but I still remember just a while ago I had a couple of buyers who were in that same situation in which one of the two did not have very good credit and my recommendation was that only will use the loan which had the highest score and that's exactly what the mortgage broker recommended. ... more
0 votes 10 answers Share Flag
Tue Mar 27, 2012
Matthew Bartlett answered:
Hello Honeytoast4u,

I personally do not turnover disclosures to the Buyer's Agent on a short sale until I have written approval from the Lender's. That being said, there is nothing legally or ethically wrong with turning the dosclosures over to your Agent prior to written approval. Clearly the Agent is efficient and excited about moving the deal along and there is nothing wrong with that. Good luck to and I hope that you receive Lender approval soon.

Warmest Regards,

Matt
www.matthewbartlettrealestate.com
... more
0 votes 10 answers Share Flag
Tue Mar 20, 2012
Tomi Thomas answered:
I'm not sure anyone quite knows the answer to this question, nor in what time frame. I would safely expect the Mills College area to benefit. Beyond that, I wouldn't venture a guess.
0 votes 1 answer Share Flag
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