It is always a good idea to check with you car insurance carrier as they often offer you discounts for homeowners insurance. Another thing to remember is homeowners insurance is customized to fit your needs. Be sure you are buying enough but not too much. This is when the insurance agent is very important. Check with your realtor. Realtors work with many types of service providers. We know the ones who come through for our clients and refer business to them. I hope this helps. If you need a specific insurance agent let me know I know several.