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Home Buying in New York : Real Estate Advice

  • All639
  • Local Info71
  • Home Buying346
  • Home Selling51
  • Market Conditions15

Activity 7,646
Sun Aug 13, 2017
Javier Meneses answered:
Thu Jun 27, 2013
Christopher Pagli answered:
In NY its's anybody's house until contracts are fully executed between buyer and seller. The only other way to protect yourself is to have a sales binder in place which actually acts as a contract when an offer is accepted. Not many people use these in NY.

Chris
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0 votes 13 answers Share Flag
Mon Nov 18, 2013
Anna M Brocco answered:
Have you or has your agent asked the seller if a downpayment of less than 10% would be acceptable at contract signing....
0 votes 10 answers Share Flag
Sat Jun 8, 2013
Anna M Brocco answered:
For any necessary legal and tax advice, it's in your best interest to consult with an attorney....
0 votes 7 answers Share Flag
Fri Jun 10, 2016
answered:
ty29445, it all depends on whether the SBA loan was formally included in the Chapter 7 bankruptcy that was discharged 2 year ago. If you still have copies of your BK docs, there should be a schedule detailing the debts that were included in the bankruptcy. Likewise, there may be a schedule that details debts not included.

In any case, seek the advice of a legal professional. Whether the SBA debt was or was not included in BK may not matter if you can not clear a CAIVRS check. Supporting documentation will be key to you possibly getting approved for a VA mortgage.

Please feel free to call me at anytime.

Ron Fronckowiak
Mortgage Consultant
R & R Funding, Inc.
Lancaster NY
P: 716-685-9696
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0 votes 4 answers Share Flag
Wed Jun 5, 2013
Gail Gladstone answered:
Finding a home to rent may be less stressful than you think.

We would be happy to provide you with a FREE service called Listing Book. Listing Book provides every property listed with the Multiple Listing Service.

We will set up an account that you will then own. Simply enter your search criteria and everything that matches your search will be delivered to your account.

If a property that is over your price limit is reduced into your range, you will be immediately notified.
When new properties are listed on the Multiple Listing Service that meet your search requirements, you will be immediately notified.

This service is free to you and does not obligate you to me or any other Realtor; you get to pick with whom you wish to work.

The minimal information we need to get you started is your full name, email address and $ maximum. You will control the rest.

Contact us at gail@GladstoneGroupRealty.com


APARTMENT SEARCH
Finding a home can be less stressful than you think.

We would be happy to provide you with a FREE service called Listing Book. Listing Book provides every property listed with the Multiple Listing Service.

We will set up an account that you will then own. Simply enter your search criteria and everything that matches your search will be delivered to your account.

If a property that is over your price limit is reduced into your range, you will be immediately notified.
When new properties are listed on the Multiple Listing Service that meet your search requirements, you will be immediately notified.

This service is free to you and does not obligate you to me or any other Realtor; you get to pick with whom you wish to work.

The minimal information we need to get you started is your full name, email address and $ maximum. You will control the rest.

Contact us at gail@GladstoneGroupRealty.com
... more
0 votes 11 answers Share Flag
Mon Jul 15, 2013
Josh Barnett answered:
Questions that will make more agents answer your ad:
1. I am buying a max value of $ _____________ . ___ in each of the units I am purchasing.
2. I am paying with 1) Cash or 2) 25% down payments or 3) I do not know.
3. I already own __________ number of units and I want to add ________ number of units this year.

These questions will get you more responses.

Best of Luck
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0 votes 10 answers Share Flag
Tue Apr 16, 2013
Gail Gladstone answered:
Farheen,

If the listing agent is showing the premises and not allowing other agents to show it (nor allowing you to have your own representation), the listing agent is in violation of MLS Rules and certainly not conducting herself in a legal or morally acceptable manner.

As a Realtor, I would file a complaint with the Multiple Listing Service and local board of Realtors against this person. She is obviously only interested in getting the deal for herself and is certainly NOT working in the best interest of her client.

I would also let the stratus agent know what you encountered. He should be informed of the improper behavior of the listing agent.

This kind of behavior is appalling!
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0 votes 4 answers Share Flag
Wed Apr 17, 2013
Arleen Rojas answered:
What is your budget and when are you looking to move by?
0 votes 2 answers Share Flag
Sun Jul 21, 2013
Nirmala Caraballo answered:
Hi Luz,

The first step you need to take is to meet with a mortgage professional and get prequalified. The loan officer, will need you last two pay stubs, last two years tax returns and two prior months of bank statements. They will then give you a preapproval letter that informs you of how much real estate you can afford to purchase. You can then meet with a local realtor and they can provide you with a list of properties that meets your criteria. You do not pay a fee to have a buyers agent represent you in your transaction unless otherwise agreed to.

If I can be of further assistance to you, do not hesitate to contact me.

Good luck.

Nirmala Caraballo
Licensed Real Estate Agent
Cruse Realty
Tel.: 646-479-7873
Email: nhcaraballo@yahoo.com
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0 votes 12 answers Share Flag
Wed Dec 18, 2013
Dennie Brooks answered:
0 votes 2 answers Share Flag
Fri Apr 19, 2013
Tim Moore answered:
This is often a catch 22 that needs to be worked out. There is no easy answer and someone has to give in or it can't work. Good luck.
0 votes 6 answers Share Flag
Tue Apr 16, 2013
stephen webber answered:
Hi Greg
Most state agencies offering assistance to first time home buyers have a list of lenders. You will find a link to the NY agency at Your-Road-Home.com. Also the article, Consultation Interviewing Loan Officers, will serve you well.
Another thought. You want pre approval not pre qual. Pre approval indicates they have verified your income and looked over your credit. The resulting letter will serve you better with the seller when negotiating. You will find an article at Your Road Home.

Best of Luck, Stephen Webber
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0 votes 1 answer Share Flag
Sat Aug 10, 2013
Scott Godzyk answered:
Your buyer agent can easily complete a Broker Price Opinion with comps to assist you with making a good offer.
0 votes 6 answers Share Flag
Tue Apr 16, 2013
Anna M Brocco answered:
Only the owner and his/her lender will know for sure....
0 votes 3 answers Share Flag
Mon Apr 15, 2013
Tom Lynch answered:
Janine,

Property was withdrawn from the market this past October. 40 acre lake.

GORGEOUS property.

Please contact me if you have interest in purchasing this property, or properties similar.

All the best,

Tom Lynch
Associate Broker, Massachusetts, New York, and Connecticut
Berkshire Property Agents
12 Railroad Street
Great Barrington, Massachusetts 01230
http://www.berkshirepropertyagents.com/
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0 votes 1 answer Share Flag
Tue Apr 30, 2013
Gail Gladstone answered:
Hong Yao,

This probably depends a lot on the area. If you are dealing with NYC, don't hold your breath.

Actually, you might call the title company that closed you and nudge them a bit; they are probably in the best position for good information and expectations. ... more
0 votes 6 answers Share Flag
Wed Apr 17, 2013
Alison Hillman answered:
Hi Sammy,

I would recommend working with an agent: http://www.trulia.com/voices/directory/Prospect_Lefferts_Gardens-agent--85332

Ali, Community Manager
0 votes 4 answers Share Flag
Mon Aug 26, 2013
Nick Rafello, V.P. answered:
Pre-forclosure is more than likely going to stay with you for 10 years. If you're credit is run, it'll show that you didn't pay your mortgage. This will be a red flag. But keep in mind, if you are caught up and pay everything you owe (i.e. credit cards, mortgage, taxes, etc) for the next 2 years you're credit score will be in good standing and it more than likely will not be an issue. I know this as a family member of mine with through the exact same thing. After two years of struggling to get everything back, they were able to get a car and begin again on a good path.

Good luck.
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0 votes 5 answers Share Flag
Tue Apr 23, 2013
Kim Glass answered:
Hi Cbom325,

Check out the Local Info on all the areas you are considering to find stats on Crime, Commute, Local Amenities, Schools and more.

Here is a link to Local Info for Boca Raton:
http://www.trulia.com/real_estate/Boca_Raton-Florida/

Hope that helps get you started!
-Kim, Community Manager
... more
0 votes 1 answer Share Flag
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