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Financing in New Port Richey : Real Estate Advice

  • All335
  • Local Info19
  • Home Buying100
  • Home Selling12
  • Market Conditions26

Activity 5
Tue Feb 1, 2011
Scott Godzyk answered:
You need to contact them again, have your authoriazation in hand, ask them for a fax you can sent it to immediately. Otherwise your husband needs to get on the phone. They should simiply be able to print out your account payments or email it to you, if they refuse simply ask for a supervisor. As far as overpaying, they may be applying money to late fees or foreclsoure costs and teh money is not being applied to your payments. You can also try and ask for the home retention department, they are not collectors so you will get a different response. They are nicer. Ask if they can help you. Remember no matter how you feel, you have to be nice if you are to get soemone to help you no matter what collections have done in the past ... more
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Tue Jul 2, 2013
Dallas Texas answered:
Contact a mortgage broker in area searching purchase a home. Entire file would need be reviewed with accurate credit scores.

2 years employment
Debt and income ratio in check
Bank statements

Validate VA

Lynn911
... more
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Wed Jul 22, 2009
Fred Griffin answered:
If you want this particular house, you will probably have to go with an FHA 203K Loan.

Here is the page from HUD / FHA:

http://www.hud.gov/offices/hsg/sfh/203k/203kabou.cfm?〈=en

This Page contains additional information:

http://www.hud.gov/offices/hsg/sfh/203k/203kmenu.cfm

An approved Lenders List (subject to change):
be sure to check the 203K Box at the Bottom of the Page:

http://www.hud.gov/ll/code/llslcrit.cfm


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Best wishes to you,
Fred
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Sun Jul 3, 2011
Ellen Chung answered:
Hi Hrisi, there was actually a very similar question posted the other day about exactly this! My response: "When calculating your total financial liabilities with your home here, we generally use an estimate of 0.35% of your purchase price. So for example, if you are buying a home for $300,000, then your annual insurance premium will be around $1,050 or $87.50 per month. However, keep in mind these are just estimates. Depending on which insurance company you decide to go with and whether you want additional coverages, your insurance premium could be higher or it could be lower.

Try giving your local insurance companies a call to get quotes. Make sure to remember to give the insurance company that provides you auto insurance or any other type of insurance as well, since they usually provide existing members discounts when adding other types of insurance policies with them. If you don't have the time to research and shop the rates, try contacting a local insurance broker who can find quotes for you. Keep in mind though that there are certain insurance companies that do not work with brokers so you may be missing a couple companies when going through a broker. Good luck!"

If you would like to read some other responses posted, please click on the link below. It leads you to the other Q&A.
... more
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