Jessi there are areas in Lebanon that are USDA qualifing and you are able to get 100% financing. You do need to have some money to be able to buy a home to pay for inspections, apppraisal, first year of homeowners insurance ...etc. This is a great way to purchase a home if you don't mind living out a little bit. The property must be in move in condition and you can not own another home to qualify for a USDA loan. There are currently Welcome Home funds available to help you with some of the costs but they run out of money quickly.
I have lenders that I have worked with that are very comfortable with the USDA process and if you want I could pass their name and number along to you.