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New Hampshire : Real Estate Advice

  • All141
  • Local Info11
  • Home Buying86
  • Home Selling10
  • Market Conditions4

Activity 755
Mon Sep 3, 2012
Christopher Lefebvre answered:
I use Fred C Church. I would think any local insurance agent would be able to help you though.
0 votes 4 answers Share Flag
Wed Feb 4, 2015
Dale Doughty answered:
Why are you looking for a hard money lender? I think you will have a tough time getting one to help you purchase a single family residence. The laws have changed dramatically from a few years ago and residential financing is now heavily regulated. Hard money loans tend to be high fee, quick exit strategy loans. Under current law the use of such loans are illegal and considered predatory lending by RESPA and several other acts. Hard money lenders are typically only used in the commercial market for developers, small business owners, etc. The commercial lending arena is far less regulated.

If you have a friend or family member that will do a private mortgage for you, such transactions are exempt under RESPA. With the amount of equity you are putting into the deal, it would be a solid loan for someone but a hard money lender couldn't charge you enough legally to make it worth their while.

I hope this helps.
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0 votes 5 answers Share Flag
Mon Aug 27, 2012
Terri Vellios answered:
I would be interested in the NH law on that as well. In California all of it is a disclosure requirement.
0 votes 4 answers Share Flag
Wed Aug 27, 2014
Scott Godzyk answered:
Basically because it is so rural and there are more homes for sale than buyers who are buying there,.
0 votes 2 answers Share Flag
Fri Sep 28, 2012
Scott Godzyk answered:
First thing is that Realty Trac is not a real estate company, they are a company that sels infomration. They pull info offpubic notices such as foreclsoure notices, give you enough info to ne interested and want you to subscribe to get more information. There are 2 homes for sale on tate rd, 1 is 40 tate for 216k and the other is 112 Tate for 389k. ... more
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Sat May 16, 2015
Alison Hillman answered:
Hi Cynthia-

Have you looked at the listings on Trulia?

http://www.trulia.com/for_rent/03077_zip/#for_rent/03077_zip/Raymond,NH

Hope this helps!

Ali, Community Manager
0 votes 3 answers Share Flag
Wed Jan 9, 2013
Jackie Harmon answered:
It sure can. The property will have to be remediated by a mold remediation company. An industrial hygenist will need to inspect the property and give a clean report. The report will have to be given to the property appraiser for financing to continue. ... more
0 votes 4 answers Share Flag
Wed Aug 22, 2012
Tim Joyce answered:
Good morning - I cannot find the home through the MLS. Do you have a listing # or source where you found the home? Drop me a note and I would be glsd to help

Thanks,
Tim

Tim Joyce
Keller Williams Realty
20 Trafalgar Sq. Suite 101
"The Glass Tower"
Nashua, NH 03063
Cell: 603-765-3761
Office: 603-821-1120
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0 votes 1 answer Share Flag
Fri Sep 28, 2012
Melani Taillon answered:
Good evening. New Hampshire has so much to offer and there are properties on the market you are looking for. I am based in Southern NH and if you would like to discuss your options please give me a call. I would be happy to help.

Melani Taillon
BH&G/The Masiello Group
603-397-2397
Melanitaillon@masiello.com
Www.melanitaillon.masiello.com
... more
0 votes 3 answers Share Flag
Mon Aug 20, 2012
Don Tepper answered:
Because the home probably isn't for sale. What you linked to--what you saw--is an ad trying to get you to subscribe to RealtyTrac. There's no address because RealtyTrac wants to charge you for that. And there are no pictures because RealtyTrac has none . . . because the house likely isn't listed.

If you're interested in it, contact a Realtor in your area.
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0 votes 1 answer Share Flag
Fri Aug 10, 2012
Don Tepper answered:
Check your purchase agreement. It's in there.

However, very likely yes. Often, the amount of fuel is calculated and that cost is paid by the buyer.

Now, if it's truly, honestly not in there . . . . then (and I'm not a lawyer so this isn't legal advice) perhaps not. It'd be like buying a house with boxes the seller left in the attic. You're buying the property and everything in it.

But oil in the tank is handled sort of similarly (roughly) to taxes that the seller may have already paid on the property. Let's say the seller paid half a year's property taxes on July 1. At closing, the seller gets reimbursed for the amount of taxes paid that are applicable after your purchase of the house.

So check the contract. And certainly ask your own Realtor. (Uh oh. You DO have your own Realtor, don't you?). Don't rely on the listing agent for such advice.

Hope that helps.
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0 votes 6 answers Share Flag
Mon Jan 28, 2013
Lise Tremblay answered:
Kevin , Amherst is a nice place to live. Roads here are plowed pretty well in the winter. Amherst to Manchester is about a twenty minute drive. When are you coming for a visit?




Lise Tremblay Realtor
Prudential Verani Realty
Visit My Website

Click Here To Visit Me on the Web
www.SouthernNHHomeSearch.com

P. 603 888-4600 ext.1138
C. 603 377-0771
F. 603 891-1486
... more
0 votes 8 answers Share Flag
Thu Aug 9, 2012
Newington asked:
Thu Aug 9, 2012
Scott Godzyk answered:
You should contact the company that tested the water first,. next contact the state again. Ask for a manager all the way up the chain until you get someone who can help. You also may want to contact an attorney. You have to determine the cause of the contamination, if it was someone other than you, you may have recourse and need legal help. ... more
0 votes 2 answers Share Flag
Wed Apr 3, 2013
Cheryl Cummings answered:
Hi Joe,
You're not dreaming, it does seem that the prices are higher than they were at the beginning of the summer and definitely than they were 6 months ago! I have noticed this in searching for clients and customers.
My guess is that the cash sale and extreme fixer uppers are now purchased. This cleans the market quite a bit for move in ready, higher priced homes.
I think it is safe to say the worst is behind us with the economy, though I don't want to jinx anything!

Cheryl Cummings
Prudential Verani Realty
... more
0 votes 7 answers Share Flag
Thu Aug 2, 2012
Scott Godzyk answered:
I am not sure if you are looking to find a home with ths description or sell one. Please come back and either edit your question or just hit the answer key and add some more details.
0 votes 1 answer Share Flag
Thu Aug 2, 2012
Melani Taillon answered:
Hello,

There are a few options in Raymond that may meet your criteria. If you would like to discuss please feel free to give me call at 603-397-2397.

Thank you
Melani Taillon
BH & G/The Masiello Group
www.melanitaillon.masiello.com
... more
0 votes 4 answers Share Flag
Tue Jul 31, 2012
Mark asked:
0 votes 0 Answers Share Flag
Mon Jul 30, 2012
Ron Thomas answered:
Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
... more
0 votes 1 answer Share Flag
Fri Aug 3, 2012
Scott Godzyk answered:
Carole there is no address or link, please come back and leave some more detail or email me direct and i can try to help
0 votes 2 answers Share Flag
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