Unfortunately, to buy or rent is a decision only you can make based on your finances, wants, needs, lifestyle--
Itâ€™s all about costs and lifestyle. Costsâ€”financing v. moving-in, mortgage v. rent, repairs v. upkeep. Lifestyleâ€”stability v. mobility, predictability v. flexibility, equity v. freedom from debt. It used to be all about equity. Now, there are other variables to consider in the balancing of the buy/rent equation. As for the HOA fees, any local agent can help you--contact any realty office(s) and inquire or contact any local Trulia contributor(s) directly and ask.