In either case, the annual total will be the same, and paid in advance; correct?
So the net result to the Landlord is that they see only monthly installments, but have some security.
The net result to the tenant, is really no different: They pat everything up front, and they cannot back out of the lease. If they wanted to back out of the lease, they would have to have the Landlords permission to withdraw the remaining funds from Escrow.
What would Solomon do?
Solomon says; this is silly; if you cannot trust each other, complicating the payments accomplishes nothing. The Tenant should look for another place to live.