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Home Buying in Napa : Real Estate Advice

  • All153
  • Local Info5
  • Home Buying53
  • Home Selling9
  • Market Conditions10

Activity 34
Fri Jun 7, 2013
Laura Coffey answered:
You go to the county steps and pay all cash on the spot.
0 votes 5 answers Share Flag
Fri Jun 7, 2013
Claudia Muller answered:
$417k max on 95% conventional.
80-15-5 not yet available.
Must go 80-10-10.

Some lenders offer a 3% down conventional. I do not.
0 votes 10 answers Share Flag
Sat Jul 8, 2017
Bob Wallin Bob Souza answered:
Hi,
I am a real estate professional living in the Napa area since 1969. If appropriate for you, you are welcome to contact me about property venues for weddings and other celebrations. The specifics of your business plan could be a deciding factor. This subject has raised a lot of controversy in recent years. I am not an expert, but have had some experience and discussed this option with others. I will be pleased to offer any information and help. Bob

R.G. (Bob) Wallin
Realtor® SRES, SFR,
Exchange Specialist
DRE#01492251
(707) 337-5279 Cell
(707) 226-1823 Office
Email: bwallin@windermere.com
Windermere Napa Valley Properties
1030 Third St.
... more
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Sat Dec 8, 2012
allen sovey answered:
I have a Napa lender who is excellant and many years of of lending. Provident Bank : Kelly Hagler 707-321-4535. She should be able to help you. Regards Al 707-337-0896
0 votes 5 answers Share Flag
Mon Nov 19, 2012
allen sovey answered:
Sorry that house has been in escrow for several weeks and is not on the market. For others that are similar and in Napa feel free to email or call me and I will be glad to massist , as I have lived in Napa , many, many years. Regards Al 707-337-0896 ... more
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Sun Jan 11, 2015
allen sovey answered:
Good morning: How much property can be involved in this search? Regards Al
0 votes 10 answers Share Flag
Tue Oct 16, 2012
Robert Pursell answered:
Chris,


It's complex -- a lot depends on whether or not there is a house currently, what you plan do with the property in the future, etc. But the general answer is yes you will always be checking out the well and septic. Email me privately if you want additional information.


--Rob
... more
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Mon Apr 29, 2013
Mary Eicher answered:
Fri Jul 13, 2012
Alison Hillman answered:
Hey Diane,

I personally love Napa, you have a lot to look forward to! By taking a look at Trulia's Community insight's you can get a better sense of what types of crime are happening where:

http://www.trulia.com/real_estate/Napa-California/community-info/

You can start your search for the perfect home or apartment to rent right here on Trulia:

http://www.trulia.com/for_rent/Napa,CA/

Please let me know if I can help with anything else, cheers!

Ali, Community Manager
... more
0 votes 4 answers Share Flag
Wed May 16, 2012
Charles Laughlin answered:
Mon Jul 23, 2012
Mimpact answered:
Yes I have a 3 year old 28X 64 Delux fleetwood located in Marin for 65,000 plus moving cost. If interested e mail me mimpact98@yahoo.com
0 votes 2 answers Share Flag
Thu Apr 12, 2012
David Bridges answered:
Today there are many Sellers willing to "carry paper" rather than earn almost nothing in the bank. Now not every seller is in the position to do this but you will have to narrow your search. ... more
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Tue May 3, 2011
Mark Fleysher answered:
Hi Larry,

Best option: check with your listing agent.

My advise, if it's already recorded in your name, give the seller the opportunity to come get it (in writing)... perhaps 1 week, and if they don't get it, do what you please with it, since it's no longer their property and they had plenty of time and are responsible to remove their personal belongings, before the transfer of title, unless otherwise agreed upon.

Cheers!
... more
0 votes 6 answers Share Flag
Mon Feb 7, 2011
allen sovey answered:
The listing # does not appear to be a MLS # . Do you have an address? Al 707-337-0896
0 votes 4 answers Share Flag
Fri Jun 7, 2013
Don Tepper answered:
I admire your ethics--your concern about the commission.

First, with whomever you deal with, be absolutely honest. Explain what your strategy is. It's entirely possible you';ll get an agent to show you the property anyway. They'll figure, perhaps correctly, that you might like the home so much that you're willing to make an offer on it now. Or that you won't succeed at auction, but will be interested in using their services for another property.

As for whether to make that request of the listing agent . . . I'd advise against it. The listing agent represents the seller, not you. In many areas of the country (I don't know about California) it's entirely legal for an agent to represent both parties. And, with full disclosure, it's perfectly ethical. Still, as a practical matter, it doesn't serve your interests as well as having your own agent.

As for paying a fee: Sure, that's a possibility. Whatever agreement you and the agent agree to should work.

Bottom line: As your instincts suggest, don't mislead the agent. Be absolutely honest. But I'm sure that you'll be able to work something out.

Hope that helps.
... more
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Thu Aug 26, 2010
Mdaisy asked:
0 votes 0 Answers Share Flag
Fri Jul 16, 2010
Patty Brockman answered:
Actually purchasing REO's is much faster and simpler than purchasing a Short Sale. The REO is owned by the bank, and may banks will respond to offers within a few days. Some of the properties may have been damaged in some way by the former owner, so financing could be tricky if the banks won't pay for repairs needed. Often they will add the cost of those repairs to the sales price and authorize repairs to be done prior to financing and paid at closing. Don't shy away from REO's. You can also have luck with Short Sales if the lender has already approved of a particular price, the listing agent KNOWS what he or she is doing, AND the owner has completed all the necessary steps to have all required docs submitted. Finding one of these properties is sweet, because, in these cases, someone else has made an offer, waited the 4-6 months for the process, and then backed out. All you need to do is go in with an offer at or near the approved value and you should be "good to go". There is also some legislation which is set to be put to practice this spring, which will speed up the process, but, the best advice I can give you is, get a reputable Realtor AND Mortgage Lender who work well together, and go find your dream home. Good luck. ... more
0 votes 12 answers Share Flag
Wed Sep 9, 2009
Lekaren Lockridge answered:
I suggest to all my buyers and sellers that they hire a Real Estate attorney anyway to go over contracts. This is a huge commitment and you need to be protected. I think it is kind of remarkable that they asked for a non-refundable deposit and I also think that 5 months is an awful long time for a short sale approval. Understand that banks and lenders have been trying to close short sales as fast as they can, (if all the paperwork has been done properly it shouldn't take this long). They are responsible for all the upkeep on properties: insurance, utilities, HOA fees, etc to have a house stay on the market isn't in their best interest. An attorney at this time would be a good idea and maybe a change of Realtors if you are not getting the right answers from yours. ... more
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Wed Jun 8, 2011
Dawn Finger answered:
In Wisconsin you can call listing agent or contact another agent to represent you as a buyer's agent.
Good luck-Dawn Finger-Coldwell Banker-HomeSale Realty, Inc.Oak Creek, WI 53154
www.dawnshomes.net ... more
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Tue Apr 28, 2009
Tonnr91 answered:
We are looking to purchase a home with our close friends in order to save money. We are still trying to find a loan company because my credit is not quite high enough to get one on my own. We are a family of 8 with two grown, and our friends are a family of 5 with other kids that will come visit. Our friends recently were displaced because she was laid off and he works every day, but pays over half his check in child support. They are now living in a 25' camper at the fair grounds at least until he fair comes to town, then they will probably have to park the camper in my side yard. I have been laid off and my boyfriend works for himself doing a seasonal job. We live in a small town of only about 18,000, so there are no jobs. Most of the people in our town worked for factories making parts for honda and airstream motor homes. I would guess that approx hal of the people whole live here are now unemployed, the jobs and family services center has run out of money and many of the people here are homeless. We have found a coule of houses with property to grow our own food and hopefully our own meat also. We feel this is the best solution for all of us so we can split the bills and the responsibility. We would have 5 adults and 5 small children and 2 teenagers.If there are any agents or anyone who knows of available resources to help us that would be great. tonnr91@yahoo.com Thank you Renee ... more
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