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Home Buying in Murphy : Real Estate Advice

  • All71
  • Local Info2
  • Home Buying28
  • Home Selling0
  • Market Conditions5

Activity 11
Sun Mar 2, 2014
Dex Hubbard Sr. answered:
0 votes 4 answers Share Flag
Tue Jan 22, 2013
Sherry McGregor answered:
There is cable in some parts of the county. We also have dish and direct television, which for the most part works good unless you have trees blocking the signal. Then you either cut the tree, trim the tree, or do without.
For Internet services we have fiber optic in some areas, DSL in other areas, dial up still for some folks and there are people who utilize dish or direct internet options.
Our internet capabilities have increased greatly over the last three years. Instead of just the phone company with a dial up service, they now offer DSL. We also now have other service providers available.
Please feel free to contact me with the properties you are interested in and I will be glad to give you telephone numbers to the service providers in the area. Bell Hill Road, you possibly will have DSL through the phone company, fiber optic through another provider, as well as, dish and direct. Call me if you need telephone numbers at 1-828-837-0424, I will be glad to help you.
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0 votes 2 answers Share Flag
Tue Jan 22, 2013
Laura Feghali answered:
Hi Papadave,
I "Googled" the nearest Walmart in Murphy and this is what it showed me:

Walmart Supercenter

2330 Us 19, Murphy, NC
(828) 837-9184

Hope this is helpful!

Laura Feghali
Prudential Connecticut Realty
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0 votes 4 answers Share Flag
Tue Jan 22, 2013
Joan Posey answered:
Hi Per the Protective Covenants page 8 Section 8: No poultry of any kind. Back in the day most developers did restrict against chickens etc. and now lots of folks wish to have a few so it is a double edged sword. Really hard to have that changed at this point. Let me know if you have any other questions. Joan ... more
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Tue Jan 22, 2013
Bill and Cyndi Daves answered:
Selena -

There are sellers out there who are willing to do seller financing. However, they typically are going to ask for a credit report AND at least a 20% down payment. If your price limit is $60,000 then you are going to need a down payment of at least $12,000 with another $1500 - $2000 for closing costs (attorney fees, title insurance, pro-rations of taxes, homeowners insurance, etc).

I would suggest speaking with a lender who offers loan programs such as USDA which requires a lower credit score and will do 100% financing. I will be more than happy to recommend a couple of lenders.

My other suggestion would be to start working on raising your credit score and saving for a down payment. Make sure you pay your bills on time or even before they are due; pay down balances on credit cards (don't close accounts without speaking with a lender as closing accounts isn't necessarily always recommended); create a savings account and at to it regularly. You should have an amount in savings that is equal to 6 months of your monthly bills. In other words if your monthly bills are $1500, then you should have at least $9000 in the bank PLUS the $$ you will need for a down payment.

To make sure you can really afford the home purchase, you should also be setting aside the amount that owning and maintaining a home exceeds your current rent. If you are paying $500/month in rent and your mortgage payment, taxes, insurance, and planned maintenance for the home will be $900/month then you should be setting aside an extra $400/month. If you can afford to this, then you can be confident you will be able to support your housing obligation.

Fixing your credit is the best place to start. It may not be the answer you're looking for but it truly is the best plan.

Best wishes!

Cyndi Daves
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0 votes 3 answers Share Flag
Tue Jan 22, 2013
Bonnie Dupree answered:
No..Contact Lauree Pavis at Nantahala Bank ay 828-837-1402. Lauree has helped several of my clients obtain a USDA Loan.

If I can be of further assistance please do not hesitate to contact me.

Bonnie DuPree
Associate Broker
ReMax Mountain Properties
1151 US Highway 64 West
Murphy NC 28906
Office: 828-837-3002
Fax: 828-837-8372
Cell: 828-361-1027
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0 votes 3 answers Share Flag
Thu May 3, 2012
Sherry McGregor answered:
There are several things that can be done to help with this situation. Your Realtor should be able to advise you on the solutions and send you in the right direction. Because of legal liability most Realtors are not willing to advise someone on these type matter without having a client relationship established.

Call if I can help you with your purchase.

Sherry McGregor
Timberwood Mountain Realty, Inc.
5593 Hwy. 64 W.
Murphy, NC. 28906
828-837-0424 or 828-735-3041
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0 votes 5 answers Share Flag
Wed Jan 4, 2012
Ann Ryan answered:
Harriet, did you mean to send this question to your agent? Because not all agents monitor this board.
0 votes 1 answer Share Flag
Sat Apr 28, 2012
Daniel Fisher answered:
Nothing in Murphy right now. There are a couple in GA - outside our coverage area.
0 votes 2 answers Share Flag
Mon May 7, 2012
Sean Dawes answered:

I am not from that area but Trulia now has a rental search and here are the results from a quick look. Some of these might meet what you need

hope this helps

Sean Dawes
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0 votes 6 answers Share Flag
Wed May 4, 2011
Emily Erekuff answered:
Hi Michelle,

The link below shows the 1-bed, 1-bath homes for sale in Murphy that are under $100,000 and currently listed on Trulia.

You can use the price filter on the left side of the page if you want to refine the list further.

Best Wishes,

Emily Gibson
Customer Service Representative
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0 votes 10 answers Share Flag
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