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Mountain House : Real Estate Advice

  • All233
  • Local Info30
  • Home Buying125
  • Home Selling3
  • Market Conditions7

Activity 148
Wed Mar 20, 2013
Cindy Davis answered:
None of us can honestly tell you until you speak to a lender of choice!
0 votes 4 answers Share Flag
Sat Aug 31, 2013
Rocky G.H. Hawrysz answered:
The best thing to do is check with a lender.

Rocky G.H. Hawrysz
Prudential California Realty
(209) 444-6610 Direct
(209) 433-2000 Fax
rocky@prucalifornia.com
www.TeamHawrysz.com
License No. 01468373
... more
0 votes 8 answers Share Flag
Sat Mar 30, 2013
Saba Kamran answered:
Mountain house has 2% tax rate. Definately dublin/ livermore if u can find any under 400,000. I work in the valley n bay area. Condo has associations. Looking to buy all cash or going conventional. Ppl bidding high.
Let me know.
Saba Kamran
5102448920
... more
0 votes 6 answers Share Flag
Mon Dec 17, 2012
Angel Lamb answered:
At Wicklund Elementary there is a child care facility on campus for before and after school day care. There are also several day care centers in town and some do drive for pickup and drop off service. Are you interested in a new build or previously owned property.

I am a resident of Mountain House and there are some great resources if you are interested. You can reach me at 925.290.8578 or sales@AngelLamb.com
... more
0 votes 2 answers Share Flag
Sun Dec 16, 2012
Tina Lam answered:
Well, it depends on what you mean by good. If you're just looking for a potential pool of renters, then it's good. If you're looking for high rental returns, then it's fair to decent. Unless you also live in Mountain House, it doesn't make for a great rental situation. ... more
0 votes 2 answers Share Flag
Fri Dec 7, 2012
Rocky G.H. Hawrysz answered:
In newer developments, especially where money is needed for infrastructure, schools or if services are needed from an adjacent city, taxes will be more expensive. You can expect the same in Lathrop as well. Just as a point, you should always ask for a tax roll. I provide them to my clients.

I hope this helps,

Rocky G.H. Hawrysz
Prudential California Realty
O: (209) 444-6610
F: (209) 433-2000
M: (209) 915-6209
rocky@prucalifornia.com
www.TeamHawrysz.com
Lic.#01468373
... more
0 votes 3 answers Share Flag
Sat Nov 24, 2012
Ron Thomas answered:
What you are saying, is that the COMMUTE is more important than where you LIVE:

When 580 gets going, from 5:30 in the morning, it can take you 1 1/2 hours, and that is without any ACCIDENTS and not counting getting to 580!

And I don't know of any ALTERNATE routes.

If it is that important to you; I suggest you get up at 5:00 one morning, and drive it.
Thousands do!
... more
0 votes 6 answers Share Flag
Thu Nov 22, 2012
Anna M Brocco answered:
When it comes to any safety/crime related issues, it's always best to contact the local police department with all your questions, hear all there is to hear firsthand. If unfamiliar with the area(s) do revisit more than once and at different times of day, possibly chat with locals/neighbors. Real estate professionals are prohibited from steering, enticing a buyer to purchase/rent, or not, in specific neighborhoods.
http://www.neighborhoodscout.com/
https://www.crimereports.com/
http://www.homefair.com/
... more
0 votes 2 answers Share Flag
Sun Oct 21, 2012
Taj Weldon answered:
The commute into Pleasanton is not too bad as far as time goes . As with anything it depends on the time of the day that you will be driving into Pleasanton.

What times will you be commuting ?

TAJ WELDON
209-740-4176
REALTOR
DRE 01816152
Tajweldon@connectrealty.com
... more
0 votes 3 answers Share Flag
Sat Sep 28, 2013
Michael Abram answered:
Hello Tram,

It is definitely possible. I have a portfolio lender that can qualify as low as a 620 fico score, as long as you meet their guidelines. Please feel free to give me a call or email at your convenience to discuss.

Michael Abram
First Capital Mortgage
NMLS #235060
Direct: (310) 434-1718
Fax: (310) 451-6407
mabram@firstcapitalmtg.com
www.firstcapitalmtg.com/mabram
... more
0 votes 7 answers Share Flag
Mon Oct 1, 2012
Drew Jacobsen answered:
Sounds right. Mountain House property taxes are roughly 2%. I would hope your Realtor made you aware of that before you purchased. But a lot of people use agents who aren't familiar with Mountain House and not knowing is more common than it should be. ... more
0 votes 5 answers Share Flag
Mon Oct 1, 2012
Ron Thomas answered:
Aside from the fact that you cannot rent a house from a Bank,

Lease/Option
You are desperate!
Your Credit or Finances, or both, will not allow you to go the conventional route:
You need the Seller to help you out!

The Seller will know it, and you are going to pay dearly for this service:
There aren't too many altruistic Sellers out there.

The terms that can be written into a Lease/Option can be dangerous to you:
How long is the Option period?
How much money are you putting in to the Option?
What happens if you are not able to execute the Option?
How do you know what your financial situation will be 2-5 years from now?
How much is the rent in the meantime?
Who will be responsible for maintenance and repair in the meantime?
What will be the Market Value of the home in 2-5 years?
What will be the Selling price 2-5 years from now?

This is the Ultimate Caveat Emptor!
... more
0 votes 4 answers Share Flag
Sat Jul 28, 2012
Aj1234 answered:
Trulia is way out of date... Just the past 4 weeks the values of new homes offered by the likes of Shea Homes have increased by $22K to around $362K (from earlier $340K), and that reflects an increase of about 6.5%. Hence I suspect overall the values have increased far more than what Trulia indicates.

And going by the simple economics of supply and demand which drives the prices up, once can safely conclude the reason for the increase in price is due to an increase in demand and shortage of housing.
... more
0 votes 1 answer Share Flag
Wed Jun 13, 2012
Drew Jacobsen answered:
Dont take this as a local realtor trying to steer you towards buying :)

But... Mountain House has seen an increase in prices of roughly 10% in just the first half of this year and homes are selling fast for asking price or above in most cases, unless the home needs a lot of work or is a short sale. Inventory is extremely limited in our small town and will likely always be smaller than the demand to live here since our Master Plan stops at close to 10,000 homes and our schools are the best public schools in San Joaquin County. I dont expect prices to continue skyrocketing like they have so far this year, but I also dont expect them to be going backwards again at this point.

Our high school was just started and will be complete by the start of the 2014 school year. Builders are raising prices right now. The commute is supposed to get easier over the next several years as BART gets extended and more carpool lanes are added, etc. I'd be shocked if within 3 years we didnt have a Safeway or hadn't at least started building one. There is also a rumor going around that a University could be built in Livermore next to the LLNL and Sandia Labs, 'the only two labs of their kind without University affiliation nationwide' I've been told.

Plus, after living here 3 years, you're not going to want to leave so you'll be happy you bought a home when you moved here :)

The commute will be rough though. My wife commuted to South San Francisco for a few years and it would take 1-1.5 hours to get to work and 1.5-2 hours to get home depending on traffic. Hopefully your husband would be able to carpool with others heading that way or take advantage of Ace and BART. You'll definitely need to consider the trade offs carefully as they apply to your family. Big house with lots of space, low crime, and great schools... but less dad time?

I wish you and your family the best with whatever choice you make.

Drew Jacobsen
Broker, Realtor, SFR
209-855-1308 Direct
209-229-1018 Fax
www.MHRealEstate.com
Drew@MHRealEstate.net
DRE # 01416016

Mountain House
Real Estate Group
DRE # 01885423
... more
0 votes 3 answers Share Flag
Tue May 29, 2012
Angel Lamb answered:
We have had a rash of vandalism at the new construction areas in Questa. The builders have hired additional security cars to drive around during the night to prevent this from continuing. The Sheriff usually shares the info at the Community Meetings. ... more
0 votes 1 answer Share Flag
Wed May 9, 2012
Cindy Mello answered:
Hi Ron,

The actual percentage of taxes for each house is going to be different, however it's going to be about 2% of the purchase price rather than 4%. As an example I pulled a property address from the MLS ; 308 W. Camarada Ct. in Mountain House listed at $315,000.00, (great house by the way)

Listed below is the breakdown of property taxes and assessments with the total at the bottom

00001 1 $1,565.00 $1,565.00 $3,130.00
PROP 13 MANDATE - This would be your regular property taxes which are about 1% of the purchase price

Here are the other assessments:
04561 0.0191 $29.89 $29.89 $59.78
SJ DELTA COLLEGE BOND 2004
04562 0.0009 $1.41 $1.41 $2.82
SJ DELTA COLLEGE BOND 2004B
04961 0.0072 $11.27 $11.27 $22.54
TRACY-LAMMERSVILLE SD BOND 2006
04962 0.0106 $16.59 $16.59 $33.18
TRACY-LAMMERSVILLE SD BOND 2006B
04963 0.0088 $13.77 $13.77 $27.54
TRACY-LAMMERSVILLE SD BOND 2006C
55180 0 $571.18 $571.18 $1,142.36
LAMMERSVILLE CFD 2002 (MR)
57101 0 $1.66 $1.66 $3.32
WATER INVESTIGATION DIST
63701 0 $0.59 $0.59 $1.18
SJC MOSQUITO ABATE
63702 0 $4.06 $4.06 $8.12
SJC MOSQ & VCTR CONTR-BEN ASMT
68601 0 $2.00 $2.00 $4.00
CSA NO 53 - HAZ WASTE
81860 0 $535.37 $535.37 $1,070.74
MTN HOUSE-ROAD & ADMIN
81880 0 $272.16 $272.16 $544.32
MTN HOUSE-PUB SAFETY
81900 0 $49.96 $49.96 $99.92
MTN HOUSE-PUBLIC WORKS
81920 0 $47.58 $47.58 $95.16
MTN HOUSE-PARKS & REC

The total taxes for this property are
$6244.98 for the year or about 2% of your total purchase price.

If you are looking for an agent, I would love to work with you. I am able to pull all this information for each house your interested in. You can reach me at 209-346-4580.

Warmest Regards,
Cindy Mello
... more
0 votes 3 answers Share Flag
Sat Apr 28, 2012
Shaun Zamrykut answered:
I have lived here for 4 years and honestly, I compare Mountain House to the movie called Truman show. It seems like a different world out here. People look out for each other, no crime, everyone is friendly, very old fashioned :) ... more
0 votes 5 answers Share Flag
Sat Jul 28, 2012
Shaun Zamrykut answered:
The property 650 Gravino was a new home, not a resale. When comparing the homes sale prices, the upgrades have a significant role in determining the price. Also, I always assure my clients get the most incentives by having them register with me. That way I get them more incentives then if they went on their own. I ALWAYS look after my clients.

If you have any further questions, feel free to contact me:

Shaun Zamrykut
Klemm Real Estate
(510) 917-2307 cell
(209) 879-0160 fax
Shaun@ShaunSells.com
www.ShaunSells.com

DRE# 01896658
... more
0 votes 6 answers Share Flag
Mon Mar 26, 2012
Minna Reid answered:
No one is giving you a new loan if you're old home is in foreclosure, even if the debt has been discharged. You will be able to get a new loan 3 years after your home forecloses.
In order to speed up the process you may want to consider a workout such as a short sale. ... more
0 votes 1 answer Share Flag
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