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Moraga : Real Estate Advice

  • All23
  • Local Info5
  • Home Buying4
  • Home Selling1
  • Market Conditions2

Activity 15
Mon Mar 11, 2013
Bob Wegener answered:
Hi brucebolt1971,

To accurately answer your question would take more information. It depends on the complex, the condition of the unit, and the location within the complex to name a few items.

As a range price, based on recent sales and market condition, I would say $220k - $260k+. Again, to narrow this down, I would need to visit the property, which I am happy to do for you.

If you are considering selling, now is an excellent seller's market!

My office is in Moraga. I am happy to help.

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Mon Nov 12, 2012
Pacita Dimacali answered:
5 percent is still a good down payment. But you may want to also explore FHA loan which may only require 3.5% down so that you can conserve your cash for closing costs and other things.

Sounds like you're in good shape with your income. It's now a matter of how much you're willing to spend, what you qualify for, and what you're comfortable with in terns of monthly payments.

But only your lender can give you the answers on how much you can afford to buy and what type of loan you can get.

Good luck.
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Tue Oct 8, 2013
Ron Thomas answered:
So, what other people think is really important to you?
The facts that Moraga is one of the most beautiful cities in the Bay Area,
There are thousands of people who either live there or would like to,
The property values are way up there,
The weather is among the best,
It is not on the way to anywhere, so traffic is not a problem.
I don't understand what the problem is.

Good luck and may God bless
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Mon Jun 6, 2011
Matt Puzz answered:
The reason for the lower credit score is because you have an inquiry from a lender for your mortgage, if you do not normally have your credit checked any inquiry will likely reduce your score by a few points. This normal and the credit score will increase again once your new mortgage payment starts reporting to the credit bureaus. Good Luck with your new home purchase.

Matt Puzz
Citizen's Choice Mortgage
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Tue Dec 7, 2010
James Gordon ABR SFR SRS answered:
Friscoplay there is no more spot approval you may have a lender trying to DELRAP the complex. The, only way to get it done is to get the proper forms from the management company. Maybe the listing agent can let their seller know. The seller can then contact the HOA board who are members of the community. The board can contact the management company and let them know that they are not happy with their performance. That may get the proper forms to you.
When you are dealing with a condo you have to remember that you are dealing with management through by a group. Maybe the president of the HOA can step up and contact the managent company directly.

Good Luck.
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Mon Nov 22, 2010
Christopher Lefebvre answered:
It is difficult for anyone to predict what will happen 5 years out because there are too many factors that can impact the market. A good way to determine the current rental market is to look at the current inventory and find out what the asking prices are.,CA/#for_rent/Moraga,CA/1p_beds/1p_baths/CONDO_type/

A local real estate agent could also check for similar homes as yours that were listed on the MLS for lease/rent and tell you what they rented for.

I would recommend that you talk with the HOA about the history of the fees and whether or not they see an increase coming in the future. Also, sometimes there are special assessments if they decide to conduct a major renovation to a common area such as installing new siding or roofs on the buildings, etc.

Good luck!
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Fri Jun 25, 2010
The Olsen Team answered:
About 10 minutes from the intersection of Moraga Way/Moraga Road to Orinda Bart before 7.30

Time will vary from there, especially during the school year. If you are leaving home at 8 to 8.30, it can be as much as 20 or 25 minutes to BART/freeeway. ... more
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Mon May 17, 2010
Gregg De La Cruz answered:
I'm not sure which complex your referring too but from scanning the different properties recently listed on Ascot here are the dues I've found listed:
Moraga Terrace is $425
Ascot Court is $415
Cedars is $385
Ascot Highlands is $410

I hope that helps.
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Mon May 10, 2010
Michael Miller answered:
The Moraga Town Center has been a special study area in the Town of Moraga and will provide for an approval of general uses generally surrounding the old Moraga Ranch and surrounding lands. Much like a general plan, the Moraga Town Center has use elements for commerical, retail, residential housing, both higher and lower density and senior housing. If you visit the Town of Moraga website, you will see the Moraga Town Center plan and associated documents, like environmental, public hearings etc. Before anything would be built, a specific development plan would be submitted and would entail another process through the Town of Moraga. The Moraga Town Center plan now basically puts forth uses and general locations for those uses, much would need to occur before you start seeing new construction appear in the center of Town. ... more
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Mon May 10, 2010
Gregg De La Cruz answered:
Hello Ejg001,

I have all the information on this property. Is there anything in particular you would like to know. It's a 2 bedroom 1 bath Condo built in 1974. Five condos in the the complex and is 928 square feet. It seems to be a short sale. I'm an agent with J. Rockcliff Realtors in Lafayette and if you have any additional questions feel free to contact me I would love to help. ... more
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Mon May 10, 2010
Dave Sutton answered:
Your choice is really, and not knowing anything about the home or the landlord except what's on their ad OR you can hire a Realtor (at no cost to you). Right now Lafayette has six rentals on the MLS ranginng from $2750-$6950; Orinda has 12 between $2900 and $8400; Moraga has six - $2900-$3800. The better homes are generally listed because the landlord wants the convenience of not showing it personally and the security that comes with a Realtor handling the prospects and the lease paperwork. Click on my picture and we'll go to work ... more
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Fri Oct 28, 2011
Johnny Huang, MBA answered:
Not much in that area, if so, it gets gobbled up fast. Let me know if you want to me in my email system in that area, that way you can get the first hand view of any listings that come up new to the market. ... more
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Wed Mar 4, 2009
Bernard Gibbons answered:
Moraga is never an overly active market. There are rarely huge numbers of homes for sale or buyers looking for them.

There are 43 homes listed for sale there now. That represents 3-4 months supply based on recent activity so you can see that there are buyers about.

As fara as Lamorinda is concerned in general, I believe that this area is more resilient than most. People in Lamorinda who bought homes there are more liely to be able to afford them than people in most parts of the San Ramon Valley.

I don't expect to see much increase in activity here over the next year or so and I expect we will see a slight downwards trend in home values over the next few months before prices level out. Even when they do start to increase again (maybe towards the end of 2010 or 2011) we won't see major appreciation. Maybe 2.5% per year.

Of course this is all generalisation. I don't know if you live in a 2 bedroom condo or a 10 bedroom country estate. The naswere could vary significantly depending on your individual circumstances.

If you would like an estimate of your hom'e present value and the length of time it should take to sell, please let me know and I will be happy to show you.

Bernard Gibbons

Bernard Gibbons, Realtor, e-PRO Certified Internet Specialist
J. Rockcliff Realtors, 15 Railroad Avenue, Danville, CA 94526
Phone (925) 997-1585
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Fri Feb 27, 2009
Edith Karoline Jasser answered:
Hi Jo,
I wish I could give you a correct answer, but the way the economy is at this time, and nobody truly knows how all will work out in the future it is truly hard to predict.

But here are two thoughts for you!
a) are you buying because you need a home and will enjoy it for the next 5 - 6 years before deciding to sell and move one?
b) or are you buying now because prices are low, interest rates are low and you think about selling when the prices go up and make some money in the process?

These are two different decisions...

For the first one I think this should be a great time to buy, to negotiate a great price, low interest rates and lots of homes to select from.. And if a) is what you are doing, then you will enjoy the home and you will be able to watch the market and make your decision when changes occur....

For your general time horizon..... The general information I get from those who know a bit more about the economy and how things may progress we have to think about the real estate market still having areas where the prices will still go further down, then they will hopefully steady and stabilize throughout 2010 and thereafter - probably anybody's guess when and for how much the prices will start going up again at a more reasonable rate than in the recent hikes...

So if you are thinking 5 years +/- you may actually be able to create some appreciation and paid into some equity during the 5 years.... How much though nobody really knows. If a Realtor in your zip code of interest has a better feeling or prediction I hope they will share it with you.

My input is based on what is happening less locally but within the entire country, but there are some areas, pockets, subdivisions etc. that are quite different from the rest of the state, city or country even.

Good luck to you!
Are you a first time home buyer? Then you may also take advantage of the 8000 $ Tax credit!
Take care and hopefully it will all work out for you!
Edith YourRealtor4Life Working always in the very BEST interest of her clients
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Thu Jul 17, 2008
Steve Curtis answered:
As with many communities right now Moraga stats are showing mixed. There are only 23 single family homes active with an average market time pf 52 days. 29 homes closed escrow in the last 60 days with a mkt time of only 20 days. The average list price is $1.4 million, the average sold is $1.29 mil. (1.5% below list) ... but 13 of 29 sold full price or over. The key: well priced prime properties in Moraga and elsewhere sell fast, at full price or better. Other questions email me at: ... more
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