In a home of this vintage, it's likely that a system of individual wood/coal stoves would have been used as a source for heat. I Pa. with coal in an abundance, it's probable that this would have been the main energy source.
An indicator of this would be evidence of a circular opening on the wall that is on the wall directly inside the chimney. These systems also often employed floor vents that allowed rising heat to move to the adjacent room.
I have someone who is very good, already certified to do FHA203K repairs is a general licensed by the State Contractor and fully insured. He does LOTS of work in Norristown as that is where he is from.
His name is Rick Wilde and his company is Rick Wilde, Inc. @ 610-842-3796.
Good Luck with your purchase!
Jennifer Daywalt, Realtor
Re/Max Results Realty
610-999-7693 Direct/ 610-489-7355 Main
Licensed in PA since 2001... more
You should ask your buyer broker for referals of contractors they currently use. A referal from close contacts may be more straight forward on who did a good job, who didnt and who they usually use when propertie sthey are listing or selling need some work. Good luck with your purchase and repairs.... more
Getting permits is not usually a "slow process", and it's necessary to ensure the construction is up to current code and meets the minimum requirements for quality. Please do get permits, and hire licensed contractors..it will protect YOU.... more
unfortunately we are all running into this issue! The rules have changed recently and you can not have direct contact with the appraiser to explain what you have upgraded over the other homes. the appraiser has seen your home but probably not toured the other homes he is using as comparables. You can't fault the appraisers in this situation because they are being asked to do double the work for each appraisal because the banks are now requiring much more info on market conditions etc...the appraiser tours your home and compares it with other similar homes( basically look at it like your vanilla box may be considered the same as your neighbors vanilla box, even though you have done much more work, etc)
I have been on both sides of appraisal issues with both buyer and seller clients recently and it can be a difficult situation. if you are trying to sell your home and you expect a certain reasonable price for it, and i stress reasonable price, you could ask for an appraisal review or a second apprasial to be performed. either way this will take some time to get done......if you are looking to refi, ask to have a second appraisal done or go to a different lender that will work with you. smaller local banks may be easier to work with in this situation.