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Montana : Real Estate Advice

  • All31
  • Local Info3
  • Home Buying13
  • Home Selling6
  • Market Conditions3

Activity 281
Thu May 12, 2011
Laura Feghali answered:
Hello Allard,
No, you do not have to give the items left behind back to the previous owner as anything that was left at the property after closing is considered yours unless it was stated specifically in the sales contract.
Hope you find this helpful.
Good luck!

Laura Feghali
Prudential Connecticut Realty
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Mon May 9, 2011
Andy Onushco answered:
If you are looking at purchasing in September, it would be a good idea to develop a relationship with a reputable local lender now. You should gather your financial info (debt obligations like car payments and credit card balances, income, assets, etc) and sit down with a lender that knows your community. Interview a couple of different ones! Of course you'll need to ensure your debt load with the new mortgage is manageable in relation to your income. There are likely things you can do between now and September that will put you in a better position to qualify for that loan. Good luck! ... more
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Sat Apr 16, 2011
Andy Onushco answered:
There are a number of regulatory authorities that have authority over placing structures like docks and piers in waterways. It could require permits from the state, USEPA, US Army corps of engineers, your county, and possibly a homeowners organization. I would beqin the inquiry at the county level. Fines and penalties for doing it without permission can be substantial, so be careful and get it in writing.

Depending on the type of property you have, towers might have a negative impact on your property. Whether it is a nice home site or agricultural property where the towers will limit the possibility of pivot irrigation, there could be impacts. However, if it is a planned line that doesn't exist yet, you could get a cash settlement for agreeing to place the towers on your property.

The county likely will have flood maps that show the likelihood of flooding in any specific area. I'm not sure if they will have documentation of any past floods.

Good Luck!
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Thu Apr 7, 2011
BG answered:
you can appraise it any way you want. A buyer with zero knowledge of the art of appraising, but just love the property, will probably out bid an investor who know the true value of the property like the back of his hands. ... more
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Thu Apr 7, 2011
Debra Mills answered:
Hello, my name is Debra Mills and I am a real estate broker with Montana Brokers in Kalispell. I can help you. Can you give me more information about your needs? What price range, how big, close to town, which town, what type of mobile (age, size), will it have an engineered foundation, etc? Thanks ... more
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Wed Oct 31, 2012
Robin Nelson answered:
Hi Christina;

This a great question, I would suggest you always speak to your Real Estate agent and have her view your home and the area for the best lighting and time of day. I like to have a bright - blue sky day. Current trend; definetly clear your home of personal items and stage it. I have even helped my clients complete this task.

Thanks for the great question,

Robin J. Nelson
ERA Landmark Real Estate
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Fri Jun 21, 2013
Matthew Boone answered:
Go to our website at Almost everything in the area/region is listed for sale on that site. It's linked into our local Multiple Listings Service. There are still quite a few properties around in your price range. You'll have to decide where you want to be ie Ennis, Bozeman, Big Sky, Belgrade.

Ennis is a terrific small town with lots of excellent fishing.
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Fri Mar 25, 2011
Lucy asked:
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Sun Feb 20, 2011
Dallas Texas answered:
Contact a Realtor represent you who does leasing. NOT all Realtor work in rental market(s)

Many scams across the US regarding lease option always use an agent

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
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Wed Feb 16, 2011
John Walin answered:
Check with your VA coordination benefits office regarding your eligibility for a VA home loan. If you had an honorable discharge plus disability they might have less restrictions for a vet and the loans are competitive and a vested benefit to you as a former active duty soldier/sailor. Your credit is bad, they would charge a risk premium, but you might be able to get a loan in the 650 range. God bless! ... more
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Sat Jun 13, 2015
Andy Onushco answered:
It is challenging arriving at a price on such a unique property. I would likely look at pricing trends across all sectors of the local market and then weigh that against trends in high-end pricing statewide. I'm thinking that it may not be a local buyer, but rather someone who also might be looking across western montana overall. You might be competing against Rock Creek, Wise River etc. for your buyer. It might be worth spending a few hundred bucks on an appraisal, but that only helps with pricing and doesn't help you find a buyer. The market still seems weakest on high-end properties, and the few buyers in that range are expecting screaming deals. I still think some creative options might be available to you. Best wishes! ... more
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Tue Feb 8, 2011
David Jaffe answered:
I have several questions... Is the Listing Agent acting as a Dual Agent (representing both you and the Sellers)? Have you given him/her written Dual Agency Approval? I would encourage you to do several things.

1. Get separate representation from another Real Estate Agent.
2. Get written counter offers on responses from the Seller (price, earnest money, closing date, etc)
3. Have your Agent show you comparable sold & active listings to determine the appropriate value of the property. The Listing Agent should not be dictating the Selling Price of this home, no matter if he lives in the neighborhood or 2-miles away.
4. If you continue to be stonewalled by this agent, contact his managing broker and file a complaint to the Local Realtor Association.
5. Make sure you have a reputable real estate attorney to represent your interests.

Best of luck,

David Jaffe-SRES, CDPE
Realtor-Coldwell Banker
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Sat Feb 5, 2011
Tacoma asked:
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Tue Jun 26, 2012
Bill Carey answered:

Realtor's don't work with Time Shares.
Check out this website...

Best of luck
Thank you,
Bill Carey, Broker/Realtor
Certified Short Sale Seller Specialist
Cell 704-905-0740
Fax 866-343-5945 l
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Thu Jul 26, 2012
Andy Onushco answered:
It will depend on local zoning regulations. It often comes down to septic regulations. If it is on a sewer it might be easier to do. Your first stop should be at the county planning office. Adding a residence will also likely increase property values and property taxes too! Good Luck! ... more
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Thu May 3, 2012
John Sacktig answered:
Hi Jane,

Where are you in the contract? How long is your property listed? Have you discussed breaking the contract?
Are you working with an agent to buy a home? Give us a few more details so we can give some details back.

John Sacktig
Broker / Manager
Orange Key Realty
Driect: 732-213-1409
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Tue Dec 28, 2010
Fred Glick answered:
I would go postal on these idiots.

What does a change in title have to do with the value of a property?

I would call the local FHA office and your Congressperson's office and tell them the problem. Make sure they understand that this is a national problem.

It's stupid, obnoxious, overbearing, ridiculous and downright silly. Also, if they want a new appraisal, let them pay for it. It's not your fault.

Good luck,

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Sat Dec 11, 2010
Myra Gouger answered:
It all depends on what was negotiated in your contract in the beginning. If the wording was "as is, where is" that means no repairs. If that wording was there, then the owner had no responsibility to fix anything. On the other hand, if you did not ask for any repairs in the contract even though it did not say "as is" they still have no obligation to fix anything. What was disclosed originally? What was asked for originally? That is what will govern what you receive for "fixing it up." FYI - you cannot do any repairs or anything else on the home until you own it. Depending on the severity of the needed repairs and the size of your Earnest Money deposit, I would see which is greater. If the repairs significantly outweigh the deposit, the smartest thing to do is to cut your losses and waive your EMD. ... more
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Tue Jul 26, 2016
Suzanne MacDowell answered:
Make then stick as close to that good faith estimate as possible! And stick to YOUR guns. You got a good faith estimate for a reason, to protect you from abuses. Are you using an attorney to close? I know a lot of states now use the title company to close, but if you are feeling this uncertain it may be worth the money to hire an attorney. Also, consult with your realtor. They should be able to go over this with you, and at the very least ask some tough questions of the lender. If the realtor seems hesitate, go to the broker for the office and insist on getting some help.

I thought FHA required a down payment of 3.5% now. As for the $4500, that would depend on how it appears on the settlement paperwork, the HUD-1. Insist on seeing a draft of the HUD-1. Origination fees should be spelled out in the good faith estimate. And it is true they cannot pinpoint exact out of pocket expenses due to per diem costs for such things as water, sewer, property taxes and so on, but they CAN give you a very close estimate. Don't be afraid to ask questions and insist on getting clear and concise answers.
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