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Monmouth County : Real Estate Advice

  • All55
  • Local Info1
  • Home Buying34
  • Home Selling5
  • Market Conditions1

Activity 840
Thu May 21, 2015
Larry Sarlo answered:
How long you've been waiting?

Ask for weekly updates. The process is slow... But asking for details of the process is a way to get a commitment from the selling agent and the bank. Ask specific question not general questions...

Like...
Does the bank have all the sellers paperwork in their hands?
Has a negotiator been assigned?
Has the bank done the appraisal or BPO?
Each bank has different requirements. Such as Wells Fargo will want affidavit signed before they make a decision signed by buyer seller agents and title agents.
So if the seller's bank is Wells Fargo you may want to ask about the affidavit...

Also if there are 2 banks the 2nd will be negotiated first. Then the 1st mortgage will approve ... You may want to ask has the 2nd approved the process yet? and Why not? What is holding the process up specifically?

Your agent should be knowledgeable in the processes and they should have all the questions and answers.

Search foreclosures and short sale here: www.BuyNJShortSales.com

Search the MLS on your phone by Text: In the subject line on your mobile phone- LSAR1 -to number 87778 ... hit send... A GPS feature for listings at your finger tips

Larry Sarlo When you want it Sold Fast!
RE/MAX Preferred
609-868-1171 call / text / email 7 days
lsarlo@comcast.net
www.larrysarlo.com
415 Egg Harbor Rd st 9 Turnersville, NJ 08080
... more
0 votes 8 answers Share Flag
Sat Nov 10, 2012
Daniel Black answered:
Hi. I have a very similar house for rent in that area now. What questions do you have about the rental process?
0 votes 4 answers Share Flag
Fri Sep 28, 2012
Jessica Eldridge answered:
You are from Orlando, right? Hence you are asking for the cost of living in this area so if you want to buy a home in this area then the cost per square ft. is between $35 to $45.
0 votes 2 answers Share Flag
Sat Nov 10, 2012
Andrew Tisellano answered:
yes
we are at 2003 prices unless you have done a lot of improvements. you agent shold be able to show you comparable sales so you know you are priced right.
Since you are getting showings but no offers it is most likely price but staging your home could help too. ... more
0 votes 10 answers Share Flag
Tue Sep 25, 2012
Ron Thomas answered:
For the millionth time;
Trulia does not post the listings here;
Either it is the Listing Agent, or else it is picked up off another Lising site.

Don't blame Trulia.
0 votes 4 answers Share Flag
Tue Sep 25, 2012
Joan Congilose answered:
Hi Gerard, Every town is different so that is hard to say. The best way to address your concerns is to contact the tax assessor in the town you are considering moving to & ask them what the current tax rate is & how often the tax rate increases. Typically the taxes won't increase significantly after purchase unless you are planning on doing some major renovations to the house or if it is newly remodeled & has not yet been reassessed. ... more
0 votes 7 answers Share Flag
Sat May 16, 2015
Dennis Knight answered:
I would look for Asset Management companies. They would get the contractors for maintaining and checking on the properties. The banks may be able to refer you to their own person in charge of getting in touch with the asset managers. Smaller banks may also handle some of their own property managers direct. ... more
0 votes 6 answers Share Flag
Thu Jun 19, 2014
Peter Apicella answered:
Hi Betsy,
How's everything going? Marlboro has a train station for NJ Transit that will go directly to New York Penn Station.

Sincerely,
Peter G. Apicella
Realtor Associate
Prudential Zack Shore Properties
520 Washington Blvd.
Sea Girt, NJ 0850
732-915-2773
... more
0 votes 11 answers Share Flag
Sun Sep 23, 2012
Edith Karoline Jasser answered:
I consider your question and concern more a social question than a real estate or financial question, although you may want to consider and make sure you have all the numbers straight.


Association fees are different for every building or community, depending on what is included, if you are working with one trusted area Realtor, that Realtor will provide you will all that information each and every time you find something that may work for you, or he or she may even make some really good suggestions about certain places for you!

In an adult community, or assisted living community there are some social events planned throughout and you have equal minded neighbors etc.,
when buying a condo, you are on your own, just as living in a single family home, except that in a condo much is taken care of, no yard to mowe, and many items are taken care of with your monthly assessment fees, but your are very much on your own..

So it is kind of a life style decision more than anything else, often both have a pool, often a door man or they are gated communities.
I strongly suggest you work with a local Realtor who can assist you and get you all the details...
Good luck to you, if you need recommendations for a good Realtor in your area, feel free to get
back to me I gladly recommend a few good ones

Sincerely yours,
Edith YourRealtor4Life & Chicago and Northern Illinois Expert
to search for properties in my expanded service area.
HAVE THE MOST WONDERFUL DAY :)Working always in the very BEST interest of her clients, Buyers, Sellers and Investors alike....
Covering for @Properties the city of Chicago, all N and NW suburbs, the fine homes on the
North Shore, and many of the W and SW suburbs, and with her trusted Partner Agents all of
the US and worldwide properties. Edith speaks French, German, some Spanish and other.....
@Properties, 30 Green Bay Rd, Winnetka, Illinois 60093 ---- EdithDoesItRight@yahoo.com or EdithSellsHomes@gmail.com Check out my website at htttp://www.tinyurl.com/MeetEdithHere
get to know me better and learn about my experience, expertise, services available and letters of recommendation of former clients..... Also you can sign up on my site
.
... more
0 votes 4 answers Share Flag
Sat Nov 10, 2012
My NC Homes Team answered:
Many home buyers today look at pools as a negative as they are concerned about the liability as well as the maintenance. I'd say fill it unless in your area pools are considered to be relatively standard ... more
0 votes 6 answers Share Flag
Thu Sep 6, 2012
Suzanne Biga answered:
One 2 BR, 2 1/2 BA unit currently on market on Spinnaker for $2100/mo. Nothing under contract. According to the MLS, the last rental unit to close on Spinnaker was a 3 BR, 3 BA unit that closed in June 2010 for $1850/mo. ... more
0 votes 3 answers Share Flag
Mon Mar 25, 2013
Deborah Madey answered:
Hi,

My offices are in Red Bank, and I am a 20 year resident of this area. We have an extensive relo package that we can snail mail you. Certainly, I am quite the internet junkie myself, but my past relo clients have repeatedly told me that our comprehensive package was invaluable to their process. It includes fold out maps, local publications and directories. It also includes a list of 100 websites helpful for newcomers.

We are happy to provide this to you as a renter. We welcome renters as clients.

Options for commuting to the city include ferry Seastreak.com or http://www.nywaterway.com/BelfordHarborWayTerminal.aspx You can also check NJTransit.com for bus and train schedules. The towns you mentioned would allow a reasonable drive commute to Neptune and easy access to any of the NYC options for transport. Of course, one can always drive to NYC also.

Prior to living in NJ, I lived in several states through corporate moves; and I've traveled very extensively. If you talk to me about where you currently live, I might be able to draw some comparisons for you.

Regards,
Deborah Madey - Broker
Peninsula Realty Group
732 530 7755 Main
732 784 8450 Mobile - Text or Voice (Best)
MonmouthListings.com
Deb@PeninsulaFirst.com
... more
0 votes 21 answers Share Flag
Tue Aug 28, 2012
Lorraine Koleda answered:
Dear kmweis,
All the best on your move to a beautiful area. If you take a look online, you can find all the airport stats. For instance, Trenton Mercer airrport shows the following: For the 12-month period ending December 31, 2010, the airport had an average of 231 flights per day: 95% general aviation, 3% air taxi, and 2% military. At that time there were 154 aircraft based at this airport: 48% single-engine, 10% multi-engine, 10% jet, 21% helicopter, and 10.4% military.

NOW IGNORE EVERYTHING I'VE SAID....because no facts or figures can substitute for your good judgement and common sense. If you were my client, I would counsel you to do your own due diligence. Drive or walk around the area in which you're interested on weekends and weekdays, at all times of day; morning noon and night. Although this may be inconvenient and time consuming, you'll find it well worth it when making one of life's largest financial and emotional investments.

Things affect people differently. Some of us are bothered by neighbors dribbling a basketball, some by a barking dog, some by traffic noise. Spend some time in the area where you're thinking of buying, find out what's going on and you'll be able to make a decision you won't regret. If you are not working with a realtor and I can assist, please don't hesitate to contact me.

Lorraine Koleda
Realtor Associate
Jack Green Realty
lorik@jackgreenrealty.com
... more
0 votes 1 answer Share Flag
Sun Sep 23, 2012
Karen Farragher answered:
Currently in all of Marlboro there are 24 homes listed at 1M+, in the last 6 months there have been 6 homes that have sold. That puts the Marlboro inventory at a 2 year attrition rate for homes in the 1m+ category. There were a couple that sold in less than 30 days and 1 that took over 3 1/2 years and sold for less than half the original asking price. Boy did they loose a lot of money by being overpriced.
In the high end price point, there are many variables, one of the things you can look at is how much is the home per square foot. Drilling down to a small section of the town such as Morganville, gives you less data to consider. If you would like more specific details, shoot me an email or call me at 201-892-5640.
... more
0 votes 4 answers Share Flag
Thu Aug 30, 2012
Alex Kushnir answered:
Fri Sep 7, 2012
Deborah Madey answered:
I have not heard as much rumble about deals falling apart because of under appraisal as I have in the past. I have not run any stats. That is simply my gut level feedback; anecdotes vs evidence.

Appraisers look for closed sales. Only in complete absence of closed sales will appraisers look to properties not yet closed. Unless your home is non-conforming, there are likely closed sale comps to support an appraisal. There has been recent activity from which to pull data.
... more
0 votes 11 answers Share Flag
Fri Aug 24, 2012
answered:
There are a few banks out there doing 80/10%, but the bank I work for offers a single premium PMI, which you would be eligible for even if you have an existing fha mortgage. This PMI is not paid monthly and gets rolled into your mortgage provided you are putting 10% down. Below is a video on how it can save you money. Best of luck to you! Feel free to reach out to me through my profile to discuss this and other lender paid PMI options.

http://realestatemarbles.com/jscordova/2011/05/07/can-mi-sell-your-listing/

Joseph S. Cordova NMLS# 146855
Evesham Mortgage, LLC
22 South Maple Avenue
Marlton, NJ 08053
office: (856) 985-9944 ext. 103
direct fax: (206) 333-0946
cell: (856) 304-2381
jcordova@eveshammortgage.com
... more
0 votes 1 answer Share Flag
Thu Aug 23, 2012
Laquita Baez answered:
Hi Alasiatardy,
Are you inquiring of the owner's phone number because you arte interested in possibly
purchasing the home? Did you want property info?
If interested in purchasing, why not consider hiring a Realtor to handle your negotiations and contacting the owners on your behalf, as homeowners may be a bit more open to conversing
with a Realtor on certain issues rather than a random person out of the blue.

But to answer your question directly, you can search tax records and possibly get that information..

I may be able to assist you further.....

Laquita Baez
Licensed Realtor Selling in NJ and GA
Weichert Realtors
973.687.7095

~~Dream Homes ARE Within Reach!~~
... more
0 votes 1 answer Share Flag
Wed Aug 22, 2012
Scott Godzyk answered:
Not always, it depends on teh buyers credit, financials and type of property. I have had investment buyers who have put as little as 20% down. You should ask a local andtrusted loan officer to prequailify you so you know for sure. ... more
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