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Miramar : Real Estate Advice

  • All363
  • Local Info10
  • Home Buying102
  • Home Selling3
  • Market Conditions4

Activity 110
Thu Mar 18, 2010
Selling Buying Ryan answered:
Hello Joseph,
I had a reasend experience, with one of my clients, if one spouse buys a property with an FHA - Loan involved, the lender will also consider the other spouses credit.
Any outstanding lien, will have to be released and payment arrangements made to the Lenders satisfaction.
This is to make sure, that no liens will be recorded in the future.
Adding any person to a property is a title movement and by California County Recorder Regulation, this is red flag and causes a new property evalution. Higher taxes. Your Propery Tax Laws may be different.
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Fri Mar 5, 2010
Angela Jensen answered:
Pele - if you are trying to access your account online and you haven't actually been on line to set it up, that could explain why you don't have a password. When you set up your account, you will be asked to create a password, once you do that, you will be able to access your account. Hope this information was helpful to you. Good Luck!

Best regards,
Angela Jensen
Coldwell Banker
(954) 465-1388
jensenatj@aol.com
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Mon Feb 25, 2013
Debra (Debbie) Rose answered:
It will be difficult to qualify for a mortgage, but even if you could obtain a loan, your rate will be higher due to your lower credit score.

I recommend you work on getting that credit up to at least 620.........then make sure you have savings, besides your down payment.........and then, assuming you have enough income...........you will be ready to look into buying a home.

Best wishes..............
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Fri Mar 19, 2010
Ligia Guzman Chacon,AHWD®,SFR answered:
Wed Apr 7, 2010
Stefanie Cohen PA, ABR, SFR answered:
Yarimar,
I would be happy to help you. Why don't you send me an email with the specific features you are looking for. I would need to know the number of bedrooms, and anything else of importance to you.

Best regards,
Stefanie Cohen
Prudential Florida Realty
954-547-9203
Scohen77@aol.com
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Sun Mar 21, 2010
Magda Robles answered:
Our Economy had a big impact in Real Estate. A mayor factor is Unemployment, property values decline the resetting of adjustable interest rates -These factor made some homeowners payments unaffordable and put many families into a difficult situation of Foreclosures.

However, many people who are losing their homes could have been saved if they had asked for some advice on their options. Many families can be helped specially with so many programs such as HAMP, HARP and HAFA. I will forward you information on these subjects if you email me your request.

Many homes for sale, short sales, preforecloures, REO's. However, the best home for you will be the One that Fits your Needs, and Your Budget. Im sure you will need to commit to some square footage, or features but Today is the Best time to Buy a Home. Lower interest rates, good inventory to chose from.

The Market has changed and you need to consult with a Realtor who is informed and that knows the local market.

Need to know more about Broward county, schools, demographics, etc.

Click on this link. Search for homes without pressure.
http://www.homesforsalebrowardfl.com
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Fri Mar 19, 2010
Stefanie Cohen PA, ABR, SFR answered:
Maya,
I will send you a list of available foreclosures.

Best regards,
Stefanie Cohen
Prudential Florida Realty
954-547-9203
Scohen77@aol.com
0 votes 2 answers Share Flag
Sun Mar 21, 2010
Angela Schrager answered:
Hi Valu: It should be no more than 2-3 days.

I hope this helps!

Best wishes,

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
Email: angela@villagrealty.com
0 votes 4 answers Share Flag
Wed Apr 7, 2010
Lisa Quinter answered:
Dear Determined:

I would imagine you are speaking of a condominium which is FHA approved? If so, please use the link (listed below my company web page address) to look up your property.

If you are not speaking of a condo, please contact me at (954) 868-1416 or lmbrealtycorp@aol.com to discuss further.

Thank you,
Lisa M. Brodeur
LMB Realty Corp d/b/a Alliance Realty
(954) 868-1416
http://www.AllianceRealtyFlorida.com
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Sun Mar 21, 2010
Sandra Rathe answered:
Hi Maya-

If you would like to email me with your price range I would be happy to help you and send you some listings that are within your price range. The prices of foreclosures in Miramar vary greatly but there are some terrific deals here in Miramar.

Sandra Rathe
954-547-4601
Rathe.S@EWM.com
EWM Realtors
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Sun Mar 21, 2010
Mr. I Love Real Estate!! answered:
Actually that is false, its not a waste of time. It depends on the community and its association. Townhomes are more likely to go FHA than condos but one must verify with the associations rules and regulations. If I can be of help give me a call. I love Real Estate!!

Marcus Jeantel- Manager
Real Estate Partners Group
954-205-3751
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Sun Mar 21, 2010
Lisa Quinter answered:
Dear Desperate Home Buyer:

The spot approval is NOT up to the lender solely - it is up to the association. Check with the association to see if they will even fill out the paperwork required. Some will, some won't. In addition, one of my colleagues, Angela, Villa G Realty, Inc., Tel: 954-816-7996, found the following information and posted it to someone else regarding Murano.

I checked this for you at the HUD/FHA Approved Condos website. Murano is approved, however, it applies only to association numbers5,6,7 and 8. Within those Murano associations, only specific buildings apply. Example: Association #5 is buildings 1 - 6 and 31-33 only. and it continues based on the association numbers. Also they require certification that 51% of the units are owner occupied.

This is something you and your Realtor and lending officer can iron out before you start looking in Murano - so you know exactly which buildings you can look at.

If you need any additional help, please don't hesitate to contact me.

Yours truly,
Lisa M. Brodeur
Alliance Realty
(954) 868-1416
lmbrealtycorp@aol.com
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Sun Mar 21, 2010
Mr. I Love Real Estate!! answered:
There are some left but the problem is that they are foreclosures that were priced much higher and being sold by the bank for a good price. I have lived in Miramar since 1994 and have seen tremendous growth. That usually means a bidding war which, even in this market, is alive and well. What's so special about being right on the Dade and Broward line is that commuters are a stones' throw away from major highway arteries. You can be in downtown Miami or Ft Lauderdale in about 30 min or less depending on traffice. If you need further information on buying a home contact me at the number below.

Marcus Jeantel-Manager
Real Estate partners Group
954-205-3751
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Sun Mar 21, 2010
George Wolfgang answered:
There are plenty of homes that fit that description. In West Miramar and Pembroke Pines they start around the $200-250K range depending on square footage and community. What area and price range are you looking in? ... more
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Thu Nov 10, 2011
Melissa Antenucci answered:
HI Amoses,
That is a great question and many people do not know the answer. The bank with either pay the broker on the wholesale side or pay their loan officer on the retail side. The major difference is a broker will have a much larger portfolio of loan programs that they will shop all avail for your exact situation vs. the bank with their generic programs. There are many many times I beat banks but my suggestion to you if to get a good faith estimate from both a bank and a broker and make the best decision for you.

Melissa Antenucci
Ameritrust Mortgage
561-417-9221
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Fri Sep 4, 2009
daisy fernandez answered:
hi there, unfortunetly, the bidding wars is unavoidable, when banks want to get rid of an asset quickly they price it low and that creates an open grid for buyers to over bid on properties, not giving a chance to those buyers that are first time purchaser, but dont get discourage to place a bid, you never know what may happen, call me if you need help in finding a property. daisy fernandez 786 326 8689 ... more
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Fri Sep 4, 2009
daisy fernandez answered:
hi there, there are many condo communities still available which are fha approved, as realtors we have the knowledge of what is an fha loan, but the fha loans are packaged in a bank, your fist step would be to get qualified through a direct lender, if you need any other questions feel free to call me and i can walk you through the steps you must take to become a homeowner, now is the best time to buy. call me. daisy fernandez 786 326 8689 ... more
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Thu Aug 20, 2009
Angela Schrager answered:
Hi Negrita:

If you post the address, you will be sure to have someone respond with the information. If you would like to email the address to me, I will be happy to see if it is currently listed and available and send you the listing along with the current situation on the property.

My email is angela@villagrealty.com.

Best regards,

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
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Wed Aug 19, 2009
daisy fernandez answered:
hi wanda, there is a townhouse in pembroke pines with your criteria but the asking price is $138600, please let me know if you would be interested. daisy fernandez 786 326 8689 or email me at daisyfernanez54@yahoo.com ... more
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Sun Jan 30, 2011
Angela Schrager answered:
St. Andrews is a very nice community - nice pool, clubhouse, they have racketball and play areas too. It's gated and very well located for shopping, restaurants and highways, yet it's a quiet community off Pembroke Road.

I would point out to you that if you are looking to buy and also to finance with a FHA loan, this community is a condo association but is not FHA approved. I have heard that a few units may have been approved on a spot approval basis but generally it's one to avoid if you have to go FHA. Other than that, no problems that I've heard of.

I hope this helps,

Best of luck,

Angela
Villa G Realty, Inc.
Tel: 954-816-7996
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