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Milwaukie : Real Estate Advice

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  • Local Info3
  • Home Buying4
  • Home Selling4
  • Market Conditions1

Activity 9
Mon Jun 18, 2012
Lana Lavenbarg answered:
Well whether you live there or not - if the bank has forclosed on you then you will not be responsible for the HOA fees. The title company is responsible for making sure the property gets transferred to the banks with no other loans/liens attached to it.... ... more
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Tue Mar 6, 2012
Kelly Gebler answered:
In checking the property tax records, it appears this is likely a rental. Tax records give the owners address as being out of State. If you would send me a private email at LetUsGuideYouHome@comcast.net I'll send you the address. I am not comfortable giving out someone's personal info in this format. ... more
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Sun Jul 10, 2011
Dan Tabit answered:
Rob,
Looking at one of my rate sheets there is a 1.75 add to the fee if you are at 75% loan to value are less and a 3.0 add to the fee if you are more than 75% loan to value up to 80%.
In terms of how this translates, add .375% -.5% to a owner occupied rate with 25% or more down and add .5% -.625% for 20% down. So for example 4.5 for owner occupied becomes 4.875% or 5.00% for investment properties.
You will also need to have plenty of equity in your current home to be considered. Lenders are wary of buy and bail scenarios where people buy a second home, move in and quit paying on their first home.
I hope this helps.
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Sat Jul 14, 2012
Craig Loughridge answered:
Probably not. Most home sellers make up what they save in commission with an increased price at closing. The other down side is, if you're looking at losing money, you may need a short sale expert to help make sure you don't get taken advantage of.

Best of luck!
... more
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Mon May 9, 2011
Anna M Brocco answered:
Commissions are always negotiable between you and your agent--there are no set standards as it would go against Federal Laws--in particular the Sherman Antitrust Act and Clayton Antitrust Act--therefore consider interviewing in person a few agents, or as many as needed from different realty offices, then choose the one you like best and the one who has the most to offer--choose your agent with care. Keep in mind that if two agents are involved in the transaction, the commission is shared. ... more
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Tue Oct 19, 2010
Marge Bennett answered:
What do you want to do? Talk with your agent. Read your contract. Does your contract say what is included? if so, you should be able to cancel or at least get the bank to credit you for those items. Are there pictures showing the items in the home? That would help. Why is the house not secured properly so things don't get stolen? ... more
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Thu Dec 11, 2008
Robin Weisgerber answered:
Hi Lynh,
Probably the easiest way for you to get a copy of the Home Oweners Association Covenants Conditions & Restrictions aka: HOA CC&R's is to directly contact the listing agent. I know when I list properties that have CC&R's the title company that I work with provides them to me and I can get them sent via email to allow me to forward them to potential buyers. Listing agent is: Irene Parsons, Office Phone: 503-659-8689
Robin
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Fri Dec 5, 2008
Dallas Texas answered:
Contact the local Police Department who can provide you this info.
http://www.lynn911.com http://www.homes-for-sale-dallas.com
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Thu May 22, 2008
Chris Aldridge answered:
Timisha-

I understand your frustration; it's tough when a Seller isn't getting offers on their house.

Is your house listed with a Realtor or are you trying to sell on your own? If you are listed with a Realtor and in the local MLS, your prospective buyers should have been prequalified by their agent, and they're probably legit buyers. If your condition and location are good and you're not getting offers - price is usually the issue.

If you're trying to sell on your own and not receiving any offers, it may very well be a marketing/lack of exposure problem; the qualified buyers don't know about your house. It's becoming quite difficult to sell by owner in this type of market without using a professional. The vast majority of "buyers" who contact a by owner are NOT qualified to purchase for a variety of reasons. And again, price is usually key and has to be thoroughly evaluated by a professional with a track record in your area.

Buyers use comparison shopping when purchasing a home. There’s a lot to choose from in most markets AND houses are still selling.

If you are trying to sell by owner and want some ideas on how to get it done, just call me; I’m selling properties in the Milwaukie area on a regular basis. If you're with an agent, discuss what they're doing to market your property and have them give you an updated CMA - based upon this market; not last years...

Best of luck!
... more
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