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Midlothian : Real Estate Advice

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  • Local Info10
  • Home Buying16
  • Home Selling8
  • Market Conditions6

Activity 47
Tue Apr 2, 2013
Glenda Holloway answered:
Bettie Weaver Elementary, Midlothian Middle and Midlothian High.
0 votes 2 answers Share Flag
Sat Mar 16, 2013
Elliott R. Oliva answered:
It's possible but they few lenders that may entertain your scenario will be a hard to work with. Get your scores over a 640 and you will have many more options and less headaches.

Here is some advice on your credit: http://www.trulia.com/blog/elliott_r_oliva/2011/07/credit_101_a_little_insight_on_how_credit_works ... more
0 votes 2 answers Share Flag
Sat Jan 5, 2013
Ryan Sanford answered:
Call the Virginia State Police and they can help with that:
VSP
7700 Midlothian Turnpike
North Chesterfield, VA 23235
Phone: (804) 674-2000
0 votes 4 answers Share Flag
Thu Oct 24, 2013
Tina Beasley answered:
I believe it is possible for you if it has been 2 years since your bankruptcy was released. I have a lender that I would like for you to call. I think he just might be able to help you. Give me a call as soon as you can and let's discuss this in a little more detail so that I can better assist you.

Tina Beasley
Associate Broker
804-972-9927 Cell Direct
... more
0 votes 9 answers Share Flag
Wed Apr 1, 2015
Georgia Pulliam, Associate Broker answered:
Below is the contact information to a lender I refer all my first time homebuyers to. They specialize in helping first time homebuyers and have an awesome repetation, if they can't get you approved, they will give advise on getting your score up. And if you need a Realtor that specializes in First time home buyers, you have reached me. I will leave my information below the lenders. If you already have a Realtor please disregard.



Mary N. White
TowneBank Mortgage - Your Hometown Mortgage Lender
NMLS ID #239330
Mortgage Loan Consultant
4413 Cox Road
Glen Allen, VA 23060
Office Phone: 804-521-8937
Cell Phone: 804-938-2335
Fax: 804-673-2503


Georgia Pulliam, Associate Broker
RE/MAX Commonwealth
6501 Mechanicsville Turnpike
Mechanicsville, VA 23111
(804) 852-4883 (cell)
(804) 423-2398 (efax)
georgiapulliam@yahoo.com
www.georgiapulliamhomes.com
... more
0 votes 11 answers Share Flag
Fri Dec 21, 2012
Tim Moore answered:
No, that would be a huge waste of everyone's time. Call the listing agent who has some bank owned homes listed for sale, they will likely know who is cleaning them or he might be in charge of getting them cleaned when the bank contacts him. Going to a bank will not even find the person who is in charge of the bank owned homes since they could be in another state. ... more
0 votes 2 answers Share Flag
Tue Jun 5, 2012
Tim Moore answered:
Call the listing agent who has some bank owned homes listed for sale, they will likely know who is cleaning them or he might be in charge of getting them cleaned when the bank contacts him. Often one agent or company does many listings for bank owned homes since they come through a clearing house for several banks. Often the agent has to pay to have things done and the bank reimburses them later, so the agent is your best contact. ... more
0 votes 1 answer Share Flag
Fri May 18, 2012
Tanya Judon-Winston answered:
Look at it this way...everyone needs a place to live. Consider yourself fortunate that you have options. I think this market is phenomenal. When you buy the right house, at the right price, do the best renovations and hire the best agent to market it, someone will be proud to call it home. Call me directly at (804) 908-7374 or email Tanya@TanyaJWinston.com if you want to know more about some great deals that you can sell without suffering in a few years. ... more
0 votes 5 answers Share Flag
Sat Mar 16, 2013
Jimmy Benson answered:
Hi - there have been special loan incentives for doctors - not sure if that covered nurses, but I'd be happy to recommend a great lender who had that special medical program and his bank also has grants - this lender has helped many of my clients. Your other question about obtaining a preapproval or finding a realtor first is totally up to you. It can help to have your realtor recommend a lender who is trusted for the preapproval so you can have confidence that you can get the mortgage as stated in the preapproval - you have time after you get an accepted offer on a home to "shop" around for the best deal for your mortgage.

I'd be happy to help you with your home search in Midlothian - have lived in that area and have sold many homes in the Midlothian area. Please contact me if I may be of assistance and there is no cost to you to use my services as your buyer's agent - Jan

Jan Hoover, Realtor
janhoover2@gmail.com
703-946-7625
http://jhoover.advancerealtyusa.com/listings/
... more
0 votes 2 answers Share Flag
Mon Jun 15, 2015
Beth Grant answered:
I would start out by taking the free online homebuyer education course offered by Virginia Housing Development Authority (www.vhda.com). Look for Homebuyer Education ... This class will give you a great overview of the entire home buying process, and then you can find a lender in the Midlothian area that is very reputable (google Greg Cuenin) and find out exactly what you qualify for AND what total payment you're comfortable with using...BEFORE contacting a Realtor. Nothing worse than falling in love with a place, only to find out it is out of your price range and/or comfort level! Good luck! ... more
0 votes 8 answers Share Flag
Sat Jan 31, 2015
Peggy Bouchard answered:
Tracy - get with your broker and see what they have for opportunities within the company as a great first step!
0 votes 1 answer Share Flag
Wed Feb 22, 2012
Lee Ann Ruby answered:
The difference between a finished basment vs non basement will depend on several factors including qualify of the finish, is it an overimprovement for the house / neighborhood or is it fairly common in the neighborhood. Is it a walkout? What does the comparable data suggest? Your Realtor can provide a comparative market analysis (CMA) to help better determine the value of the finished basement. If you are currently not working with a Realtor it would be my pleasure to provide a CMA. ... more
0 votes 1 answer Share Flag
Wed Feb 1, 2012
Ryan Sanford answered:
I would use comps that are closer in size, because the dollar per square foot does decrease as the homes square footage increases. Basements and third floors with hipped ceilings will be considered less dollar per square as well on an appraisal using a cost approach. ... more
0 votes 7 answers Share Flag
Sun Feb 15, 2015
Lisa Wetzel and Jim Valentine answered:
That is the purpose and function of a Short sale. If you home is worth less than you owe ... you may be a candidate for a short sale. You need to find a Qualified Short ale Agent that can interview you and determine if you will or won't be able to sell that way. The other option is to rent the existing home if you can.

Lisa Wetzel
RE/MAX Realty Affiliates
Gardnerville, NV 89410
775-781-5472
... more
0 votes 4 answers Share Flag
Fri Jan 6, 2012
Cindy Jones answered:
0 votes 2 answers Share Flag
Tue Oct 4, 2011
Dan Tabit answered:
Robert,
There has been, but not currently (that I'm aware of). Between higher rates and the longer terms, they weren't that good of a deal. Payments were nearly the same as a 30 year in most cases so when I did loans I never recommended one. The overall interest costs were much higher, so other alternatives at the time made more sense. ... more
0 votes 4 answers Share Flag
Thu Nov 17, 2011
Jen Pfeffer answered:
This depends on many factors. How much is owed on the home loan, how is the home priced compared to comparable homes that have recently sold, how many other short sales and foreclosures as well as resales are competing against it to sell. I would recommend you find a reputable Realtor in your area who can educate on the market and help you arrive at a great price for you to offer. ... more
0 votes 6 answers Share Flag
Wed May 18, 2011
David Cooper answered:
I have NOT found any scammers on Trulia. In fact, I think it is one of the best monitored websites on the internet.

David Cooper Las Vegas Foreclosure Investor in Bank Owned REOs with Huge Cash Flow. for FREE daily list email: davidcooper@lasvegaswinner.org or Call +1-7024997037 not a real estate agent ... more
0 votes 6 answers Share Flag
Wed Apr 20, 2011
Tina Beasley answered:
You will have to pay the HOA for any maintenance that they have performed on behalf of the community in order to keep that property in decent shape for the neighbors. HOA's have rules that must be followed and when a home goes into foreclosure, the neighbors and the HOA normally take over handling the yard work and exterior upkeep until the home sells. That bill is passed onto the selling bank or to the buyer...depending on what the contract states. HOA protects all of the property owners from having to live next door to a jungle yard, rotting structiure, junk cars...etc. It is there for your protection as well. Keep that in mind and pay the fee if you owe it. ... more
0 votes 2 answers Share Flag
Sat May 3, 2014
Tony Proto answered:
Hi Lolita,

Yes, both lienholders must approve the shortage they will be receiving for the transaction to close.
0 votes 6 answers Share Flag
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