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Medford : Real Estate Advice

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  • Local Info15
  • Home Buying38
  • Home Selling9
  • Market Conditions8

Activity 58
Mon Sep 29, 2014
Cassandra M. Bickel answered:
You Can Check Locally For Any Grants, However Chances Are That Until You Get Your Credit Score Up, You Won't Qualify Even For A VA. As A Disabled Vet, You Should Qualify For A Va Loan With No Funding FEe. However You Must Meet Minimum Credit/Income Requirements.

CheckWith A Local Lender To Get Specifics For Your Situation.

Good Luck!.

Casandra
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0 votes 6 answers Share Flag
Tue Jun 4, 2013
Jenifer Parrish answered:
Hi lori, lease options are available at times. Generally speaking the owner will want a chunk of money down and then you work out terms to purchase. Since you are new to the area you may find it best to visit, rent something convenient and then when you are ready; start looking. If you have further questions give me a call. Jen Gerrard 541-840-7526. ... more
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Mon Feb 4, 2013
Marc Slavit answered:
Hi Anthony,

A great lender to talk with for VA loans is James Beard at North Pacific Financial Corp 541-770-2727. Tell them Marc Slavit Referred you. I do a lot of business with them and they know who I am. Let me know when your ready, I would love the opportunity to earn your trust and help you and your family find the right property. Take care and God Bless you,

Sincerely,
Marc Slavit
Broker/ABR
Keller Williams Realty
541-890-6724
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0 votes 5 answers Share Flag
Sat Aug 3, 2013
Lana Lavenbarg answered:
You can use someone like Gene Green at Wells Fargo! His number is 541-659-3502 or his email is> Gene.Green@wellsfargo.com

I hope that helps.
0 votes 10 answers Share Flag
Sat Aug 3, 2013
Melina Tomson answered:
Salem is a very family oriented city. It is probably one of the bigger complaints by the singles that live here. There are a lot of things that are here locally, and we are also centered in the valley for easy access to HooDoo and the autobahn sledding runs, the coast, nearby rivers for great swimming, rafting, fishing, and Portland which has OMSI, etc.

As a parent I appreciate that we have little traffic here (although that is relative). I like that I rarely have to drive more than 15 minutes to get my kids to their activities.

The biggest issue in Salem for parents is the schools. They have been hit really hard with budget cuts and classroom sizes are really large. I don't know the impact down in Medford but it has been hard up here.
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0 votes 7 answers Share Flag
Wed Oct 31, 2012
Tom and Jan Monson answered:
Yes you can. It depends on several factors. How long has it been?
0 votes 3 answers Share Flag
Thu Feb 28, 2013
Russ Ravary answered:
Sat Feb 2, 2013
Ron Thomas answered:
You cannot buy Real Estate through the Internet; I doubt if you ever will:

Every State has their procedures for the Real Estate process; most are very similar.
The Banks, as a rule, require you to be represented by a Realtor; for their sake as much as yours; they do not want to get in the middle of an Escrow, and have it fall apart. And since they are paying the commissions of both Agents, they can do that.

Talk to a Realtor
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0 votes 5 answers Share Flag
Wed Aug 29, 2012
Alison Hillman answered:
Hey Bonnie,

Do you have the address or listing on Trulia that you can share with us?

Thanks,
Ali, Community Manager
0 votes 1 answer Share Flag
Tue Aug 14, 2012
Ron Galbreath answered:
We raised three teen age girls in the Valley and learned that mischief can find anyone anytime and anywhere. We had success by putting in a swimming pool so that their freinds wanted to come to their house to hang out. Your question is problematic because we can not steer you to one area or another but your finances will determing the location. We all want the best for our children, but once that door is open we are left to positive thoughts and prayers hoping they make good decisions. Contact a Realtor and we can give you informations on schools to see how they stack up. Also, you can get crime statistics on the Police websites. ... more
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Fri Oct 12, 2012
Tia Taylor answered:
Elude — Eric Raymond Webb, 38, of the 1600 block of Alexis Way, Medford
Burglary'1600 block of Alexis Way, Medford.
Assault '. Lindsay Ann Guy, 27, of the 1600 block of Alexis Way, Medford.
To get the exact addresses you would have to go the courthouse and pay for copies I believe.
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0 votes 1 answer Share Flag
Fri Oct 12, 2012
Lana Lavenbarg answered:
First of all - start working on your credit right now- who knows...within 3 yrs it may be good enough you wont need to put that much down. Next, if you cant do a regular loan, you may find a seller that will carry the loan or get a "hard" money loan. There are possibilties...but again I say start working on improving your credit now! ... more
0 votes 4 answers Share Flag
Thu Feb 28, 2013
HLR answered:
Try Portland maps, it's a site that you can check out what as happened around it when you think you found something you like. Agents are not allowed to give this information out, so an area is not put in a blite location. Portland maps is facts put in by local police and other departments and these are open to the public.

HLR

It's http://www.Portlandmaps.com/

You can put in address or an neighborhood name a find out a lot about the property and area.
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0 votes 4 answers Share Flag
Thu Mar 15, 2012
Lana Lavenbarg answered:
As long as you are looknig at only the home per square foot and not including the land you are looking at abiout $75-79 a foot- if you are looking on line at the price per sq foot it will mess you up totally. It takes the land and house and divides the total price by sq feet - so it will just not make sense! ... more
0 votes 2 answers Share Flag
Thu Feb 9, 2012
Anna M Brocco answered:
Since no link is visible, either contact the listing agent, or any local agent/realty office can also help, they all have access to the same information...
0 votes 2 answers Share Flag
Sun Dec 11, 2011
Ron Galbreath answered:
On the prelim report is there an easement for electrical? If this has harmed the value and your intended use and the Seller was aware but did not disclose it to you then I would suggest seeking legal help for remedy. ... more
0 votes 4 answers Share Flag
Sat Nov 26, 2011
Kimi Fernandez answered:
I think the space rents there are running around $549 per month. If you're interested in looking at homes in parks contact me, Kimi Henderson - RE/MAX Ideal Brokers, Inc. 541-301-8332 ... more
0 votes 0 Answers Share Flag
Tue Nov 22, 2011
Don Tepper answered:
One that cash flows. And preferably (but secondarily) one that you buy below market, so there's already some equity in it. At this point, don't be concerned about appreciation. Consider that icing on the cake. As for single-family homes, duplexes, etc., it doesn't matter. Cash flow first. Equity second. ... more
0 votes 4 answers Share Flag
Tue Oct 2, 2012
Dan Tabit answered:
Ahollewijn,
Several possibilities, so the short answer is talk to a mortgage broker.
The longer answer depends. Is your husband the primary wage earner? Can you put the home and loan strictly in his name?
If you are the primary wage earner, or the home you hope to buy requires both incomes you may qualify for an FHA loan, depending on your other scores. There are 3 scores and lenders use the middle score from the lowest borrower. If 578 is your low score, your other scores may qualify you for some programs or you may take some time to address some issues and improve your score.
So, you might get approved a couple different ways depending on several factors. I would encourage you to speak to a good local mortgage lender.
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0 votes 7 answers Share Flag
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