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Home Buying in Martinez : Real Estate Advice

  • All58
  • Local Info6
  • Home Buying21
  • Home Selling4
  • Market Conditions2

Activity 17
Fri Mar 22, 2013
Justin Lindsey answered:
Well first, what are your other scores are. Your median score will be what really matters. Lenders also will view your credit score through the eyes of FICO, which can have significant impact on your results.

Considering the amount that you are going to put down, call some lenders and see what they can offer you. Believe it or now some programs do exist with scores in that range.
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Thu Jan 10, 2013
Pacita Dimacali answered:
To find out what you can afford and what kind of loan you qualify for . And in the process, you will also know if the type of loan may also restrict you as to the type of home you can buy. For example, if you're getting an FHA loan, some condos are not FHA-approved.

The first step is to talk with a lender --- either a bank mortgage lender or a mortgage broker who may have other resources than just one bank

If you don't have a lender here are three you can call/email/text. They have helped me and many of my clients. Perhaps one of them can guide you along.

Mathew Tsang
Home Mortgage Consultant
(415) 860-3285 cell
mathew.tsang@wellsfargo.com

Garrick Werdmuller
Your Personal Mortgage Consultant for Life
510.282.5456 Mobile
info@garrick.biz

Brad Steele
Private Mortgage (affiliate of Wells Fargo)
Office: 510-290-2723
Fax: 408-267-4389
bradley.f.steele@pmahomeloans.com
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0 votes 6 answers Share Flag
Sun Mar 3, 2013
Kamal Randhawa answered:
Hello Jen,

There are such places which are zoned commercial and residential use. If you like, I can send you a list of properties which you may be interested in viewing.

Please let me know if I can be of further assistance.

Thank you :)
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0 votes 4 answers Share Flag
Tue Aug 26, 2014
Annette Levinson answered:
Fri Mar 30, 2012
Interested Buyer answered:
If you have school aged children, Martinez is thought to have stronger schools than Pittsburg and Baypoint. You might want to look at http://schoolandhousing.com
0 votes 4 answers Share Flag
Tue Aug 28, 2012
Heba Rayan answered:
Hi Camryn,

Martinez prices are affordable. Then I suggest Concord ,Walnut Creek ,Clayton, Pleasant Hill.

It really depends on what exactly you are looking for in the new town house/condo "size,number of besdrooms and baths" , proximity to shops or freeways, plus the price range you are comfortable with. There is plenty out there to choose from. But then, what will determine where is what you are looking for.

To discuss further please contact me.



Heba Rayan
Realtor
COLDWELL BANKER
Tel.: 925-216-3006
Fax.: 925-208-2933
Email: heba@calfineliving.com
Department of Real Estate
DRE License # 01722870
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0 votes 6 answers Share Flag
Tue Apr 10, 2012
Jennifer Seidelman answered:
Oskibear,

I would suggest visiting GreatSchools.com. You'll be able to see the school rankings and read what other parents say about the specific schools your children would be attending. Both Pleasant Hill and Martinez have high ranking and lower ranking schools so it will depend on the area you are specifically looking in.

Both Pleasant Hill and Martinez have areas that are considered "more desireable" for various reasons. It all depends on what you are looking for in your new home and of course the price range you are in. It's tough to guide you without knowing the specific needs of your family.

Best of luck in your home search. If I can help in any way please let me know.
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0 votes 9 answers Share Flag
Mon Feb 22, 2010
Christy Brock answered:
If you are not happy with your agent, you would speak with her about your concerns. If you are not satisfied with her response, then you should find a new agent. Your agent works for you and you have to be happy. Most agents represent sellers and buyers and are able to help each group with sacrificing service. It is true that many properties that appear available right now are not, especially short sales and bank owned properties. Also, the inventory of available properties is very low right now. Don't worry, early next year, inventory should increase significantly. ... more
0 votes 12 answers Share Flag
Sat Jan 30, 2010
Craig Lawler answered:
Diane,

Do you mean is it's listed as "unknown" on Trulia? If so, it's best to check with your Realtor for the current and most up to date status on any properties.

I cover Martinez and the surrounding area, so if you do not yet have Realtor who you are working with, please feel free to contact me and I can help you.

Craig Lawler
Security Pacific Real Estate
Craig@RealEstateCraig.com
Cell:925-698-2581
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0 votes 2 answers Share Flag
Tue Sep 15, 2009
Patrick Thies answered:
There are many places around the country that are having the same problem. FHA especially is not approving loans for condos that have less than 50% occupancy, less than 50% sold or even condo buildings where a number of condo owners are behind in the monthly assessments. The reason is because the lenders feel that these buildings are high risk loans.

Check with your lender to see if the building is approved or not. One other note, FHA is stopping spot check approvals for buildings that are not FHA approved.
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Fri Aug 21, 2009
CCC answered:
She could open a checking or savings account with her passport.
Wire transfer. Don’t travel with cash.
0 votes 2 answers Share Flag
Sun Aug 23, 2009
Marge Bennett answered:
think you need to see an attorney. Didn't you do a walk-thru before closing? What was your agent's relationship to you. Was she a single agent representing you as the buyers or was she the listing agent? You mnay also be abel to report her to the real estate commission there and or the board of realtors. but an attorney is the only way you will see any money ... more
0 votes 11 answers Share Flag
Fri Jul 24, 2009
Johnny Huang, MBA answered:
I've had most of my FHA loans close in 30 days with and/or without repairs. You better ask these questions to your real estate agent involved as well as the FHA lender.
0 votes 6 answers Share Flag
Tue Jul 28, 2009
Suzanne Looker answered:
Hi Avymaker,
I live in and work the Martinez area for real estate. It's a great place to live and your price range should put you in a great property. There are so many hidder charms of Martinez.. I'm a VP on the board of directors for the Martinez Chamber and would be happy to familiarize you with our wonderful community. Aside from it's charm, the schools are better than Pleasant Hill. Please visit my website to find out more about the community and feel free to ask me any questions.
Regards,
Suzanne Looker
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0 votes 8 answers Share Flag
Thu Jan 8, 2009
Vickie Nagy answered:
Hello Chris,

Short sale properties are not yet owned by the bank. A short sale is a property that the owner wants/needs to sell for less than the amount owed and the seller negotiates with the buyer for a purchase price, then applies to the bank to sell at the shorter rate. There is no certaintly that the bank will approve the sale. The bank may accept, reject or counter the offer. Many short sales do not close, but end up going through the foreclosure process, coming back as bank-owned homes at a later date.

Kindest Regards,
Vickie Nagy
CA License # 01363932
Realtor® - ABR, CRS, e-PRO, GRI, SRES
Specializing in "GETTING YOU WHERE YOU NEED TO BE"
(925) 407-7987 cell
http://www.VickieSellsHomes.com
http://www.BestTriValleyHomes.com
Empire Realty Associates, 380 Diablo Rd, Danville, CA 94526

A bank owned property is just that, bank-owned. It has been through the foreclosure process and is now solely owned by the bank.
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Thu Dec 20, 2007
Charles Smith answered:
Sat Apr 30, 2011
Jim Walker answered:
The simple answer is yes: The devils are in the details. 1. Location: the location is likely to be highly undesirable
2. Condition: The property is likely to be in horrible condition, possible teardown, there might be haz mat issues.
3. It may not be economically viable to even build or rebuild on the lot.
4 Title issues: An expenditure of $12,000 might not get clear title for you, if that is the balance of only one loan amongst other liens that are owed on the property.
5. Sale and Transfer issues: A seller can offer a property at a quoted price below the minimum acceptable price. This is a form of bait and switch, but it is not illegal.
For example. Seller says "List price is $12,000 - SUBJECT TO BANK approval " Well that means that the bank can come back and counter offer a list price offer and ask for a million dollars. There is nothing to stop the bank from doing that. -
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