It all depends on the type of loan you are going to go for. For example- FHA loans now require a 3.5% down payment , Conventional loans require 5-10% down, based on credit score. There are many programs available to buyers today. I recommend you take time to speak with several mortgage agents, gathering information and becoming knowledgable of your options You should consider getting pre approved if you have an idea of the property / home . I can help you get started as I am a Realtor that services that area and would be happy to assist you. Please feel free to contact me for more details.
Helen Cocuzza Realtor Associate
Better Homes & Gardens Real Estate Mary Holder