Financing in Maine : Real Estate Advice

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Kim Glass, Other/Just Looking in San Francisco, CA
Kim Glass answered:
how much land goes with 167 john doors rd atkinson me?
Hi elizabethclark66,

Your best bet is to go back to the property listing and clicking on the orange "Contact Agent" button to write the listing agent directly.

Hope that helps!
... more
0 votes Share Flag Tue Apr 23, 2013 Financing in Atkinson
Rick Beal, Real Estate Pro in Portland, ME
Rick Beal answered:
looking for a house with separate in law suite
Thanks for stopping by, you can search for the most up to date listings at my web site below.
0 votes Share Flag Fri Nov 30, 2012 Financing in 04096
Keith Andrews, Home Seller in Topsham, ME
Keith Andrews answered:
Looking to purchase land/modular in woolwich. My husband and I both have credit scores in the 530 area.. But do not have any big debts but a small
Consider a lease option, or lease purchase agreement with a seller. This is also known as a rent to own arrangement and can give you the necessary time to build your credit scores. Hi ... more
0 votes Share Flag Sat Oct 20, 2012 Financing in Woolwich
Dawn Haskell, Real Estate Pro in Hallowell, ME
Dawn Haskell answered:
Looking to purchase land/modular in woolwich. My husband and I both have credit scores in the 530 area.. But do not have any big debts but a small
If you would like to give me a call at 4460722 I would love to answer some questions for you! Call Dawn Haskell at Century 21 Alliance I live in the area and can help you out.
0 votes Share Flag Mon Aug 20, 2012 Financing in Woolwich
Doug Schauf, Real Estate Pro in Cape Elizabeth, ME
Doug Schauf answered:
I have a credit score above 700 in spite of having an unresolved federal tax lien on my record. Am I loanable now?
You should have a 5 minute talk with a lender. My clients have been very happy with Jack Heinzman at RMS. You can email him at

Are you looking to buy in ... more
0 votes Share Flag Tue Jul 24, 2012 Financing in 04102
Patricia "Pat" Aureli answered:
How do we get around this mess? We acquired a home that has been in my husband's family since 1865. The structure is sound be in need of
Hello Lee,
I'm sorry to hear that you are still having trouble getting a home equity loan. I think the last time I responded to your question, I suggested that you give me a call so I ... more
0 votes Share Flag Tue Jun 26, 2012 Financing in 04090
Scott McCaul…, Real Estate Pro in Portsmouth, NH
Scott McCauley answered:
What is the minimum credit score aomeone needs to get a home loan and do spouses have to put both names on loan?
There is potential. We would need to look at the whole picture... work history, income, money saved , etc... If you would like to speak about options, please call me any time- Scott ... more
0 votes Share Flag Mon Sep 16, 2013 Financing in Auburn
Dale Doughty, Real Estate Pro in Falmouth, ME
Dale Doughty answered:
Trying to locate a lender that does single wide mobile home loan financing in York, Maine. Interested in cash is owned free and clear
I could probably help you with that. My direct line is (207) 894-5822. I am in and out today but leave a message with your contact information and I will get back to you.
0 votes Share Flag Thu May 10, 2012 Financing in 03909
Charlene Ham…, Real Estate Pro in Camden, ME
Charlene Hamiwka answered:
Can a Section 502 Direct Loan from Rural Development (USDA) be used to purchase AND renovate a home?
depending on the location of the house, value of the house, your loan limits (what you can afford to borrow) and what you need to do, you can use the loan to purchase and do some renova ... more
0 votes Share Flag Fri Aug 12, 2016 Financing in 04530
CJ Dubois-Co…, Real Estate Pro in Saco, ME
CJ Dubois-Cote answered:
would I now qualify as a "first time home buyer" if the only other mortgage I've had was issued to my (now ex) husband & I and?
Hi Beth,

As a Realtor, I can put you in touch with a reputable lender to answer your question(s). If you would like me to provide that service to you, please send me an email at cin ... more
0 votes Share Flag Mon Feb 6, 2012 Financing in 03909
Shane Milne, Real Estate Pro in South Jordan, UT
Shane Milne answered:
Is there anyone out there who can give me an FHA loan w/ a 580 credit score and 3.5% down w/o having to settle my collection accounts from3 yrs ago?
Is there an immediate need to purchase a home right now? You said your scores got to ~600 before, were those your FAKO scores and the 580 is your actual FICO score? If you aren't ... more
0 votes Share Flag Sat Sep 10, 2011 Financing in Maine
Annette Bent…, Real Estate Pro in Orlando, FL
Annette Benton answered:
FHA loan a good choice?
Since you have found out that your home does not qualify for USDA financing, then FHA would be your next best option in terms of the minimal amount you will have to put down. A conven ... more
0 votes Share Flag Thu Apr 26, 2012 Financing in Augusta
Marc Chadbou…,  in Waterville, ME
Marc Chadbourne answered:
Kennebec Savings for conventional financing 207-872-5563 (Tracy Warren)
Kennebec Federal for FHA, 5% down or less 207-873-5151 (Darla Frost)
0 votes Share Flag Sun Nov 29, 2015 Financing in Waterville
Jill Huard, Real Estate Pro in Waterville, ME
Jill Huard answered:
Desperately need to get mortgage/loan with a 589 credit score
Hi Bill, have you contacted any local lenders? They may be able to help you, even with your diminished credit score. Call me, I can point you in the right direction!
0 votes Share Flag Fri Sep 9, 2016 Financing in Waterville
Rudy McDowell, Real Estate Pro in Bloomfield Hills, MI
Rudy McDowell answered:
Can we get a mortgage for a property in Portland if I am unemployed in the US but my husband is still working in Europe?
Short answer: Yes. Depending on certain factors, Conventional, FHA, and VA financing should be available to you. Talk to a local licensed loan officer concerning your specific situati ... more
0 votes Share Flag Wed Aug 25, 2010 Financing in Maine
Jeffrey Camp…, Real Estate Pro in Pittston, ME
Jeffrey Campbell answered:
I live on a private road in Maine. I was denied a refinance mortgage because no legally binding private road agreement exists. There about 10 other
becoming more and more common... our daughter recently had trouble purchasing a home in a new development... she was the first or second one to purchase... no road association had been ... more
0 votes Share Flag Fri Sep 30, 2016 Financing in Freeport
Margaret Mit…, Real Estate Pro in York, ME
Margaret Mitchell answered:
Are there mortgages available for properties under $50,000.?
Hi Rosalind - Absolutely there are mortgages available under $50,000. At this amount, you might find the local banks to be your best bet. I see you are asking about financing in Bango ... more
0 votes Share Flag Sun May 30, 2010 Financing in Bangor
Don Tepper, Real Estate Pro in Burke, VA
Don Tepper answered:
i am a federal agent for homeland security is there any way to buy a home with no down payment
If you're a former veteran and qualify for VA funding, yes.

It's possible that Maine has some sort of assistance program.

Otherwise, I'm not aware of any.
0 votes Share Flag Mon Nov 4, 2013 Financing in 04950
Dan Chase, Home Buyer in Texas City, TX
Dan Chase answered:
From whom or how do you get a mortgage buying a moblie/ manufactured home on private land in Maine?
Is it for a new or used trailer? I would ask at a local trailer dealer near you who they use for financing. Trust me, they know. You could also ask at your local banks and credit unions ... more
0 votes Share Flag Tue Mar 16, 2010 Financing in Kennebunk
Dale Doughty, Real Estate Pro in Falmouth, ME
Dale Doughty answered:
What kind of loans are available to purchase bare land and then build a home on it?
Hi Tory, These are called construction loans. These loans are short-term and paid off once the home is built. The lender holds the cash and pays the builder as work is completed. On ... more
0 votes Share Flag Wed Feb 24, 2010 Financing in 04401
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