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Credit Score in Maine : Real Estate Advice

  • All68
  • Local Info1
  • Home Buying41
  • Home Selling11
  • Market Conditions1

Activity 6
Thu Jul 5, 2012
Diana Downs answered:
Hi Ginny,
There are quite a few newer homes in the Bangor area that would suit your needs. If you could give me a few more "must haves" I could narrow it down a bit for you. Please feel free to contact me.

Diana Downs, Realtor®
ERA Dawson Bradford
417 Main St., Bangor, ME 04401
C - 207-735-6988 F - 207-941-9866
... more
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Sat Jul 18, 2015
Dina Skrabalak answered:
Your best bet in to speak directly with a lender. A good loan officer will be able to address those low scores and guide you best. I would recommend Jack Heinzman at Residential Mortgage Services. RMS funds and underwrites their own loans. And I just had a client go VA with them. His number is 650-4311.

Once you've spoken with him, you'll need a realtor. Call me. I work well in that price range and would welcome the opportunity to assist you.
... more
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Tue Oct 25, 2011
Juckiss1 asked:
Do they use personal inquiries, ask for bank deposits, what kind of collateral is needed?
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Tue Jul 26, 2011
Sdf asked:
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Sun Jul 3, 2011
Michelle answered:
Hi William,

The short answer is probably, other factors being considered such as income, down payment and job stability/income (or in the case of, say, disability income, a letter from the doctor stating that the disability is expected to last for an expected period of time). Unfortunately, you will have to really shop around carefully to avoid predatory subprime lenders, just as with the auto and other credit industries, and you probably won't qualify for an F HA loan at this time. Don't give up hope, though! Pay your bills regularly and on time, and never use more than 30 percent of your available credit lines, and you'll see those points come up shortly. Mine did. ... more
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Sat Mar 27, 2010
Anna M Brocco answered:
Not knowing any of your financials nor your current credit score--Consider--visit with any qualified loan officer(s), see exactly what your budget can handle and check your credit score--your loan officer can offer suggestions as to what needs to paid or not yet, may offer tips on improving your credit score if needed, etc., that way, when the time to purchase arrives, you will be prepared and educated.. ... more
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