Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Lyons : Real Estate Advice

  • All21
  • Local Info2
  • Home Buying5
  • Home Selling3
  • Market Conditions2

Activity 10
Mon Oct 29, 2012
Ron Thomas answered:
A lot of Sellers, (particularly Banks) will List and Sell "As-Is", and they will not pay for Inspections:
The person who pays for the Inspections, OWNS them. If the Seller were to pay for them, the Buyer would not have access to them. And the Inspections are intended to guide and protect the BUYER, not the SELLER.

As the Buyer, you will want to have the results of the Inspections in your Documents.
The PEST Inspection is normally cheap; about $50.
A Survey is not normally needed, and the Title Insurance normally protects you regarding the Title and boundries. Your choice.

Good luck and may God bless
... more
0 votes 3 answers Share Flag
Sun Jul 29, 2012
Maritza Babilonia asked:
•We are looking for at least 2-3 bedrooms
•rent to not go past $1,000
•west of midway airport
Is this possible?
0 votes 0 Answers Share Flag
Wed Jul 11, 2012
Alison Hillman answered:
Hey Reynaarroyo-

Check out this link and feel free to sort by bedrooms and location:,2910,Garfield_Ridge/

Let me know if I can help with anything else!

Ali, Community Manager
... more
0 votes 1 answer Share Flag
Thu May 8, 2014
Suzanne Hamilton answered:
Unfortunately 583 is going to be tough. Some lenders will do 580 FHA with all other circumstances in the good. Good assets, good income, no recent lates, few liabilities or good debt to income ratio. And you will pay more in interest.

My advice would be to try to get your score up over 600-20 range. There are a lot of tricks that can help with trade lines/credit you already have or to establish new ones. Paying off some debts can also help, if you have them.

Here are my top 3 - if you have credit card balances, pay each month more than 50% of the balance (not minimum balances). Always keep your balance below 50% of your credit limit. Eliminate a lot of small credit cards with low balances.

If you don't have credit cards, prepaid credit cards can do wonders. Must keep in mind above limits though.

Also, call a lender and have them pull your credit. Consumer credit reporting is not the same score as the ones used for getting loans. With some people, they can be very different.

Higher credit scores will save you a lot of money in the long run. Check out my blog for more credit tips.
... more
0 votes 4 answers Share Flag
Mon May 21, 2012
Suzanne Hamilton answered:
Because banks are in charge of short sales, so you will not be able to do a rent to own with those. A few months is not that long. You will have to wait for a short sale anyway, so if you can get a preapproval based on current standing, you can qualify. What and where are you looking for?

I know of some investors that may be able to help with a quick turn around like that. Of course, if you can wait, you will be in the driver's seat and it will save you some money. My contact information is below. I would be happy to give you a few ideas.

Suzanne Hamilton
RE Marketing Consultants, Inc.
... more
0 votes 1 answer Share Flag
Tue Feb 2, 2010
Jesse Madison answered:
The best time to start a short sale is after you have discussed modification options with your lender. If they determine that you cannot qualify for a loan mod then you can list the home for a short sale.

If you go to
Neighborhood Partnership Housing Services can give you assistance and see if you can be approved for a modification. If not, then you find an agent to list the home for you.

Best regards.
... more
0 votes 1 answer Share Flag
Wed Feb 25, 2015
Timothy Fitzgerald answered:
Hello again Sweet,

With the homebuyer tax credit getting ready to expire in April, no time is better than the present!

0 votes 6 answers Share Flag
Tue Feb 2, 2010
Dan Chase answered:
A short sale is when a smurf goes out and buys a new mushroom that is ready to move into. (Thanks handy smurf)

Actually, a short sale is when someone owes more on their house than it is worth. They convinced the bank to take less than is owed on the house if it sells.

Basically it is a cheaper way to out compared to foreclosure for the bank than letting it be foreclosed on. It can take forever for an offer to be accepted. Sometimes, it goes fairly quickly.
... more
0 votes 3 answers Share Flag
Mon Jan 25, 2010
Brandon Schuppe answered:
Is this Lyons GA, or Lyons Illinois? I'm showing you as Lyons Illinois on the Trulia system, but your question seems like it Lyons, GA.
0 votes 1 answer Share Flag
Tue Jul 14, 2009
Dallas Texas answered:
Realtor has a library of information for us produce a CMA in order to determine how to list / purchase a home for our clients. Real estate professionals per code of ethics can’t make comments on where to purchase. If you work positively with a real estate agent I am assured solutions to all of your questions could be resolved. ... more
0 votes 2 answers Share Flag
Search Advice
Lyons Zip Codes