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Home Buying in Louisville : Real Estate Advice

  • All626
  • Local Info41
  • Home Buying218
  • Home Selling24
  • Market Conditions35

Activity 148
Wed Jun 1, 2011
Simone Mancuso answered:
It looks like you may qualify for an FHA loan. I understand they just lowered the credit score to 580. If you would like to give me a call, I can refer you to some great folks to help you find your first home. Call me at 502 689 2449. I look forward to hearing from you. ... more
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Fri May 27, 2011
Mitch Thomas answered:
Craigslist is probably your best bet online.

-Mitch Thomas
502.345.5754
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Sun May 1, 2011
Marcia Whigham Duncan answered:
It would be a pleasure to work with you and your boyfriend. For more information on properties in the Louisville area go to www.TheRealEstateLady@KWrealty.com or you can give me a call at 502-321-4978. Marcia Duncan
Keller Williams Realty Louisville East
... more
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Thu Apr 14, 2011
Mary Beth VanMeter answered:
I work with a lot of first time home buyers. The most important thing for me is to establish trust in our relationship. I listen to them and respect their needs. Many first time home buyers are nervous about making mistakes or worry that someone will take advantage of them. I make sure my buyers know that I work for them and they can count on me to look out for their interests. ... more
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Sat Apr 2, 2011
Allan Erps answered:
The honesty and integrity of the Realtor. Just being professional and caring about your needs as the chances of a visitor buying that particular home they have visited are very slim. You also may want to find out through research of your own if they are a Buyers Agent(ABR). Comfort level is very important and connecting with a Realtor that will be honest and up front about the process! ... more
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Mon Mar 7, 2011
Wes Black answered:
I have some contacts that may be able to help you. Also I have done some very successful rent to own deals and it can be a win/win situation for all parties. Pls call at your earliest convenience and lets see what we can do. Don't lose hope till we get into the details. Wes Black Semonin Realtors 468-8445. If you like, review my profile and blogs to learn more about me. Thanks and I look forward to hearing from you. ... more
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Thu May 5, 2011
Syndi Chesser answered:
Wes -- you and your clients could contact the Home Builders Association of Louisville (HBAL) and/or some of the larger drywall suppliers in our area, such as Louisville Drywall Distributors.


Syndi Chesser, 100% Club, Broker Associate, Builder
Senior Partner - Chesser Meade Group
Accredited Buyer Representative (ABR)
Certified Distressed Property Expert (CDPE)
RE/MAX Associates of Louisville (Kentucky)
O/C: 502.222.9167
Fax: 502.222.9030
Email: ChesserMeadeGrp@aol.com
Web: www.ChesserMeadeGroup.com
... more
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Sun Feb 20, 2011
answered:
If there is a TRUE no score with no derogatory information on the credit report, this lender can create a credit history using 4 other billed accounts with a satisfactory payment history (cell phone bills, electric bills, etc). Old Colonial Mortgage. (502) 400-8038 ... more
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Tue Feb 15, 2011
Stephanie Wetzstein answered:
No. Wells Fargo has new guidelines on FHA loans. It would require a larger down payment and I'm not sure about the other requirements. Ask Kim or Cindy about it
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Wed Jun 1, 2011
Phil Rotondo answered:
Houselooker;
I would interview at least 3 Real Estate agents and see what they have to offer you. Ask them about their track record and their knowledge about your specific area. Select the one that you would like working for you and the one you would like to work with. ... more
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Wed Feb 2, 2011
Wes Black asked:
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Mon Jan 31, 2011
Wes Black asked:
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Sat Feb 19, 2011
Richard Malsed answered:
Unless it is a short sale, sure, you could do it. Check with the buyers loan officer to be sure, but out here, you could do it.
0 votes 15 answers Share Flag
Wed Feb 2, 2011
Scott Lincicome answered:
I have found that Trulia and Realtor.com seem to be some of the best site to seach. They both have very easy search critria to seach easier and faster.
0 votes 3 answers Share Flag
Mon Jan 24, 2011
Justin Ruzicka answered:
odd, but yes, a realtor could ask thier "competition"/the other realtor to contact thier cleints. Simpler way would be for the realtors to talk to eachother in the event an offer came in on house the clients liked. We are progessionals we should atleast be expected to communicated for everyone's best interest.

Good luck.
... more
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Sun Jan 23, 2011
Joan Braunschweiger answered:
Mon Dec 27, 2010
answered:
I would say $500 for title search and closing and another outlay if you bought title insurance. Usually $3 per thousand in Ky
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Wed Nov 28, 2012
Syndi Chesser answered:
Very good question, Johnnice... Rent-to-own (also referred to as lease-option, lease-purchase or contract for deed) situations have their pluses and minuses for you as the Buyer/tenant, as well as for the Seller/owner. In the "minus" column for you as Buyer, for instance: Typically, very little, if any, of the upfront deposit (which can be substantial) applies toward your purchase, and little, if any, of the monthly payment applies toward your purchase price. If, however, you really want a particular home, a rent-to-own situation can "hold" the home for you, as you rent for a specific period, while you work to square away any credit matters and secure financing on your own, so that you can buy the home outright -- usually 1-2 years from original contract date. E-v-e-r-y rent-to-own situation and contract is unique and customized, and you'll want to step quite carefully into this world. I strongly recommend that you talk with a lender about your financing options and with a real estate professional to guide you in this. In the case of the Realtor, you'll want to choose one who is familiar with the ins and outs of owner financing/rent-to-own situations and options. As for whether such opportunities exist in Louisville, Kentucky, yes, some homes are available as rent-to-own. Many such opportunities dried up in recent months, with a huge change in federal regulation concerning the owners/sellers of such properties -- specifically tightening the regulations around who can offer owner financing and how. Hope this helps you. Best wishes!

Syndi Chesser, 100% Club, Broker Associate, Builder
Senior Partner - Chesser Meade Group
Accredited Buyer Representative (ABR)
Certified Distressed Property Expert (CDPE)
RE/MAX Associates of Louisville (Kentucky)
O/C: 502.222.9167
Fax: 502.222.9030
Email: ChesserMeadeGrp@aol.com
Web: www.ChesserMeadeGroup.com
... more
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