An appraise works for mortgage companies and are kinda the final say when it comes to the property's worth.
Can a realtor effectively price a home? yes...but an appraiser might give some insight that a realtor might not. for example i had a property where i know it was worth $5-10k more but the appraisal came in less and well its either deal or no deal as they say
You sound like the buyer, every bank is waiting for. Your next step is going to a bank/mortgage broker and getting a loan pre-approval. After that, find a Realtor, find a property, then make an offer! Good Luck!... more