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Lithia Springs : Real Estate Advice

  • All37
  • Local Info1
  • Home Buying9
  • Home Selling1
  • Market Conditions5

Activity 16
Thu Mar 28, 2013
Lake Bishop answered:
I would ask people you know in the community if they know anyone good. I would say the most important thing is they are honest and a good fit for you. Make sure they are willing to go above and beyond. ... more
0 votes 15 answers Share Flag
Mon Sep 10, 2012
Mrs. Burnett asked:
Sun Mar 3, 2013
Rodney Mason answered:
I doubt that one that low would ever be possible. At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. All Renovation Mortgages do require a $50K minimum loan amount.

While other loan programs do not have a set minimum loan amount, all mortgages must pass the various Federal and State fee compliance tests for predatory lending. Generally, loan amounts under the lower $30K's will not pass those required tests.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 2 answers Share Flag
Sun Mar 3, 2013
Rodney Mason answered:
At Prospect Mortgage, we do not have a minimum loan amount, except for renovation mortgages. All Renovation Mortgages do require a $50K minimum loan amount though.

While other loan programs do not have a set minimum loan amount, all mortgages must pass the various Federal and State fee compliance tests for Predatory Lending. Generally, loan amounts under the lower $30K's will not pass those required tests. Since your loan amount is only $35K, it may not pass the Predatory Lending requirements.

To get Pre-Qualified to purchase, you can submit your request online at www.rodneymason.com.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle® Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 5 answers Share Flag
Thu Aug 16, 2012
Alison Hillman answered:
Hi Frances,

Here is the listing on Trulia: http://www.trulia.com/homes/Georgia/Lithia_Springs/sold/1001184578-1350-Six-Flags-Rd-Lithia-Springs-GA-30122

I would recommend contacting the agent to learn more.

Good luck,
Ali, Community Manager
... more
0 votes 1 answer Share Flag
Sat Jan 12, 2013
Marty McClendon answered:
I will happy to search some rentals if you haven't found one. I will need some specific information from you such as how much rent do you want to pay, when are you relocating and additionals questions.

Below is my contact information.
Marty McClendon
PalmeHouse Properties & Assoc LLC
Direct: 770-633-9342
Email: martymcm@bellsouth.net
... more
0 votes 1 answer Share Flag
Sun Apr 8, 2012
Rodney Mason answered:
There was no link to a property provided.

Regards,
Rodney Mason, NMLS #151088
Sr Loan Officer
Prospect Mortgage
825 Juniper St NE, Atlanta, GA 30308
Office: (404) 591-2453
rodney.mason@prospectmtg.com
Apply Online at http://www.rodneymason.com
Licensed in Alabama & Georgia

Prospect Mortgage offers a full selection of mortgage programs including:
Conventional | FHA | FHA 580-639 FICO | FHA 203K Renovation (Streamline & Consultant) | HomePath® | HomePath® Renovation | HomeStyle Renovation | VA | USDA | GA Dream | Jumbo Financing
... more
0 votes 1 answer Share Flag
Fri Mar 25, 2011
Julie Brittain answered:
The Seller should have the Seller's Property Disclosure properly filled out for you.
0 votes 2 answers Share Flag
Sun Sep 12, 2010
Michael Hammond answered:
Will you be the lessor or lessee, Annabel?

Michael Hammond
SellsRealty@gmail.com
404-538-5499

http://www.SellsRealty.org
0 votes 2 answers Share Flag
Fri Apr 16, 2010
Gerard Dunn answered:
Primarily - someone over 50 years old that needs a home.

The 50 plus market is one of the fastest growing demographic for real estate. Folks that have raised their kids - or recently retired are looking for homes like this.

There has been a lot of new construction with deed restrictions based on age in the last 10 years.

Good Luck!

Gerry Dunn
Associate Broker
Serving Maryland, DC and Northern Virginia!
301-651-8600
... more
0 votes 1 answer Share Flag
Thu May 27, 2010
Anna M Brocco answered:
Have you tried a loan modification--see link for HAFA information.
www.hafa-program.com
0 votes 7 answers Share Flag
Tue Apr 15, 2014
AL BRENT answered:
It depends on your state, county and other localities laws. You'd have to look up the laws and/or contact a KNOWLEDGABLE Broker in your area.

Usually government loans require pest inspections too. ... more
0 votes 11 answers Share Flag
Fri Jun 19, 2009
Dallas Texas answered:
Thu Dec 6, 2007
Gail Hiebert answered:
Christi. I don't know about Georgia, you might want to check with several realtors and get their opinions, but out here in the midwest, I have seen a variety of added 'incentives' to try and entice buyers to select a specific property. Although the incentive itself will not 'sell' the property, when all things are equal in choices, the buyer would take a choice that has more benefits than less benefits. Other incentives that have been added in the marketplace include, 3 months mortage payment made by buyer, cash bonus to buyer at closing, and price reductions of course. So some of these may work in your market, but I suggest that you consult with your local realty professionals and ask them 'what' works in your specific area. good luck. ... more
0 votes 12 answers Share Flag
Sun Jul 5, 2009
Joshua Jarvis answered:
This is an excellent question for your Realtor. Price & Condition are what matter, so one would have to see the home in order to determine if your price is too high or just right. Assuming it's right, then you'd look at the market and the average days on market for a home in the top 10%.

Good Luck!
... more
0 votes 1 answer Share Flag
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