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Home Buying in Lighthouse Point : Real Estate Advice

  • All42
  • Local Info8
  • Home Buying14
  • Home Selling0
  • Market Conditions4

Activity 6
Tue Jan 15, 2013
Gary and Karina Youngman answered:
If you want a nice Florida ref chart go here...

I have lived here almost 25 years and know the area well.

Questions call me... (561) 306 7653
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Sun Feb 24, 2013
Marsha Umansky answered:
Sure there are condos that can be rented right away. To find them you either have to do lots of research on the internet, or hire a Realtor. If you have not found one yet, please feel free to call.

Marsha Umansky
... more
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Tue Mar 5, 2013
John Anderson answered:
You can contact any number of lenders in your area. This would include banking institutions, credit unions and mortgage brokers. Add to that any number of lending institutions on line. Contact them with the idea that they need to sell you on the idea of using their services. Shop the lenders. There are many options. Take advantage! ... more
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Sun Dec 27, 2009
Cynthia Barron answered:
Dear Home Buyer in Lighthouse Point,

Buying a home which is a short sale the new home buyer needs be prepared to wait many months for an answer and also be prepared the lender will not agree to the sale.

In a short sale the lender is not the legal owner of the property. The homeowners still own the property and the lender must agree to accept a mortgage payoff amount less than what is currently owed on the property.

The lender does not have to accept any payoff for less than the amount owed. They can demand the entire amount due or even go forward with foreclosure proceedings if the payments are behind.

This is a risk you take when you are trying to purchase a short sale home. I hope you close on a home soon.

Cindy Barron
The Keyes Company Realtors
... more
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Thu Mar 7, 2013
Kelly Reark Borza answered:
Before I became a real estate agent, I was an insurance agent here in Florida for 5 years. Insurance is a very personalized matter and I would recommend contacting a local licensed insurance agent that can guide you on the various points of coverage. The rates will vary depending on a number of factors, including how you plan to use it (full time, part time, or rental), the age and condition of the home, whether it is in a wind or flood zone (important - especially if you are purchasing waterfront), the contents of your home, and your personal information (most run a credit report) - just to name a few. Don't settle for cookie-cutter policies. Talk to someone that is local and knows the neighborhood that you are interested in (just as you would to find a real estate agent). You will get more customized coverage and a greater peace of mind by discussing your concerns with a local agent.

The Florida Department of Financial Services has a website with an Insurance Library that you might want to check out.
... more
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Tue Jan 15, 2013
Ana Maria Sliger answered:
You should offer less than the listing price in this city. Sellers are willing to negotiate. There are a lot of properties on the water so single family versus condo prices are close to each other. Condos are usually high end and houses are on canals and intracoastal. ... more
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