Lansing : Real Estate Advice

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Julie Steven…, Real Estate Pro in Okemos, MI
Julie Stevenson answered:
Looking to move onto Norfolk Ct... just want to know what the crime rate is like around there. Any information would be great.?
I recommend you go to the City of Lansing Police Department Website. There is a crime mapping link on the site where you can type in an address and it will show you any incidents of cri ... more
0 votes Share Flag Sun Mar 31, 2013 Crime & Safety in 48910
Jeff Thornton, Real Estate Pro in okemos, MI
Jeff Thornton answered:
If I am on the deed but not on the note does a forclosure impact my credit?
The deed is the instrument (document) that is used to transfer ownership and has nothing to do with a promise to re-pay a debt secured by the home. The mortgage and note are documents ... more
0 votes Share Flag Wed Mar 13, 2013 Foreclosure in 48912
A. Edwards, Real Estate Pro in Royal Oak, MI
A. Edwards answered:
Buying a home in Michigan with poor credit
Technical guidelines allow credit down to 580; realistically you need 620. I'd be happy to take a look at your situation more in depth. I head up credit coaching at my company, often ti ... more
0 votes Share Flag Mon Mar 11, 2013 Home Buying in Lansing
Annette  Law…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Is it still possible to buys homes for under $5,000? or in the $1,000-$10,000 range?
Yes, it is possible.
Texas, Florida and NV are the best states with such opportunities.
You can pay the $2,000 to $15,000 to enroll in those programs you see on the infomericals or yo ... more
0 votes Share Flag Thu Jun 20, 2013 Home Buying in 48917
jobsndeducat…, Both Buyer and Seller in Missouri
jobsndeducation answered:
i have an 1000 dollars want to buy an house for 1000 dollars in miami do they have it
Yes I can find one for you. How soon do you need it?
0 votes Share Flag Fri Jan 11, 2013 Home Buying in 48917
Laura and Da…, Real Estate Pro in Lansing, MI
Laura and David Olson answered:
Im a first time buyer and would like to know if there are any kind of grants to help with a down payment?
Hi Cherie,
Great question. There are many grant opportunities in Lansing and greater Lansing area. Some are based on locations, others take time to participate (6 mos. Minimum ), and t ... more
0 votes Share Flag Thu Feb 7, 2013 Home Buying in Lansing
Tim Poxson, Real Estate Pro in East Lansing, MI
Tim Poxson answered:
This house is also listed on Trulia as 940 Dakin for about $1600 less!?!?!?!
The price may have been changed by the bank and some web sites have not picked up the adjustment.
0 votes Share Flag Thu Feb 7, 2013 Market Conditions in Lansing
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I am looking for foreclosed homes for less than 1000,000 dollars fillmore, santa paula venura, ojai
Why would it have to have been previously foreclosed? That confuses me since they all have to compete for a sale so pricing won't vary that much.
0 votes Share Flag Sun Sep 16, 2012 Home Buying in 48917
Karen Paytas, Real Estate Pro in Clinton Twp, MI
Karen Paytas answered:
Like the last question I too have a credit score of 656, want to borrow $50k with 20% down. will I have an issue?
Janet,

As long as you qualify income to debt ratio your credit score shouldn't be a problem.

Good Luck,

Karen Paytas, GRI, CMS
Realtor
Real Living Kee Realty
586-709-8465
k ... more
0 votes Share Flag Thu Mar 27, 2014 Home Buying in 48910
Doug,  in Holt, MI
Doug asked:
What is the best REIA in the Lansing area? We typically have to drive to Novi or Southfield to meet other serious investors. The one run out of the Yahoo group is the only one I am aware of. Are there others?
0 votes Share Flag Wed Aug 1, 2012 Home Buying in Lansing
Frances, Other/Just Looking in Lansing, MI
Frances answered:
My house was included in bankruptcy not reaffirmed but I stayed and now I have to walk alway. What are my home buying options?
If the house is in the husbands name and bought before he was married, how does that affect his wife's buying ability? Her name was never on the mortgage. Can they go after someones p ... more
0 votes Share Flag Mon Jul 30, 2012 Home Buying in Lansing
Doug,  in Holt, MI
Doug answered:
I am interested in buyng a MI SF property in the redemption period. What are the risks? What is the benefit? How long is the redemtion period? Thanks
I cannot tell what a MI SF property is. Try asking that again and spell out the acronym. Thanks!
0 votes Share Flag Wed Aug 1, 2012 Foreclosure in Lansing
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
I am a Pakistani and want to buy a house in America. Is it posible?
$12,000 will not buy you anything where I am. $112,000 would not either so it will depend what you want and where.
0 votes Share Flag Wed Aug 1, 2012 Home Buying in 48917
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Phone number for contact to buy 3122 Avalon St. Lansing, MI.
If you think it is in foreclosure or close to it then you will have to wait until it goes to auction and someone buys it. Think about it this way, you are looking for someone to sell it ... more
0 votes Share Flag Wed Jun 20, 2012 Foreclosure in Lansing
Haig Istambo…, Real Estate Pro in Madison Heights, MI
Haig Istamboulian answered:
Want to buy a house...
Hello,

From everything you state, it sounds like you are very close to qualifying for a mortgage. The only thing that may possibly hold you back is your credit score. Most lenders re ... more
0 votes Share Flag Tue Jun 12, 2012 Credit Score in Lansing
Darrell D. D…, Real Estate Pro in Schertz, TX
Darrell D. Drouillard answered:
Are my closing costs really high or is this normal?
You should be able to get a preliminary settlement statement and discuss each piece of the total amount with your real estate agent. Outside of that, it's very difficult to answer that ... more
0 votes Share Flag Sun Jun 10, 2012 Home Buying in Lansing
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
Where do I find my closing costs on the mortgage application Freddie Mac form 65?
Usually closing costs are broken down and liste don the GFE known as the Good faith Estimate required when you apply for a mortgage. if you did not get one, ask your loan officer at onc ... more
0 votes Share Flag Sat Apr 6, 2013 Home Buying in Lansing
Haig Istambo…, Real Estate Pro in Madison Heights, MI
Haig Istamboulian answered:
Because of restrictions on gardening and association fees, we think we would like to buy a smaller home for retirement. What is your advice/?
Hello,

I think anyone's advice should be secondary to what your needs are. As you age I think you should pursue what you truly desire, and that may include downsizing. If the home yo ... more
0 votes Share Flag Wed May 30, 2012 Home Buying in Lansing
Scott Godzyk, Real Estate Pro in Manchester, NH
Scott Godzyk answered:
What is corrections review in the short sale process and how long does it take?
It is a fancy name for a simple review of evertything submitted. As far as time you should ask your negotiator as time differs between banks. You would need to know if teh review is rou ... more
0 votes Share Flag Tue May 8, 2012 Home Buying in Lansing
Martin Popp, Real Estate Pro in Howell, MI
Martin Popp answered:
Do I need a licensed contractor when using a FHA 203k streamline loan?
I would recommend only hire someone who is licensed and insured.
0 votes Share Flag Fri May 4, 2012 Home Buying in 48910
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