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Lansdowne : Real Estate Advice

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  • Local Info7
  • Home Buying20
  • Home Selling3
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Activity 28
Thu Feb 21, 2013
Kenyetta Davis asked:
Sat Feb 23, 2013
Suzanne MacDowell answered:
The first thing to do is talk to a local mortgage lender and get pre-qualified for a mortgage. Basically the lender will look at your financial situation and determine how much of a mortgage you can qualify for, which will then tell you how much you can afford to spend on a house. If you don't know a good local lender (not a big bank, but a smaller bank that specializes in writing mortgages) you should call a realtor and ask to be referred.

Once you are pre-qualified you will need to choose a realtor to work with to find your new home. The realtor will guide you through the entire process from finding the home straight to closing.
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0 votes 8 answers Share Flag
Sat Jan 26, 2013
R. Eric Axelson answered:
Hi A, I would ask friends and coworkers for good experiences they may have had. You can also use somebody like me who, although in Philly, have contacts in Charlotte and know what questions to ask. So I can so the phone interviews for you and give you a name.

I know www.talkcharlotte.com is a large resource.

Good luck to you!

Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
856.979.5967 cell
eric.axelson@sothebysrealty.com
... more
0 votes 2 answers Share Flag
Thu Oct 25, 2012
R. Eric Axelson answered:
Hi Gail, I do. And I have an established, well-regarded custom home builder in your area. I would love to be able to perhaps discuss this further, maybe put the two of to in touch.

They can work with you to build of their existing floor plans with some customization within your budget.

Feel free to call or email in private at your leisure.

Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
856.979.5967 mobile
axelson@kurfiss.com
... more
0 votes 1 answer Share Flag
Sat Jan 26, 2013
Tracy Robinson answered:
Hello Mzjanea

It depends on your credit and the bank if they are willing to allow a lease purchase with the option to buy in two/three years. They might because you said you have a fifteen year work history. Some banks are willing to work with a renter to do a lease purchase especially if your credit score is not to far from being mortgage ready. You have nothing to lose by asking. If it does not work out then call me and I will be happy to help you get a lease purchase.

Thanks
Tracy Robinson-Realtor
KELLER WILLIAMS PREFERRED
62 South Main Street
Yardley, Pa. 19067
Office: 215-493-0200 ext 1087
Direct: 267-395-0251
tracyrobinson@kw.com
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0 votes 4 answers Share Flag
Tue Mar 8, 2016
Kim Glass answered:
Hi Araina,

Do you have a specific question that you want our real estate experts to answer? If so, post here and hopefully we can help get them answered for you.

Thanks!
-Kim, Community Manager ... more
0 votes 5 answers Share Flag
Mon Sep 3, 2012
Pamela Shemet answered:
Shanille,

I would recommend making monthly payments.
0 votes 3 answers Share Flag
Sun Jun 10, 2012
Tim Moore answered:
Understand this part, you have to be able to get a loan to buy it! You agree that in a year you will buy the house, until then you just rent it and pay an extra amount so the owner won't sell it. If you can't get a loan then you can't buy it in a year and you LOSE the option money that you paid. Rent to own is a suckers bet for most people so avoid it and rent now and buy when you can really buy. ... more
0 votes 1 answer Share Flag
Wed Feb 13, 2013
R. Eric Axelson answered:
See what Google Maps driving directions says, but I would plan on 35 minutes just in case, but could do it in 25. Best thing to do is to drive it!

Eric Axelson, Associate Broker
Kurfiss Sotheby's International Realty
267.507.2287 d
axelson@kurfiss.com
... more
0 votes 4 answers Share Flag
Fri Nov 2, 2012
Jim O'Rourke answered:
Tee,

Give your real estate broker a call, and also contact your title/closing agent. Either of them may have already completed this task for you, especially if you are being charged a "conveyancing" fee.

I don't have the information for Lansdowne at my fingertips, however many townships throughout Pennsylvania have different procedures to follow in order to obtain an Occupancy Certification. Some may require certain inspections that would require appointments. I have seen Certs obtained in less than a day and some that take several weeks. If I were to make an experienced guess, you might need to wait about a week to obtain your cert. Given your Monday settlement date, I hope the township can rush this for you.

If you benefitted from my answer, please give the post a "thumbs up"! Thank You!

Jim O'Rourke
Principal Title Agent
Liberty Bell Agency, Inc.
"Experience a Better Closing"
... more
0 votes 3 answers Share Flag
Tue Jan 3, 2012
Jim O'Rourke answered:
May have been a miscommunication or a misunderstanding of the verbal offer. Once written, the contract may be more clearly understood; yet not be acceptable as written. End result is that until both buyer and seller have executed (signed) the contract, it is not binding.

You should have a discussion with your agent and ask what went wrong.

Best of luck to you with your home buying.
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0 votes 7 answers Share Flag
Fri Nov 25, 2011
Marie Souza Team answered:
Wait for the estimate from this roofer & in the meantime get another independent estimate. Average the 2 estimates together & ask for that credit. Doesn't hurt to ask, the worst they can say is no.
The Marie Souza Team - Top Selling on Cape Cod
Cape Cod Real Estate Services
Phone: 508-790-2000
info@mariesouzateam.com
... more
0 votes 8 answers Share Flag
Fri Nov 18, 2011
Ron Thomas answered:
There are too many variables to give you a half-accurate answer.
I will however give you two options:
Google: MORTGAGE CALCULATOR; you may find a bunch and you can play with them.
or,
Find a good Title Company and ask the Escrow Officer to make up a hypothetical deal, using $170,000: They will ask you for several other vartiables and give you a hypo HUD1. It will be far more accurate than a mortgage calculator, or I, can do.

Good luck and may God bless
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0 votes 6 answers Share Flag
Sun Sep 23, 2012
Sally Grenier answered:
Tee, you need to ask this of your REALTOR. There is no cut & dry answer like "10% below asking". Hopefully you're working with a Realtor as your Buyer's Agent. He/she will be able to do a Comparative Market Analysis (CMA) to see what other similar properties have sold for in recent months. This will give you an idea of how well this home is price, and what you could/should offer.

For all I know, that home is priced very competitively and most homes in that area have sold at 98-99% of asking price! Nobody on here can advise you on what to bid on a house. Talk to your REALTOR!
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0 votes 9 answers Share Flag
Tue Nov 1, 2011
answered:
Hello Teeaira,

Yes you can but only the owner of the property can file an appeal on the tax assessment.

Alan
0 votes 3 answers Share Flag
Thu Mar 1, 2012
Rafael Renderos answered:
Hello Val! Yes, the price of an REO can be negotiated, but keep in mind that the bank (seller) has already "lost" money in the foreclosure process. They may not be as flexible as a standard sale, but the price can always be negotiated. ... more
0 votes 10 answers Share Flag
Fri Dec 9, 2011
Fran and Mark Redding answered:
Val822dances

Ask the seller to provide copies of his heating and air conditioning bills for the previous 12 months before making an offer.

Fran and Mark Redding
Prudential Fox & Roach, Realtors
1010 Stony Hill Road
Yardley, PA 19067
215-321-3307 Direct
215-208-7169 Cell
www.franandmark.com
... more
0 votes 3 answers Share Flag
Fri Dec 9, 2011
Christopher Pagli answered:
Hi, there is nothing wrong with following up on the offer. The whole idea of waiting it out just to let the other side know we aren't desparate is ridiculous in my eyes. Obviously all parties want the deal to happen because they entered into a negotiation to begin with! I would follow up after 24 hours, strike while the iron is hot. Otherwise time goes by, more houses come on the market, and buyers walk away. I recently had this happen to me.

Christopher Pagli
Licensed Associate Broker
Accredited Buyer Representative
GREEN Designated Agent
William Raveis Legends Realty Group
914.406.9023
... more
0 votes 10 answers Share Flag
Mon Apr 25, 2011
Steve Sisman answered:
Good evening Elizabeth,

Unfortunately, the buyers determine what is a good price in today's buyers' market. A good rule of thumb is if you have 12 showings or are on the market 21 days without even a crazy offer, your home is priced too high. You and your agent should have a conversation every couple of weeks to see what price range homes are selling, what the Sellers are offering (Seller Assist, Home Warranty, etc...) and where your home's price is positioned compared to what is selling. We may feel that a home is priced "Right"; but, if the potential buyers are not making offers, then it may not be. I hope this helps. Steve ... more
0 votes 1 answer Share Flag
Tue Mar 22, 2011
Brian Fletcher answered:
Hello Emily,



Delaware County is very reasonably priced. There are programs out there that can assist you with a down payment in Delaware county, I have a buyer working with one right now that will be helping him with $5000 down for closing costs. There are plenty of listings in the area that I could show you that would be the same or less monthly payment as a rental in the same area. Please send me an email or give me a call so we can talk more about this.


Thank You,
Brian Fletcher
Century 21 Absolute Realty
(610) 312-3158
brianffletcher@gmail.com
... more
0 votes 2 answers Share Flag
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