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La Mesa : Real Estate Advice

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  • Local Info7
  • Home Buying16
  • Home Selling5
  • Market Conditions3

Activity 43
Tue Apr 16, 2013
Cory La Scala answered:
I'm wondering why you didn't just ask the seller where the written disclosure is, if you already knew about the mold from your conversation together. If you knew about it, you could have asked the Seller to repair the damage and the issue that caused it. Read your contract. The answers you're looking for should be spelled out in the contract you agreed to. What is your agent saying? You never mentioned whether escrow already closed, or if you're still in your inspection and reports contingency period. I'd talk to your agent, that's what you hire them for. ... more
0 votes 6 answers Share Flag
Mon Apr 15, 2013
Chris Sanders answered:
Hi,

As a start, you might want to contact Cathy Sabater with Greenpath. She is a veteran and is tops in veteran financing. Her email is Cathy.Sabater@GreenpathFunding.com, or call her at 619.846.2675 and tell her Chris sent ya! ... more
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Wed Jun 12, 2013
Nathan Plount answered:
Hi Janice,
What's your price range? Also, have you been pre-approved for a loan? I'd be happy to help you with your search. Feel free to contact me. - Nathan
0 votes 5 answers Share Flag
Wed Jun 12, 2013
Mark Allen Whittington answered:
Here is the link to my website. This will bring you straight to La Mesa MLS search.
Free search no obligation search as much and as often as you like.

http://www.joymarrealty.com/listings/areas/41216/beds/2/bath…

Feel free to search as much as you like.

It would be my pleasure to help you meet your goals if you would like to call me

Thank you
Mark Whittington
760-659-3769
... more
0 votes 1 answer Share Flag
Mon Jan 27, 2014
Cory La Scala answered:
Are you the buyer or seller?

If you're the buyer and really want the home, but can't pay the value difference in cash, you can ask the lender for another appraisal, but you'll have to pay for it, and as you know, they're not cheap.
Or, if you think the appraisal was low and you can prove it with a comprehensive set of comparables, taking into consideration ALL of the variables that appraisers have to consider, you can send those to the lender.

If you're the seller, it may not help. Sellers often think their properties are valued higher than what the value actually may be. But, sometimes appraisals come in low, too. If an appraisal came back low, and you want to challenge it, you'll likely be lengthening the loan process and the entire escrow time. If you're prepared to extend escrow, the buyer has to agree with that in writing, but I doubt a buyer would lengthen an escrow so you can try to prove the property is worth more. Or, you can follow your contract to take steps to end the sale and try again - but only if you have that option in your contract.

So, it depends if you're the buyer or seller, and what your contract says. Ask your agent to show you where in the contract to read about the appraisal contingency, contingencies in general, and canceling the sale. And, by the way, where IS your agent??
... more
0 votes 3 answers Share Flag
Sat Nov 10, 2012
My NC Homes Team answered:
This isn't something I would recommend you do on your own as it takes some experience and the there's a lot at risk. I'd contact an attorney in your area or if your area uses Title and Abstract companies I'd speak with them and ask them to do your title search.

Title search is done by going to the county offices where the Registrar of Deeds is located and physically pulling the records on the property and researching backwards from the current deed. If all your concerned about is liens you may be able to call the Registrar of Deeds office and ask them if there are any liens against the property, depending on how busy (and friendly) they are they may be willing to check and tell you.
... more
0 votes 8 answers Share Flag
Fri Oct 19, 2012
Don McLin answered:
Larisa,

We have 2 homes in La Mesa for rent. One has 3 bedrooms, the other has 4 and they both have 2 bathrooms. The do allow small pets with an additional deposit. However the water is not included in the rent. You can check out our listings and see if they fit your needs. If you have any questions or would like to view the interior please give us a call. (619)464-6870

Don McLin
Heartland Property Management
... more
0 votes 1 answer Share Flag
Mon Dec 3, 2012
Cindy Davis answered:
All you can do is call a common carrier for home insurance and ask!
0 votes 5 answers Share Flag
Wed Apr 1, 2015
Ron Thomas answered:
Every problem you posed is a question for either an Attorney or a Tax professional:
Realtors are counsuled not to answer those types of questions;
Mostly because we'd probably be wrong!

One question back at you; If she had the Living Trust; where did it go?
... more
0 votes 7 answers Share Flag
Fri Feb 14, 2014
Daphne Anderson answered:
Nina please feel free to give me a call I work the La Mesa area and I would love to talk with you about your situation 619-823-3047
0 votes 11 answers Share Flag
Mon Aug 27, 2012
Christopher Lefebvre answered:
I think you will need to work on your credit a little, but contact a mortgage broker to find out for sure.
0 votes 5 answers Share Flag
Thu Aug 16, 2012
Amanda Mitchell answered:
Too far is for you to judge, its almost 6 1/2 miles and an 11 minute drive.
0 votes 5 answers Share Flag
Wed Jul 24, 2013
Daphne Anderson answered:
I work and live in La Mesa please feel free to contact me 619-823-3047
0 votes 6 answers Share Flag
Wed Dec 19, 2012
John Stacy answered:
Hi Wondijimma,

I found four properties in La Mesa for you. What type of financing do you have? If you aren't committed to an agent and would like to make an appt with me, please send me your email address to john@johnstacysellshomes.com or call/text me at 619.892.2985. I can forward you the properties. I look forward to speaking to you.

With Kind Regards,
John Stacy
Realtor
Weichert Realtors Elite
cell: 619.892.2985
email: john@johnstacysellshomes.com
www.johnstacysellshomes.com
... more
0 votes 6 answers Share Flag
Tue May 8, 2012
Jacques Ambron answered:
Wed Apr 20, 2016
David Cairns answered:
Well, you need to get some legal advice so I would say contact a real estate attorney in the area where you purchased the home. If you have clear title then legal steps would need to be taken to take possession. These steps can very state by state so that is why an attorney is needed to help you out. ... more
0 votes 6 answers Share Flag
Fri Aug 17, 2012
Tim Moore answered:
how much is a house worth? Answer: what someone is willing to pay for it.
0 votes 9 answers Share Flag
Tue Mar 6, 2012
Amanda Mitchell answered:
Some lenders can loan FHA down to 580 credit score. There are time frame limits after bankruptcies but I believe this may be 2 years fro FHA. Get in touch with a lender ASAP for an approval! With your income you could also qualify for La Mesa's home buyer assistance program where they will provide you with up to $70,000 towards a down payment! San Diego and Spring Valley also has a similar programs!!! ... more
0 votes 8 answers Share Flag
Wed Jun 10, 2015
Randy Vance answered:
Ajle,

From you explanation it sounds like something is not right about the situation. REO's are handled differently from Bank to Bank and even agent to agent. I have seen Open Houses on properties after an excepted offer. Open Houses are mainly designed to attract buyers to sell other properties to and typically held open by Junior Agents.

Ethically, all offers presented to a listing agent are required by ethics to be presented to the seller. Is the property still available on the MLS as an "Active" listing? If so, it would appear that there is something un-ethical taking place and I would encourage your agent (I am assuming you used your own buyers agent" to contact the managing Broker of the listing agent hangling this for the seller and advise them of the potential for ethics violations. Most Brokers will not tolerate their agents playing such games as it is the Broker of record who is actually responsible for all listings.

Please let me know if I can give you further assistance.

Randy
... more
0 votes 6 answers Share Flag
Fri Jul 1, 2011
Shane Milne answered:
Definitely not, lenders cannot discriminate based on age as long as you are legal age to enter into a contract (for the mortgage) or in the situation where a certain age is required for the loan program (like I'm about to mention) - because of your age you would also have the option of taking out a Reverse Mortgage to purchase the home/wouldn't have any mortgage payments. ... more
0 votes 17 answers Share Flag
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