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Kansas City : Real Estate Advice

  • All98
  • Local Info4
  • Home Buying32
  • Home Selling5
  • Market Conditions0

Activity 54
Tue Nov 19, 2013
Christine Anderson answered:
I would live in this neighborhood! You can view more information about the neighborhood at www.neighborhoodscout.com.

Christine Anderson
Century 21 All-Pro
REALTOR®
Direct: (816) 217-6028
Office: (816) 505-3338
christine.anderson2@century21.com
Kansas & Missouri Licensed
... more
0 votes 1 answer Share Flag
Tue Jan 22, 2013
Angela Shopper Home Sold Guaranteed! answered:
Call me on my cell 913-707-6884.

I have lenders for that will work with you.

Angela shopper
Angela@shopwithshopper.com
0 votes 2 answers Share Flag
Tue Jun 10, 2014
Angela Shopper Home Sold Guaranteed! answered:
I have a lender that will loan with 600+ credit score with 6 months job history and 3.5% down payment.

I have another with no minimum credit score or employment length who will loan with 20% down

My number is 913-707-6884

Angela@shopwithshopper.com
... more
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Tue Jun 10, 2014
answered:
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible economy, you have a low credit score and you have a dream of buying a home, here's some simple advice for you.

It is unlikely you could be approved for mortgage financing with that credit score at this time.

Beware of any mortgage professionals promising you an approval with such a low score. Wait on buying a home. I recommend you take the time to resolve your credit issues.

First, settle any outstanding debt. If you owe money on collection accounts, charge-offs and/or judgments, make payment arrangements and get these accounts paid promptly.

Next, begin rebuilding your credit. If you have current accounts with good payment histories, or even some previous late-payment-blemishes, make sure you continue to pay those accounts on time. If you do not have any existing credit accounts then you'll need to establish several in order to create a viable credit history.

I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection accounts to rebuilding credit to building credit from scratch on their website. http://www.consumer-action.org/

Beware of anyone offering to "repair" your credit! The Federal Trade Commission issued a stern warning last year that such offers are scams. Find more from the FTC HERE. http://www.consumer.ftc.gov/articles/0058-credit-repair-how-help-yourself


The best way to buy a home is to have a decent credit history combined with sufficient Income and Assets for a home purchase.

The best way to have a decent credit history is to settle negative outstanding obligations and pay all your bills on time for at least two years.

Trevor Curran
NMLS #40140
Mobile: 516-582-9181
Office: 516-829-2900
Fax: 516-829-2944
PowerHouse Solutions, Inc.
185 Great Neck Rd, Suite 240
Great Neck NY 11021
Licensed Mortgage Banker – NYS Dept. of Financial Services
NMLS#3528
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0 votes 4 answers Share Flag
Wed Nov 7, 2012
Sharon Klein answered:
You can certainly sell the house, but if the tenants have a lease the new owner must honor that lease until the end of its term. You have some very viable options:

1. Sell to an investor. If you have a good tenant in place, it is more attractive to someone who is buying income property.
2. Sell to the tenant. If your tenant doesn't want to move, they may be able to buy the house. There are several programs for first time buyers to help them get into a home of their own.
3. Offer the tenants a buy-out. If the tenants don't want to stay and the new owner wants to occupy the property, you can offer the tenants something to move, such as cash, a month's free rent, etc. The compensation is negotiable between you and the tenants.
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Mon Oct 22, 2012
Sharon Klein answered:
Yes. You can look it up through the Assessor's office at www.wycokck.gov. If you need help, give me a call at 816-729-4293.
0 votes 1 answer Share Flag
Fri Oct 12, 2012
Tim Krukowski answered:
You should be represented at ALL times by a licensed, board-affiliated Realtor (R) trained to provide accurate and conclusive market data that supports your sale price. Regardless of what you think or have heard, when it comes to the interest of lenders and FHA, appraisers are not the decision makers. If you've been subject to an erroneous appraisal and you feel your Realtor (R) has taken it lying down, it's time to consider a change. [especially] Even if the Realtor (R) is you. [/especially] ... more
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Tue Sep 11, 2012
Angela Shopper Home Sold Guaranteed! answered:
yes! one bank here locally will do it for you - there are some stipulations on qualifying the house and making sure it does not need repairs. You will also have to take a first time buyer class.

When would you like to meet? I am available this afternoon.

913-707-6884

angela@shopwithshopper.com

my office is not too far from KCK and I have several homes in mind that I think would qualify depending on your price range.

do you want to call me or give me your number so we can make arrangements to meet?
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0 votes 1 answer Share Flag
Mon Sep 17, 2012
Kim Glass answered:
Hi Sparshall23,

You should check out Trulia's Local Info on Parkville. When on the Overview tab you can look at the heat map to find stats on Crime, Commute, Schools and Local Amenities. You can zoom in as far as cross streets to get the most relevant info as possible.

Follow this link and select the appropriate category on the heat map to view local stats:
http://www.trulia.com/real_estate/Parkville-Missouri/

Hope that helps!
-Kim, Community Manager
... more
0 votes 1 answer Share Flag
Thu Aug 23, 2012
Angela Shopper Home Sold Guaranteed! answered:
You can search for owners of homes in Wyandotte county on the website:

http://appr.wycokck.org/appraisal/publicaccess/PropertySearch.aspx?PropertySearchType=3&SelectedItem=9&PropertyID=&PropertyOwnerID=&NodeID=11 ... more
0 votes 1 answer Share Flag
Wed Aug 1, 2012
DENISE.SAYLES asked:
0 votes 0 Answers Share Flag
Tue Jul 3, 2012
answered:
No. If the home does not require it, you don't have to utlize the reno/repairs aspect of the Homepath.
0 votes 1 answer Share Flag
Mon Jun 16, 2014
Thomas Bohlmann answered:
YES it is a SCAM.

If you can not meet the Owner or a Realtor Representing the owner, RUN do not walk but RUN away.

Find another place to live.

Good Luck
0 votes 6 answers Share Flag
Fri Aug 2, 2013
Russ Lang answered:
Call the local County Register of Deeds Office, or the City Clerk, and ask for the owners name of the specific property. If they sight a "privacy" issue, ask them if the name you have is the correct name of the owner of the home. The scenario you describe can almost positively be considered a scam. ... more
0 votes 6 answers Share Flag
Sat Jun 23, 2012
Dan Tabit answered:
Bub,
First, I would delete this post, in case the family happens across it. Next, time with an attorney would be well spent. It's not uncommon to get a free initial consultation to explain your situation and get their perspective. They could then advise you as to either the process of filing the lien or alternative solutions you may have available to you.
Get to an attorney's office as soon as possible, in these situations time is critical.
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Tue May 29, 2012
Susan Clifford answered:
I work with investors all the time. I have an extensive background in selling foreclosures and short sales plus do the hard work of finding those diamonds in the rough. Call me at 816.590.0295 ... more
0 votes 2 answers Share Flag
Wed May 2, 2012
Angela Shopper Home Sold Guaranteed! answered:
Most brokerages have some form of transaction fee. Sometimes an agent will agree to waive it or split it but a lot of times it means they still have to cover it out of their own money.

Most times buyers costs are included in the closing costs and the seller may be asked to pay those fees.

Title co has closing fee, banks have transaction fees, and realtors who are paying for transaction coordination also have those fees. They are pretty standard but sometimes the amounts are different.
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0 votes 5 answers Share Flag
Sun Feb 19, 2012
David Wooddell asked:
Wed Feb 15, 2012
Bill Eckler answered:
Jimmy,

The catch here may be to what extent the property was rehabbed......it would be fair to assume that a major rehabilation would require a new CO while more mild projects may be able to get by without one.

Your best bet for accurate information is to pay a visit to your local municipality and inquire. It would be helpful to have a clear understanding of the extent of your project.

Good luck,

Bill
... more
0 votes 1 answer Share Flag
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