Trulia Community - Advice from neighbors and local experts

Find Your Community
We couldn't find that location. Please try again.
Get Expert Advice

Johnson City : Real Estate Advice

  • All70
  • Local Info2
  • Home Buying21
  • Home Selling4
  • Market Conditions3

Activity 27
Wed Apr 24, 2013
Andrew Wilkinson answered:
Hi there,

Unfortunately, because Trulia's focus is on residential property, we dont' have the data needed to answer your question. Sorry about that.

Good luck with your search,

... more
0 votes 1 answer Share Flag
Fri Jul 17, 2015
Rob McLean answered:
One thing you may do is go to each office and leave cards and tell them what you do and leave a price list
0 votes 2 answers Share Flag
Thu Jul 2, 2015
Tim Moore answered:
No money down is what you are wanting but no money down loans are not available to everyone or everywhere. Military veterans can get a no money down VA loan, there are USDA no money down loans but the home must meet certain requirements including location. Other then those two options no money down loans are pretty rare. Your next best bet would be FHA loan with 3.5% down. There are rules for that too. You sound you need to speak with an experienced Realtor to help you sell the house. ... more
0 votes 3 answers Share Flag
Sun Nov 25, 2012
Scott Godzyk answered:
If you are looking to purchase, you need to start by meeting with a local and trusted loan officer who can pre-qualifiy you for a mortgage. They will look at your credit plus financials to see if you qualify. A residential loan will have a lower down payment and interest rate than if you try to purchase as a business which could require as much as 20% down or more. ... more
0 votes 1 answer Share Flag
Wed Nov 7, 2012
Steve Freeman CMB answered:
You can go FHA up to $271,050. Ask the listing agent for comps.
With FHA you will need 3 1/2% downpayment. Seller can pay the closing cost.
Conventional is ok as long as the comps are their. Mainly look for properties with 5 acres or less that have sold in the last 6 months.
With conventional you will be looking at 5% downpayment. The more you have to put down the easier it will be since it sets on 5 acres.
The property is not eligible for USDA. It is not in their lending zone.
Looks like it is in Johnson City address
e mail me if you have more questions
... more
0 votes 1 answer Share Flag
Thu Jul 2, 2015
ron webb answered:
Good Morning--Email me directly at and I will assist you in your search for a mortgage lender. My name is Ron Webb--I am a Realtor at North East Tn Real Estate in East Tennessee. I kl look forward to hearing from you. Thanks ... more
0 votes 9 answers Share Flag
Wed Jul 1, 2015
Joey Booth II answered:
Well First question I would ask is What part of and City of Tennessee are you in? Then Each one of the 3 types of properties would be evaluated and then marketed in different ways that are property appropriate. Each one would depend on many different factors. Like the price valuation, the condition the amount of land, the use of the land. Is it farm, commercial or residential land. There are way too many variables to answer this broad scoped questions with out get the facts. I know this did not answer your question. But with out additional information there is no way of answering it. If you would like further info about you stated properties and you are in my area. I would be glad to speak with you. If you are out of my area I would be glad to refer you to a person located in the area of your properties. Thanks again. ... more
0 votes 3 answers Share Flag
Wed Jul 18, 2012
Mike Sullivan answered:
probably so, though you might want to check with an attorney. The question would be to determine the damages in this transaction....
0 votes 3 answers Share Flag
Wed Jul 22, 2015
Shanna Rogers answered:
Hi Kemp,

You can either rent your house out or attempt a Short Sale. If you are interested in attempting a Short Sale, contact a local Realtor to assist you.

I am attaching a link for you so you can see more information on Short Sales:

Shanna Rogers
SR Realty
... more
0 votes 6 answers Share Flag
Tue Mar 20, 2012
Tim Moore answered:
Contact a local Realtor in your area to relist the property for you. Good luck.
0 votes 3 answers Share Flag
Thu Jul 2, 2015
Doc & Ellen Stephens answered:
YES! See my blog on "Why do I need a Buyer's Agent" at

It will save you money, time and headaches. I have a friend in Johnson City who is one of the area's top agents. Contact me for her name.

Doc Stephens, REALTOR®
Keller Williams Realty
(210) 764-9403
... more
0 votes 13 answers Share Flag
Thu Jul 7, 2011
Gerard Carney answered:
You need to get an attorney, and if you signed the contract, and got the home you are already tied to a mortgage.
0 votes 5 answers Share Flag
Wed Sep 28, 2011
Suzanne MacDowell answered:
It's not very likely the bank will oend more than the house is worth. Not sure what bills you mean, but the days when banks were lending 110% of the value of the home are long gone and not likely to return. ... more
0 votes 5 answers Share Flag
Sun Aug 7, 2011
Marilyn Robertson answered:
The idea is a good one. I have drawn floorplans myself and attached to listings. The cost of the service provided by a professional would be the determining factor in whether the service would be popular with agents. ... more
0 votes 6 answers Share Flag
Thu Jul 7, 2011
Bill Eckler answered:
Lenders will undoubterly view you as a "high risk" if you apply without employment. Your quest would be on more solid ground by applying while you are employed and prior to beginning a new job. They not only like employment but also view the amount of time you have been with the company as important.

Our opinion: your postion would benefit from acting sooner than later..........

Good luck,

... more
0 votes 6 answers Share Flag
Sat Jun 26, 2010
Mary Sheridan answered:
I don't have time this morning to give you an average and I think this would not be useful. A quick check of just Washington County for properties with your criteria shows 59 active, ranging from $126,900 to $450,000. There's a lot else to consider - lot size, schools, quality of construction, location, basement, garage, etc. Most are in the $220,000-$250,000 range, but there are wide variations. Our MLS gives you access to more specific information. ... more
0 votes 2 answers Share Flag
Wed May 19, 2010
Richard Lecinski answered:
You should talk at least two lenders. There are many programs out there and naturally they will depend on how the property will appraise and the amount of your loan.
0 votes 2 answers Share Flag
Mon Feb 18, 2013
Luke Allison answered:
You should be fine with where you are right now. Lenders will look at the totality of your credit profile to verify your overall ability to qualify and repay the loan. That being said, a 615 score should be enough to qualify an FHA loan. However, please note that many lenders and especially brokers have minimum credit score requirements for FHA loans - typically a 620 minimum score. However, I do not need a minimum score to qualify your loan here at Bank of America. I would be more than happy to run your application and get you an approval within minutes. Plus, I am only about an hour from you so if you would like to meet in person to go over your situation.

If you have any questions, please feel free to contact me.
Luke Allison
Bank of America Home Loans
... more
0 votes 4 answers Share Flag
Thu Jul 7, 2011
Sarah McKinney answered:
Hey Kathy! It depends on the size (is it 3 bedroom and 2 bath? for instance) and of course what kind of condition it is in. But a ballpark figure of $15K is what I've seen them at. Let me know if you need any help. ... more
0 votes 1 answer Share Flag
Mon Aug 18, 2008
Kenny answered:
In a case like yours your credit is much more important than length of time at a job since your husbands last job he was at for 4 years. Most lenders understand that people move and have to change jobs. But, if your husband changed jobs every 6 months then there might be some concern.

I just recently helped my sister buy a house in Johnson City. She moved there because of a better job and did not have any problems with finances. If you need recommendations I can tell you the people that she recommended and help find a house for you if needed. My email address is I hope to hear from you soon.
... more
0 votes 5 answers Share Flag
1 2
Search Advice
Johnson City Zip Codes