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Home Buying in Jacksonville : Real Estate Advice

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  • Local Info164
  • Home Buying562
  • Home Selling81
  • Market Conditions32

Activity 490
Tue May 1, 2012
Dennelle Hickson answered:
I would love to help you. There are several programs available and I have a mortgage specialist ready to assist. Please feel free to call me. (904) 446-4035.
0 votes 8 answers Share Flag
Wed Apr 4, 2012
Eric Cavanagh answered:
Sun Apr 1, 2012
Charles Chorman answered:
Hi Sonya,

The HOA fee in The Woods is about $130 monthly. Let me know if there is a home you are interested in and I can make an appointment for you to preview. I can be reached at 904-571-1358 or email at .

All the best
Charlie Chorman - REALTOR
Accredited Buyer Representative
Coldwell Banker Vanguard Realty
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Fri Mar 30, 2012
Mark Fader answered:
That's a great question! Assuming the Management Co shares the community vision, there shouldn't be a conflict. However, I've experieced numerous instances where management has bullied the membership in order to accomplish their agenda. Moral, ethical, right or wrong?....a very subjective science. ... more
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Thu Mar 29, 2012
Melanie Baird answered:
Hi there. There are different costs for a home or a lot. For a home you have such costs as a home inspection, appraisal, closing costs from your lender (which could be points on the loan, home insurance, etc.), title insurance and more. Usually I can get the seller's to help pay for these costs so that you don't come out of pocket more money, but if we can't get them to help pay for these fees then there are several programs you can use to help cover these costs. Such as the bond program (fives you $7500 towards down payment and/or closing costs), USDA program (lets you finance 3% of closing costs as long as the home appraises for sale price), H2H program (which gives you up to $12,500 in down payment or closing costs). These programs really help you to save money.

I hope that helps! Let me know if you have any other questions.

Melanie Baird - 904-304-1500,
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Thu Mar 29, 2012
Douglas Dickie answered:
Parker Place on the Northside? I am showing active rentals on the MLS System, send me an email and I can provide days on the market and market rents

Douglas Dickie, PM, Realtor
Zenith realty, Inc
1855 Wells Road, # 8
Orange Park, Fl. 32073
904 568-7080 Cell
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Wed Oct 22, 2014
Corey Buck Mann answered:
The City is utilizing the money gained through HUD's Neighborhood Stabilization Program (NSP3) to help revitalize the Springfield area. However, you would of had to apply and be approved as an NSP Developer to attain a portion of the $7M allotment.

Most of the City funds for such programs revolve around the CHDO's (Cho-Doe's) which are the Community Housing Development Organizations, and you can apply for that status one a year with applications being due in October. To gain some more insight you might want to start looking around the Housing and Neighborhood's site page at

I hope this information helps with your inquiry.
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Tue Mar 13, 2012
Eric Cavanagh answered:
Hi, Michele;

Honestly, anywhere in the city would give you a good ROI as rents are up and house prices (condos too) are down and money is cheap (low interest rates). You just need to use a sharp pencil on the numbers.

To more directly answer your question, properties nearest to the Colleges and Universities or other schools are going to bring you the most and be the easiest to rent. UNF and FSCJ are near St Johns Town Center off of Butler and condos here or near the beach are good; JU in the Arlington area not as much and various other places in popular areas like Avondale, Ortega, Five Points, Murray Hill and Riverside would do well also.

Condos are hot right now, so expect competitive scenarios and be prepared to act quickly. Do your homework ahead of time so when a condo pops onto the market you're prepared to move on it.
Be aware that you will most likely need cash or conventional financing at 25% down. It's hard to get financing on condos because of all the fiasco from the past. Keep an eye on the monthly fees as these can make the difference between a great investment and one that's not so much.

Did that help? If so, click on the thumbs up below and give me a call to get on my list or to ask any other questions you may have.

Eric Cavanagh
Keller Williams Jacksonville
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Tue Mar 20, 2012
Rob Burns- Your Realtor answered:
The beaches, there are other parts of Jacksonville that may do well due to trends, but the ocean will always attrach people. There is only so much land at the beaches, so supply and demand will kick in. ... more
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Tue Sep 4, 2012
John Bennett answered:
30 day to 12 months - or NEVER. Your Realtor can help you with the details. Good thing to to get a lawyer as well.

0 votes 9 answers Share Flag
Thu Mar 15, 2012
Rosina Eisenmann 904-482-8666 answered:
Three things; listen, listen, listen. Then after listening, apply what was said and remove your personal feelings.
0 votes 6 answers Share Flag
Mon Mar 5, 2012
Donald Price answered:
The typical procesz is to make an offer on a short sale, seller accepts offer, offer sent to sellers lender, lender takes 2-6 months to due BPO and or appraisal. Then the lender sends all information to the investor. the investor looks over everything and either agrees or sends a counter offer back to the buyer. buyer accepts, counters the counter offer or walks away. i hope this helps.
Thank you,
Don Price USN-RET
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Fri Mar 30, 2012
Patti ODwyer answered:
First step is to talk to a mortgage professional; there are many programs that can help firs time buyers, and you can use a bond program, which is almost no money down; FHA with 3.5% down payment and good credit guidelines, USDA (not in Duval County), which is also 100% financing. Shoot me an e mail and I can recommend two different people to talk with.

This way you know what you can afford before you start. It will probably surprise you how low mortgage payments are today. I closed a house last week - buyer was using VA 100% down program and TOTAL payment was $828 for a 4 bedroom, 2 bath house only 6 years old.
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Tue Mar 6, 2012
Rob Burns- Your Realtor answered:
Jacksonville is a BIG place...many would say the beaches for a layed back atmosphere, or the Town Center for a business professional feel and some would say Avondale and Riverside for a trendy artistic area. Just depends on personal taste. ... more
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Sun Mar 4, 2012
Howard Flaschen answered:
All of them. I have to waste words to get to 25 words for it to log the answer but that helps make the point of its all negotiable and could be answered with the first 3 words of this answer. ... more
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Sun Mar 4, 2012
Frank & Sharon Alters answered:
First-time buyers are surprised at all the different steps it takes to get them into their home, even when it's explained to them up front.

There is just so much many people can absorb at a time, and it seems that the steps just keep coming - loan application, inspections, repairs, purchase insurance, more documents for loan, order the survey, title insurance, arrange for moving, set up utilities, remember termite bond for next year, set up pest control, take care of the lawn, bring the check to closing, and apply for homestead exemption. The list seems to go on and on.

At closing, they are so grateful that we have been there to guide them through the transaction. Buying your first house is like a marathon and having a competent real estate professional guide you through it smooths the surprises and makes them bearable.

Hope this is helpful!

Best regards,

Frank & Sharon Alters, e-PRO, CDPE, GRI
Coldwell Banker Vaugnard
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Thu Mar 1, 2012
Sue answered:
I would be delighted to help you. I am an American who lived for several years in the UK. My daughter was born there and has a British passport.

Please call me on 321-377-8892 to discuss your situation further.


Sue Magee
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Thu Feb 23, 2012
Tim Moore answered:
If you don't have a Realtor then by all means have someone protecting your interests. FSBO's can lie, cheat and screw you blind and there is no one to stop them sometimes. A title company works for the lender and deals with the seller and buyer equally so I would have a lawyer draw up the papers and close your side to protect YOU. ... more
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Sat Jun 10, 2017
Ken Smith answered:
I am a NACA approved Realtor. Call me at 904-874-7474 or email at
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Thu Feb 23, 2012
Michael Petrillo answered:
Jacksonville is a strange city in how every part of town has it's good parts and bad. It's also so vast that it could depend on where you work or what lifestyle you want to live. The Southside is considered the nicest area. It is the where all the newest shopping centers, condos, apartments and neighborhoods are. It also has the best schools in Jacksonville. Still some area within the Southside such as: St. Nichollas, Arlington and San Jose can have some rough spots. Overall the southside has the less crime, better schools and neighborhoods, great shopping and is where most of the white collar jobs are located.
The beaches is the next area of town. It's a totally different lifestyle and mentality than the rest of Jax. A lot more local restaurants and stores. Very laid back. Lots of bars and a party scene in Jax beach. Neptune beach and Atlantic beach are more family oriented. Probably the second best schools in town. Far away from most jobs, though.
Next is the Westside. It's mainly a suburban area with older neighborhoods. If you like houses with bigger lots you will find more in this area. It depends on where you are, some parts are crime areas and some parts are nice while other parts are slightly rural/country. Riverside and 5 points which are near downtown are really cool, artsy areas ( a lot of antique stores, hippie clothing stores and coffee shops, art galleries), also right on the St Johns river. Avondale is also a nice areaon the Westside. Jacksonville Heights is more on the country side, it's growing though and starting to lose a little of that feel. Schools on the Westside, for the most part are bad.
Northside is very unpopulated and undeveloped in comparison to the rest of Jacksonville. This area let's you know that you're still in the south. A lot of farms and local stores/restaurants. There is a nice new towncenter near the airport that brings some convenience to this side of town. It is slowly starting to dewvelope in recent years and there are some nice new neighborhoods popping up. Traffic is by far the best in Jax. Schools are not great but not awful either. Crime is not that bad ( often people confuse north downtown with the northside, don't listen to that it's not the same thing). There's a lot of industrial jobs in this area.
Last there is downtown. Currently, there is a lot of crime, the worst schools and bad traffic during rush hour. It is still convenient to jobs downtown and in the southside. Hardly any shopping at all. There are some cool things like festivals, parades, boat parade, fireworks, concerts and sporting events downtown. They are starting to clean up and restore old neighborhoods and have built some nice condos and aprtments. If this keeps up downtown will be a decent spot to live in 10 years. Hope this helps!
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