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Jackson : Real Estate Advice

  • All102
  • Local Info4
  • Home Buying38
  • Home Selling7
  • Market Conditions1

Activity 67
Thu May 24, 2012
Deborah Madey answered:
Susan Hoffman is a loan officer who has been in the mortgage biz for 20+ years. I have known her for several years and she has done presentations on USDA loans in the past. I don't know the current funding status and availability for USDA loans, but Suzanne is definitely a great resource for this info.

You can reach Suzanne at 732 241 5177. Please let her know that I referred you.

Best of luck!

Deb
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Sat May 19, 2012
Rosemarie McGeehan answered:
Hi, thank you for your question. Here is a link to the Ocean County Tax site

http://www.tax.co.ocean.nj.us/

On the left, click on Ratables and select 2011 and you will get a town by town list of their tax rates. Good luck, what a great idea and wonderful way to fill a great need in our area! ... more
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Sun Jul 1, 2012
Gina Chirico answered:
Stevie,

My first question is did the town approve the garage to be converted to an apartment? If yes then it should be able to be sold with the apartment. If not, will you have to incur the cost to turn the garage back into a garage or does "from the new garage" mean you've also added a garage after the conversion?

Does the apartment add value to your home? Perhaps for a person looking for a mother/daughter setup it does. For someone looking for a garage and if there is none then it may be a turn off. I would recommend having a real estate agent run comps against similar properties with a mother/daughter setup or homes with inlaw suites and similar properties that don't have the mother/daughter setup. That should tell you that value of the apartment.
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Wed Nov 30, 2011
Diane Glander answered:
If you are talking about the survey request box, there is an X in the top left (I think) you can click on to close it.
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Sat Oct 8, 2011
Lynette Denson answered:
Tax liens come first then mortgage liens. The length of time it would take to have the lien removed would depend on the bank. Typically the mortgage coma my would get the lien paid by the sale of the home. I suggest having your agent speak to the listing agent and keep looking for homes.
If you have time to wait before making above and are getting a good deal then hang in there. If not, there are plenty of homes on the market to choose from. You amy want to consider a newly constructed home that has a warranty. Builders right now have ready to move in homes that they are discounting. They can also pay closing cost and have incentive for buyers that can move quickly.
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Tue Oct 11, 2011
Christopher Pagli answered:
Hi, I'm trying to understand your question and this part has me confused...Now I am considering "the we" buy houses before we lose it. Is this a good idea? Can you clarify the part in quotes?

Chris
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Sun Dec 11, 2011
Laura Giannotta answered:
Call the local fire company, or ask a neighbor.

Laura Giannotta
0 votes 7 answers Share Flag
Sun Feb 17, 2013
Kristen Nemcek answered:
The Bayberry 1 model currently runs between $900-$1000/mth.

Call/email me with any questions.
Kristen Nemcek
Remax New Beginnings Realty
Cell: 908-692-6040
NJhomes@live.com
0 votes 5 answers Share Flag
Thu Sep 29, 2011
Anna M Brocco answered:
Consider interviewing in person a few local agents from different realty companies, then choose the one you like best and who has the most to offer; ask what marketing strategies will be implemented; what plans will be put in place to coordinate meetings with buyers; what feedback/communication can you expect and with what frequency; will data be supplied to help establish a fair and marketable asking price; will buyers be pre-screened and required to have mortgage pre-approvals when submitting offers; what other services does the agency offer, if any. ... more
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Sat Mar 19, 2011
Diane Glander answered:
I can't answer how long it would take you to make up the loss, or whteher or not it is worth taking a 100K loss, without additional information about your financial situation, but I can tell you this:
I was at a seminar for Jeffrey Otteau, Fortune 500 appraiser today. For you to make up the approximately $100K you state you lost, you would be looking at close to 10 years to get back to the height of the market sales price. There will be minimal increases in the market, much closer to normal market appreciation in the coming years, but it will be a slow process.
So can you hang out where you are for those years?
An accountant is probably the best to answer the first 2 questions questions, based on your financial position.
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0 votes 8 answers Share Flag
Mon Jan 24, 2011
Renee K Zorrilla asked:
Thu Aug 19, 2010
Robert Suarez answered:
Listed for 164,900 3 bed 1 1/2 bath no basement owned by Jackson Township
If you need more Info or want to make an appointment to view.. Use the link to contact me
0 votes 2 answers Share Flag
Thu Jul 22, 2010
Nia answered:
I waited for 6 months, but the sellers Realtor rented us the property while we waited, since it was vacant..
It was all worth it at the end, we did keep looking at other properties, and could not find any better. ... more
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Thu Jun 17, 2010
Anna M Brocco answered:
Why not contact the builder and or your agent and ask for a corrected version of your homeowner's warranty--or consult with your attorney.
0 votes 4 answers Share Flag
Sat May 29, 2010
Bruce Waller answered:
Hello Janet,
My best advice to you is call the survey company that did your property, not every survey that is done includes pins, monuments, or even a stake. This is done with an additonal charge. Call and ask them how much they would charge you to come out stake the corners. I recommend a concrete monument, or at lease a steel pin.
Good Luck
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0 votes 1 answer Share Flag
Mon May 24, 2010
Diana Brunner answered:
Hi Janet,

You are entitled to work with whomever you choose and can change lawyers anytime you want during your transaction. However there are a few things you should be cautious of. First off, depending on how far along in the transaction you are it may cause a delay in the process. It could also be more complicated if you are buying some kind of a distressed property.

The other problem is that you may end up with 2 bills when all is said and done. If the first lawyer has already done work for you then he/she will most likely bill you. Typically attorneys deduct their fee at closing and just add it to your HUD-1 statement, but if you do not complete the transaction with the 1st lawyer you should probably expect a bill in the mail.

I will direct you to speak with your realtor about changing attorneys at this point in the game. They will give you the best advice. If you are buying a "For Sale by Owner" and don't have a realtor feel free to call me and I will help you the best I can.

I wish you all teh best, and many years of happiness in your new home!
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0 votes 8 answers Share Flag
Sun May 23, 2010
Diana Brunner answered:
Hi Janet,

Boy, I feel like I'm really getting to know you! ;)

You will be able to preview your closing documents and title search usually AT your closing, but I can't see why your attorney would not allow you to see them ahead of time.

Both of those things are very last minute though. If you do a title search too soon prior to closing, it leaves a window of time where something could potentially cloud the title and then you would not know. Your mortgage company will be reviewing the title documents though along with your attorney so I don't think you have to worry about there being an issue there.

As for the closing docs themselves, again, they are generally prepared JUST before closing. Being an Accredited Buyer Representative from the National Association of Realtors, I work with many buyers and MANY different lawyers and I have never seen the attorneys have the final numbers until usually 24 hours prior to closing. It's very frustrating I know, but because of all the last minute adjustments that need to happen at closing sometimes thats just how it is.

Diana Brunner
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Sun May 23, 2010
Diana Brunner answered:
Hello again!

Wow Janet, you seem to have a lot of questions. It seems to me like no one is helping guide you.

While a builder may choose to seed your lot, you would need to read over YOUR individual contract to see if they are contractually obligated to do so or not. And even if they say they will there are no guarantees that it will actually grow. You will have to properly maintain it as the homeowner and water it when necessary.

Speaking from experience a new lawn can take many years and lots of seeding/fertilizing to achieve the results you desire.

Good luck!

Diana Brunner
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Tue Feb 4, 2014
Deborah Madey answered:
When are you closing? The lender does not send the closing package to the attorney until just prior to closing. Are you referring to closing docs or did you want your attorney to review paperwork with the application and Good Faith Estimate (GFE)?

Be candid with your attorney about the help that you need. Perhaps if you talk over your concerns with your attorney there is a solution.

Sorry to hear that your transaction is becoming stressful and challenging for you.
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0 votes 5 answers Share Flag
Sun May 23, 2010
Diana Brunner answered:
Hi Janet,

I think you may have asked this question twice. Please refer to my other answer......

Thanks,
Diana :)
0 votes 2 answers Share Flag
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