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Irvine : Real Estate Advice

  • All413
  • Local Info26
  • Home Buying188
  • Home Selling14
  • Market Conditions12

Activity 279
Wed Mar 6, 2013
Kat Rozman answered:
I'm attaching the link to the Irvine USD school locator website here:
Please type in the address to find out your assigned schools.

And here is the one for Santa Ana:

I hope this will help!

Kat Rozman
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0 votes 5 answers Share Flag
Sun Feb 3, 2013
Joe Van Fossen answered:
Hi Ali,

Here's an example of a home currently on the market in a gated community in Irvine:

If you would like to view this home or any other, please get in touch.

Best Regards,

Joe Van Fossen
Buyer's Specialist
Keller Williams Realty
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0 votes 7 answers Share Flag
Mon May 13, 2013
Thom Colby answered:
What is unfair about it ? You made an offer which was accepted by the Seller - BUT - it was CONTINGENT on the Bank approving the amount of the loss they would accept. Short Sales are NOT "Fire Sales". Properties need to sell for Fair Market Value whether it's a short sale or a Standard Sale or a Bank Owned property - depending upon condition, etc.

Many people think, or have been told by someone, that short sales can be bought for UNDER market value. NOT TRUE.

And, now in OC with prices rising everyday, multiple offers on every property, appraisals are coming in higher because the comparable properties are selling at higher prices.

This will sound harsh - not meant to be but it's reality - Pay what the bank is asking or find another property you can afford.
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0 votes 14 answers Share Flag
Tue Jan 29, 2013
Ron Thomas answered:
The Historic appreciation rate is like a roller coaster; at least it has been for the last 5 years.
For the FUTURE rate, please contact Jean Dixon,

What you need to look at, is the factors that go into an area appreciating;
Supply & Demand
Proximity to Fun things.

Sounds like Irvine rates pretty high, nuh?
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0 votes 7 answers Share Flag
Tue Jun 11, 2013
Joseph Fleischaker answered:
If you have equity in the house I would be willing to fund all the repairs and get it in great shape so you can get top dollar for it.
0 votes 24 answers Share Flag
Thu Jan 31, 2013
Suzanne MacDowell answered:
I don't think much changes at all because it is a private sale. Have you been trying the bigger banks? I find people have better experiences with smaller, more local banks that specialize in writing mortgages. Banks like Annie Mac and Residential Home Funding. Do you know a realtor? Are you going to use a real estate attorney for the closing? Those are two places where you might be referred to a good mortgage lender. The part time job is probably the biggest problem, you have to show that you are able to make the payments every month. the assets should help somewhat but you would need to know the formula the bank uses in order to identify the problem and see if it can be solved. ... more
0 votes 10 answers Share Flag
Thu Jan 17, 2013
Valerie O'Brien answered:
Ask your lender, and realtor friends if they send a local newsletter...Get recommendations that you can post with an ad on craigs list.
IF you want to contact me, like most agents we keep a list of helpful contacts for our customers and properties.
Also contact property management services who have to maintain properties after renters move out.
Best of luck
Best regards,
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0 votes 4 answers Share Flag
Sun Feb 3, 2013
Deepak Chauhan answered:
Well if Gated Community is the bench mark for safety for you ... here is what I will suggest.

Try it for yourself; make a list of 25 gated communities of your choice. Go to any of their entrances in your car and follow any other resident who is driving in the gate ... there is your "safety" test result. Only personally manned gates/entrances make some sense for real Safety, all the rest is very theoretical.

Safety was part of the city design for Irvine ... Irvine is one of the first "designed" cities of US. Segregated sections of the neighborhood are one factor that discourages the strangers to take shortcuts through the city. Strangers are noticed in smaller communities easily; also whenever we have a misshapen in the neighborhood, we get quick police alerts via mass telephone broadcasts to warn people.

No community is crime free; people will barge into White House if the "home owner" is not alert. . There is a difference in the quality of a $5.00 and $150.00 wine bottle. When you buy a home, you also buy the neighborhood. Come-on stay in Irvine, you will love it here. May be Mister Rodger’s song will be more convincing.

It's a beautiful day in this neighborhood,
A beautiful day for a neighbor.
Would you be mine?
Could you be mine?...
... Won't you please?
Please won't you be my neighbor?

Realty ONE Group IRVINE
949 748-9834
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0 votes 11 answers Share Flag
Wed Jan 9, 2013
Julie Barnett answered:
You should find a good contractor who can check the building codes in your community to see if it is 'ok to do.' The contractor can also give you a cost estimate, but make sure you have at least three (3) contractors come to give you an estimate on your job and make sure they outline everything that they will provide for their service. You might want to check with Angie's List or your local Better Business Bureau to see if they can give you recommendations for a reliable contractor. Also, make sure that you pay don't pay the complete amount until the job is completed and satisfactory. ... more
0 votes 3 answers Share Flag
Thu Jan 17, 2013
Shane Milne answered:
1. Is there an additional credit on page 1 of the HUD to offset the "one expense item" that was changed from the seller's side to the buyer's side?

If not, and you have had no luck getting answers by talking to them on the phone or emailing, then I would march into the escrow companies office and demand an explanation or you won't leave. They can't simply ignore you, particularly if you are noisy enough to where their other customers start to get concerned.

2. I am not aware of such law. That has occurred in purchase situations where I've been the loan officer, and to me it's the buyer's real estate agent's responsibility to make sure all utilities will be on at the time of the appraisal. If the real estate agent was told by the seller that they would be on, and then they weren't on when the appraisal inspection happened, then at that point, to be fair, the seller should pay for the additional appraisal re-inspection... but if the seller doesn't agree to that in writing, then the appraisal re-inspection fee still needs to be paid, and unless the buyer wants to be the one holding up the transaction then they (or their real estate agent) should pay it.

Shane Milne | Lending in all 50 states | NMLS #81195
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0 votes 6 answers Share Flag
Thu Jan 17, 2013
Joe Van Fossen answered:
Since FHA requires the home be owner-occupied, one option is to refinance your current home with a conventional loan. Your best bet would be to discuss your finances and situation with a mortgage broker who can give you your options and pre-qualify you for a new loan. I work with a lot of good loan people, so please feel free to contact me at the email if you'd like more help.


Joe Van Fossen
Keller Williams Realty
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0 votes 12 answers Share Flag
Sun Dec 30, 2012
Scott Godzyk answered:
It is unlikelybut not impossible if was a few years back. On average the banks want to see 1/3 of your monthly payment to go towards a mortagge payment. You should start by meeting with a local and trusted loan officer who can prequailfy you at no cost and see what you do quailify for looking at your crredit and financials. ... more
0 votes 1 answer Share Flag
Thu Jan 17, 2013
Lata Jobanputra answered:
I am very familiar with Irvine. It would be my pleasure to find a dream home for you.
Please call me at 714-381-5425 or email me at
0 votes 13 answers Share Flag
Sun May 17, 2015
Melchor, REALTOR®, M.Ed answered:
Hi Greenmoon!

I recommend American Home Shield. If you would like further information, please contact me at:

Hope this helps you.
0 votes 8 answers Share Flag
Thu Jan 24, 2013
Tony Fletcher answered:
No, you can put down as little as 3.5%
0 votes 22 answers Share Flag
Fri Jan 18, 2013
Alex Vargas answered:
Morning Kris,

In my opinion Irvine is a fantastic place to purchase an investment condo. You should be able to rent it out rather quickly, being Irvine is highly sought after city.

Please let me know if I can help you with any condo' in the area.


Alex Vargas
Weichert Realtors
DRE #01332235

(714) 269-8775 Mobile
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0 votes 19 answers Share Flag
Thu Jan 31, 2013
Rekha Shah answered:
Hi 711,

Any lender should be able to provide this service to you.

We have in house lenders who can help you with this.

Call me directly @ 949-202-6106 or email me at

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0 votes 7 answers Share Flag
Sun Dec 23, 2012
Ann Urias answered:
It all depends on where you would prefer to live. Stonegate is close to the 5 freeway and Laguna Altura is close to both 405 and 5 freeways and has a lot of great amenities. Both have great schools but if this is an investment Laguna Altura is the way to go. Need any more advice email me. ... more
0 votes 9 answers Share Flag
Thu Dec 13, 2012
Ryan Cassidy Group answered:
I would ask a mortgage broker in the area. You could call Wells Fargo, (949) 552-2049, but I would also call a couple of other mortgage companies as well.
0 votes 5 answers Share Flag
Wed Nov 7, 2012
Claudia Muller answered:
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