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Hialeah : Real Estate Advice

  • All367
  • Local Info17
  • Home Buying78
  • Home Selling2
  • Market Conditions10

Activity 163
Mon May 7, 2012
Tim Moore answered:
Depending where it says it and how it could mean 2 things. In either case a call to the agent would be needed to know if it is under contract and expected to close or it means they gave up selling it for any of a number of reasons. Often there was something found they need to deal with before relisting it. ... more
0 votes 4 answers Share Flag
Mon Jan 9, 2012
Edyta Gryc answered:
Please feel free to send me an email and I will send you a blank copy of the Florida lease agreement used by Florida realtors.
My email: edytaln@yahoo.com
0 votes 3 answers Share Flag
Tue Dec 27, 2011
Marge Bennett answered:
An inspection is required to determine if it has defective drywall (not all of it is from China) Normally this is included in your home inspection. Ask to make sure.
0 votes 5 answers Share Flag
Wed Dec 21, 2011
Phil Rotondo answered:
You can if you qualify. Check with your bank or previous lender.
0 votes 6 answers Share Flag
Tue Jul 10, 2012
Bill Eckler answered:
This is an interesting open ended question......it may help to be a bit mor specific. But from a local agent's perspective, builders are once again building but in moderation, resale home are selling when priced according to the local market standards, short sales are becoming a more realistic buying option than in the past, foreclosures are deminishing(mainly because short sales are increasing), and sellers are beginning to accept the real estate market for what it is....... ... more
0 votes 4 answers Share Flag
Sun Nov 30, 2014
Ann Ryan answered:
Nunez, if you're looking for an agent, drop me a note, and we can discuss what you need. There are currently 11 townhouses/condos on the market in Hialeah Gardens, and you'd be priced as the second highest property in the market. A smart strategy can help you sell this unit.

Best of luck,
Ann Ryan
... more
0 votes 8 answers Share Flag
Sun Nov 6, 2011
Alma Kee answered:
You probably will not get any response if you are referring to a "realtytrac" listing because it may not be for sale. This is probably a condo association or 2nd mortgage foreclosure amount.

Contact a realtor in Hialeah to find out the current actual properties available for sale. It's doubtful you can buy anything for $10k.

All the best,
Alma
www.SoldOnTampa.com
... more
0 votes 1 answer Share Flag
Mon Nov 21, 2011
Lizette Lamorena answered:
Hola, esta propiedad no esta a la venta ya, pero si quieres comprar algo sipilar, hay propiedades disponibles en el area, todo depende de sus condiciones para comprar, si quiere puede llamar al
786-291-2679 para una cita en la oficina, y podra ver toda la lista de propiedades en venta en hialeah,
area en la cual soy especialista, si desea con una llamada puedo ayudarlo.
... more
0 votes 3 answers Share Flag
Thu Oct 6, 2011
Dan Tabit answered:
icre8dan,
You didn't indicate a property. Check with local Trustee websites to find the property and auction date. Buying at an auction is a risky event. You must have cash or pre-arranged financing through a hard money lender. Conventional real estate financing is not available for these homes up front. You get no seller's disclosure of known defects, no inspection escape and all properties are sold as is. You will be competing with professional investors with lots of experience. If all of this is okay, go for it. ... more
0 votes 2 answers Share Flag
Wed Jan 2, 2013
Walter 'Skip' Kersten answered:
Hi Debbie,
Although you still have a mortgage on your current home, hopefully you have equity. You can list your current home for sale and purchase a larger home contingent on the sale of your existing home. You can pre-qualify for the new mortgage contingent upon the sale. Contact a local realtor who will run the numbers for you.
Good luck,
... more
0 votes 3 answers Share Flag
Tue Mar 5, 2013
Sally Grenier answered:
Sounds like you're getting way ahead of yourself. You should first consult an estate planner, or tax attorney or CPA. If you already own a home, and buying another, then one of them is going to be considered an investment property and has different tax implications. ... more
0 votes 6 answers Share Flag
Thu Dec 26, 2013
answered:
Yes, you can do the refinance & purchase simultaneously if you wish. Of course if you are going to be moving into your new home, you would be doing the purchase as an owner occupied property and the refinance as a non-owner occupied property. Non-owner occupied interest rates are roughly .375% higher than owner occupied interest rates.

If you wanted to refinance your current home into owner occupied interest rates, most lenders require you to live in the home for the 1st year of the mortgage, and then afterwards you are no longer required to occupy it/can buy a new primary residence without having to pay off that mortgage.
... more
0 votes 7 answers Share Flag
Mon Oct 17, 2011
Danielle Sharp answered:
On a rent to own property you would not be paying property taxes until you own it. Before even considering looking for a place to buy, contact a mortgage professional to see if you qualify for a mortgage and the dollar amount. That will give you the knowledge and power to take the next step.

Rent to own is not a route I recommend to most people considering those types of deals favor the landlord/seller only.
... more
0 votes 3 answers Share Flag
Mon Jul 18, 2011
answered:
Alb541,

If you are truly interested in purchasing a home you need to take the time to speak to a licensed loan officer that can explain how the process works and answer any questions you have. Buying a home is a very important step in ones life and going off of, quite frankly, some of the junk out on the internet can really hurt you in the long run. I'd be happy to give you solid, quality information that will help you in your decision. You may reach me at any time. I look forward to assisting you.

Joshua A. Lerette
Senior Loan Officer
Residential Finance Corporation
800.930.7334 Ext. 1108 – Toll Free
813.402.4637 – Direct Line
727.488.7355 – Cell
888.692.5967 – Fax
Josh.Lerette@myrfc.com
www.residentialfinance.com
... more
0 votes 3 answers Share Flag
Tue Jun 28, 2011
answered:
No. You can do it with as little as 3% down on conventional and 3.5% on FHA. However, you will have to pay monthly private mortgage insurance(PMI). PMI is an insurance that you pay a third party to protect the lender in case of default. You would need to pay for PMI at least for 5 years, sometimes less. You would also need have a certain credit score to qualify depending on the program. If you want to avoid paying the PMI then you put 20% down or more. For more information call or email me to discuss.

Jose Morales
Florida Mortgage Coach
“We Coach You Through the Mortgage Process”
561-432-9237
info@floridamortgagecoach.com
... more
0 votes 5 answers Share Flag
Sun May 29, 2011
Michele Rigaud answered:
Usted no debería tener que pagar para obtener un prestamista o un bank pre usted califica. La mayoría de las instituciones de crédito va a hacer una calificación previa para usted sin costo alguno.

Usted debe tener una calificación previa antes de empezar a buscar una casa. Si necesita ayuda con una compañía de préstamos que me haga saber
Si usted ya tiene una qulification pre o una carta de aprobación previa a la que me haga saber
Carta de Vuestra es bueno para sólo 30 dias

Michele Rigaud, P.A.
Keller Williams
863-353-7452
... more
0 votes 2 answers Share Flag
Tue Apr 26, 2011
Gus Pishue answered:
David,
You can contact a local real estate agent and they will be able to get you the information that you require. If you have an agent already, please contact them. If you do not and would like a referral, please let me know and I will be able to help you out. Good Luck. ... more
0 votes 2 answers Share Flag
Mon Nov 7, 2011
Lizette Lamorena answered:
Hola, esta propiedad no esta a la venta ya, pero si quieres comprar algo sipilar, hay propiedades disponibles en el area, todo depende de sus condiciones para comprar, si quiere puede llamar al
786-291-2679 para una cita en la oficina, y podra ver toda la lista de propiedades en venta en hialeah,
area en la cual soy especialista, si desea con una llamada puedo ayudarlo.
... more
0 votes 1 answer Share Flag
Fri Apr 5, 2013
Dallas Texas answered:
Best confer your question to your buyers agent no property address is listed

Lynn911 Dallas Realtor & Consultant, Loan Officer, Credit Repair Advisor
The Michael Group - Dallas Business Journal Top Ranked Realtors
972-699-9111
http://www.lynn911.com
... more
0 votes 5 answers Share Flag
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