Hello. Most reputable lenders can give you a pre-approval going on what you tell them, without the need to run a credit check. However, full approval must be documented with proof of income, credit reports, pay stubs, etc. I have a lender that I've referred many of my clients to and they just love her. She works out of Torrance and she's bends over backwards for my clients. If you're interested in talking to her, let me know. Good luck.
RE/MAX Beach Cities