You can get a 25 (or even a 26) year mortgage at the same rate as the 30 but the monthly savings may not b ... more
For any conventional mortgage, you can typically only refinance up to 95% of the appraised value. There are however program that will al ... more
Did you get a copy of the appraisal?
All the best,
I have local lenders in Bucks County that will go to 80% even on cash out but not for properties in Harrisburg.
Check your local banks. You will find someone that wi ... more